FINALLY....
now.. if they would just rip the bloody bandage off, rather than wussying around peeling bit by bit..
Man-up Bernanke!

IMHO - Investments are best boring.. unlike fast cars & hot women

Where?
U mean past time? Puchong & Sunway Mentari plenty - Pink's the expert

ok ok back to the topic, else moderators nuke me
Anyone here ball-sy enough to go gung-ho and buy/sell to hit a planned Asset Allocation just like that <snaps fingers>?
ie.
say from holding 80% of bonds/cash VS 20% equities,
then just buying/spending down bonds/cash
to hit 30% bonds/cash VS 70% equities?

Personally, my nuts aint made of steel, thus i just whittle-down / re-allocate towards my targeted % within 6 months (if my held % is off by 25% of planned)
ie. plan 6 mths to execute extra purchases/SWITCHING on top of my quarterly die-die value averaging + dollar averaging
Then after the 6 mhs, review again and see how much more if it is still off by 25%

Just thinking any better ways yet not balls-to-the-wall gungho oneshot rebalance?

2008? didnt do much - except for screaming on the way down AND buying end 2008, early 2009

Next downturn coming? DEFINITELY
When? No idea

Pinky, think of it another way.
There are those of good heart & nature, buys homes and provides good residential units at affordable prices to those who can't afford buy, while upkeeping & maintaining the properties properly
Good landlord for good renters.

Of course, there are crazed speculators wanting to charge crazy rents lar.

Thus, in all - sometimes dont U think that if the good gives up on investing & growing their wealth, then the bad/crazed will have all the assets & wealth to make life worse?

No right/wrong yar, just thinking aloud - a perspective from an audio book i "read" changed my mind on my internalized "filthy rich" concept.

Visions of 1997-1998 double-dips...

Classic FEAR vs GREED

Repeat after me... work with plan.. ohm... work with asset allocation.. ohm..

and it took 10years to reach back to 1997 pre-crash KLCI index levels (ie. 2007)
then 2008 happens!

yar - gip U lar 3%pa div, thus "recovery" from 1997 & 1998 will be.. 2005/2006?
main tikam sahaja yar - didnt do Excel on the assumption above
THEN... 2008 happens bwhahaaha

This post has been edited by wongmunkeong: Aug 12 2013, 05:56 PM

Dang.... that's a good "publication" - PEs tracking all one glance
Thank U.

Similar here - RHB GS BRICs last bit purchased in 10th July, as of 13th Aug's NAV hitting 8.45% net returns
Buying lelong works well with my psychology hehe - i like shooting fishes in a barrel

Let the roller coaster swing (and let's scoop up some fishes near the bottom )

This post has been edited by wongmunkeong: Aug 15 2013, 03:27 PM

ermm.. on the flipside, good time to accumulate mar right?

EPF for 2014 Jan onwards: http://www.kwsp.gov.my/portal/documents/10...ANUARY_2014.pdf
New MINIMUM savings table for age base

Just thinking of Impact:
EPF A/C1 withdrawals for mutual funds / stocks?

Interesting stuff - stress testing Asset Allocation (a variety of sub-methodologies)
https://www.dropbox.com/s/ep841u04ks0lri9/s...est_taa_v01.pdf

Dude - chillax.
Give it 3 mths / more and rebalance if needed lar
Say long term but worry short term neh?

Worse case scenario - in 3 to 6 mths time, all blood on street - WOOOHOOO!! Lelong heaven
In fact, if that happens, U & i will probably be buying into REITs and Stocks directly due to the "Safety margin" rather than worry about mutual funds heheh

Have a plan, work the plan, tweak a bit to "correct" heading.

Just a thought

U ar.. publicly wringing hands and cry, tapi dalam going "wohoo! fall baby, FALL!"

eh, hindsight not SHD HAVE BOUGHT MORE meh?

and then it goes UP UP and away

Peace peace! Just may be mar

And when everyone agrees, especially media... we should do the opposite

When everyone says "XXX is dead", the next year or so, XXX hits its high or recovers.
Or am i the only one noticing this?

Not enuf headlines yet lar - wait for something like "Bond investing is dead" or "Bond as an asset class is dead as it fluctuates with/as much as Equity".

Anyhow.. how to buy Indonesia bonds ar other than OSK-UOB Emerging market bond fund? that one with 1.5%...
hehe prepping.