yar - gip U lar 3%pa div, thus "recovery" from 1997 & 1998 will be.. 2005/2006?
main tikam sahaja yar - didnt do Excel on the assumption above
THEN... 2008 happens bwhahaaha

This post has been edited by wongmunkeong: Aug 12 2013, 05:56 PM

can't say with 1% promo funds are a good buy.....cos it depends on what one needs....maybe for portfolio diversification or just to bet that the previous years ROI performance can repeat it self.
Alliance Global Equities.... have you read the fund fact sheet or prospectus? liked where the funds are allocated to?

Most of the bond funds are not doing good for the last 3-6 months especially USA announced they are going to cease QE series

Unker Looi is getting better as a CONsultan

a student is good because he got a good master

hmm, i haven't read the others too, I will read them all first before I jump into any. but is there any recommendation from various consultants? haha...

Mr. Pink, then would you also like to CONsult me a little here?

1. AGEF is a good global equity fund
2. Go read the prospectus and recent fund financial statements (don't only read the Alliance ones, go Google Fullerton Fund Management and read the reports of Fullerton Global Equities, the Target Fund, those reports will have more info)

for more info, suggest go read post by xuzen posted on 12 Aug 2013 at 08:25 PM Post #1435
https://forum.lowyat.net/topic/2466037/+1420#entry62421047

(below are just excerpts)
Some take home message:

i) Underweight Malaysian equities (read not avoid, but reduce it esp index linked due to expensive valuation). However, I think M'sia mid to small cap deserve some exposure.

ii) Overweight Asia-Pac equities (aka increase your allocation here)

iii) Overweight US equities slowly but watch out for US Treasury news come Mid -Sep for clearer pricture on QE stoppage and other economic data.

iv) Overweight China and Japan equities. There are no fund that specifically target Japan share, but if you enter Global fund, you should get some exposure from it.

v) Underweight bonds in general.

vi) Keep some (around 10 to 15%) in money market because OPR will be forecasted to rise.

by Xuzen

Sorry Xuzen, just cannot resist the temptation to pass the above to this FSM thread.

jfi,
OSK UOB Asia Pacific Fund has 40.6% in Japan as of 31 May 13
TA Asia Pacific Islamic Balanced Fund has12.46% as of 28 June 13
Kenanga Asia Pacific Total Return Fund launch date 11 July 13

This post has been edited by yklooi: Aug 12 2013, 11:22 PM

DCA today on PGSF , CIMB APDIF , EI GEM. macam too frequent i DCA.. last transaction was 1st August.. am i too rush?

as long as you have money and faith in what you do.....
As Sir John Templeton aptly says, "History shows that time, not timing, is the key to investment success. Therefore, the best time to buy stocks is when you have money." So long as it's well managed unit trusts invested in markets that have strong fundamentals, the message is to stay invested and to keep on investing. That said, investors can mitigate investment risk by practising diversification, and also by investing bit by bit regularly via a regular savings plan.

Bro... Who is your portfolio manager?

I bought some funds from Hwang and I was allocated a client portfolio manager

Wow.. That is cool, direct to portfolio manager. Is he or she reply as efficient as FSM?

US stocks open lower again. Keep going lower so that I can buy

not as good and detail as FSM, he provided short and simple answer, FSM provided analysis with graph on my portfolio....maybe it was because I buy funds by DIY, where else I think it would be different if I asked them to invest and manage my portfolio/money...guess the fees and the initial amount would be different too...never ask them...

FSM rated US only 3 stars rating...same as M'sia just to make you pondering...ha-he

FSM rate by fundamentals and potential upside. As u should be aware by now, a market may not be fair valued for so long that u may run out of ammo...remember China?

In the same manner, a market may be expensively valued for so long that if u were to short it u would go bankrupt.

then lagi pening....
anyway,...will be studying to reorganizing my portfolio will try to cater US, Europe, Asia ex Jpn, Japan, Emerging Mkt (5 catergories) and will go to Eq 80% (for this 2 years)
I selected this due to the correlation of returns.....any suggestions? anyone?

This post has been edited by yklooi: Aug 13 2013, 12:58 AM

Unker Looi, u already retired, don't go too heavy on equities lar...balanced 50/50 is the ABSOLUTE MAX u should go I reckon

thks for the reminder, but I dun see bond to be good for this 2 years, and was thinking of moving some bullets from bond to hunt for 2 years.
maybe you are right in the sense, that, in the event of a free fall, bond may not fall that much....

This post has been edited by yklooi: Aug 13 2013, 01:10 AM