Cool down Pinky.
Investment thread here, no politics.

Foresta investors are more than happy if u could recommend better investment in the said thread. Thanks in advance

My apology, lets back to FSM and or Mutual Fund investment.

It's the same principle, we're talking about making the world a better place, but because of greed some people put their conscience behind.

Pinky, think of it another way.
There are those of good heart & nature, buys homes and provides good residential units at affordable prices to those who can't afford buy, while upkeeping & maintaining the properties properly
Good landlord for good renters.

Of course, there are crazed speculators wanting to charge crazy rents lar.

Thus, in all - sometimes dont U think that if the good gives up on investing & growing their wealth, then the bad/crazed will have all the assets & wealth to make life worse?

No right/wrong yar, just thinking aloud - a perspective from an audio book i "read" changed my mind on my internalized "filthy rich" concept.

Just want to know, which type of investment portfolio you've chosen? I guessed aggresive portfolio... and how frequent u top up ur portfolio? DCA or VCA? i apologized here first in case u alrrady mentioned in ur previous reply... thanks

No worry bro, we are here to share and learnt from each other with open heart and open mind.
I have quite a defensive portfolio actually, to summarised it, my UT investment was 70% (equity):30% (bond) in year 2000-2004,
then 50%:50% from 2005-2008,
then 90% bond:10% equity in 2009-2012....
I sold all my UT from FSM and PM in year end 2012.

Left out one part, I don't use either DCA and VCA....back in year 2000, these terms were not used that often.
I usually do one lump sum investment, maybe 2-3 times within a year, and switch in between funds.

My investment cost is quite low, as one of my family members used to work in PM, I can buy the funds at NAV with no initial charge, enjoying staff benefits.
When she left PM, I started to invest equity funds via FSM and CIMB Clicks, only buy bond funds from PM.

Hi, newbie here. Just wanna ask what are the main characteristics of funds for core equity?

>=70% of asset allocation in shares market

You are slowly switching out from bond from 2000-2012 before you finally sold out all your UT, what is the reason ?

Bond funds' returns shrinking after 2011 when economy slowly picking up. But I had good returns on Bond funds from 2008-2010....
I found other better investment alternatives as shared earlier.

This post has been edited by cheahcw2003: Aug 11 2013, 11:25 PM

The core portfolio is invested in broadly diversified regional funds such as those investing in Asia ex-Japan, Asia Pacific and global markets. These funds are held for long-term such as five-years or more.
http://www.fundsupermart.com.my/main/resea...pl?articleNo=59

found this forummer at FSM SG: NthDimensions posted this:
#Quote# I think more importantly, you have to ask yourself, what is your game plan?
1) how much losses before cut-loss?
2) will you ever cut loss? or just hold and wait?
3) how much % profit is your target?
4) what is your 6-months plan, 1-year plan, more than 1-year plan, if any?

and then, do you stick with your plan, or adjust it along the way if you see things not going your way, and how would you know things are really not going your way, or is it just a temporary hiccup, do you hold and wait?

it's really your game plan, according to your character, that determines the outcome.
what works for someone else, may not work for you. #unquote#

WOW, that really got me thinking.......

Hi guys.

Just a question.

At the current economy situation, investing in UT locally or asia pacific is better?

Kindly provide opinions and preferable if there is any news link.

For Asia-Pac: Offers better value in terms of potential upside
For Local: The local market got huge institutional support in the forms of EPF, LTAT, etc etc etc

Risk is lower for local, but the potential rewards for Asia-Pac is WAY higher, u decide

http://www.thestar.com.my/Business/Busines...ncial-life.aspx

i wonder if there any 1-year fund to invest? that can make us get profit in short term?

*newbie question

Ponzi fund like HAQ gives u nice profit in 1 yr (yield around 20-30% pa, past performance tho). What kind of profit are u looking at, some ppl think 3% profit they satisfied even for 1 yr, so they put in fixed income bond, some ppl say wan 8-10%, some wan beat fd only, some wan same as EPF as profit.. 0.1% also profit, define ur profit. if u wan anything higher than that, just go for stock, maybe 1 day also u can become millionare.