I doubt that. It's too near to the recently concluded discount campaign.

Fundsupermart.com is now offering investors the opportunity to invest in funds from these markets at a promotional sales charge of 1% from 5 August 2013 till 30 August 2013.

Greater China --- Eastspring Investments Dinasti Equity Fund
Asia ex-Japan --- AmAsia Pacific Equity Income 
Asia Ex-Japan (Islamic) --- Pheim Asia Ex-Japan Islamic Fund
Global Emerging Markets --- Eastspring Investments Global Emerging Markets Fund
Global --- Alliance Global Equities Fund
US --- RHB-GS US Equity Fund

http://www.fundsupermart.com.my/main/resea...?articleNo=3696

just a note T &C #4
4.This promotion does not apply to transactions involving Intra Switch Buy.

Pink, do share your view further on this fund throughout your years of investing in it. Personally AGEF is not for me due to the high exposure in Japan market. GEYF has too high in US market, but I guess I have to compromise a little (I can invest little in it).

Contracts can't help you if you get a bad tenant. Maybe you've always had good luck and have good tenants, I have experience with bad tenants before. Even though the tenants were arranged through real estate agents and have signed contracts, it doesn't really help you if they won't pay up, won't pay on time or cause problems. Sometimes even if you have decided to evict them and want to cut your loss, it can be difficult. What can you do? Call the police? Sue them? Like I said, very troublesome.

I can cite many examples. A friend's house rented out to a business owner through a real estate agent. Ended up not paying a single month's rent after paying for initial deposit. Went to the office to complain many times, business owner even wrote postdated cheques that bounced, ended up running way with six months rent in arrears. One house rented out to a company, they ended up filling it with many illegal immigrant workers, caused many problems and complaints from neighbours etc. My father in law has a shop office that keeps changing tenants. A new tenant comes in, rents for 4 to 6 months, the business fails and then runs away. He keeps complaining that the real estate agent earns more from the property than he does.

Yes, these problems can be solved but they take time and effort. I only mean to say that it is not true that the only downside of property investment is that it needs more initial capital. All types of investments have different risks, effort involved etc. This is why these days I prefer to invest in REITs and unit trust funds. Less troublesome, no need to constantly follow up on tenants, trouble with maintenance and utilities, etc. Note: I currently have three properties rented out: a condo, a low-cost flat and a house in Shah Alam. But my investments in stocks either directly or through unit trust funds still exceed the value of my property investments.

Discussion is getting heavier 

We are here with the intention to share info and make money. So chill guys.

At the end of the day, each has their favorite investment tool. There is no best tool

The best is diversify. Everything also invest 

If u check my previous statement I did mention that the rich either made their fortune from real estate or KEEP their wealth in the form of REAL ESTATE. The 2 tycoons u mentioned keeps their wealth in the form of real estates. They own office buildings, houses, blocks of condos, hotels and resorts, land, private jets directly or indirectly. That is why I said no exceptions.

Even MNC like Mc Donald, if u study their annual reports, they do not make much from their franchise fast food biz, main chunk of their profits are from real estates capital gain, they own most of the restaurants they have worldwide. And investment Guru like Buffet has exposure to Mc D' blue chip stocks and also other REITS stocks.

I think people went into property for investment because there are some hole within the system.

Property developer tend to cover the interest for you until your unit is fully built. Usually the property took around 2-3 years to completed its construction and during this period of time no interest charge on you. Investor can easily foresee the price of property in penang, kl and iskandar area. So in other words with small capital only and borrow a huge amount of loan, they can easily getting a big earning in it. Imagine with RM50k capital and RM350k loan from bank, they can earned up to rm400k within 3-4 years. Bank Negara already looking into this "hole"

I read an article not too long ago, this investment is actually having lower risk compare to stock market or UT...

Personal attack ?    You were the one who say you are lonely, that is the reason you post your first comment here....

Foresta ? I am just giving an analogy. Don't know how you see it as personal attack. Apologies if you feel so. If you feel it is a personal attack, then all the FSM people here should feel your personal attack to them too 

No worry bro, we are here to share and learnt from each other with open heart and open mind.
I have quite a defensive portfolio actually, to summarised it, my UT investment was 70% (equity):30% (bond) in year 2000-2004,
then 50%:50% from 2005-2008,
then 90% bond:10% equity in 2009-2012....
I sold all my UT from FSM and PM in year end 2012.

Pinky, think of it another way.
There are those of good heart & nature, buys homes and provides good residential units at affordable prices to those who can't afford buy, while upkeeping & maintaining the properties properly
Good landlord for good renters.

Of course, there are crazed speculators wanting to charge crazy rents lar.

Thus, in all - sometimes dont U think that if the good gives up on investing & growing their wealth, then the bad/crazed will have all the assets & wealth to make life worse?

No right/wrong yar, just thinking aloud - a perspective from an audio book i "read" changed my mind on my internalized "filthy rich" concept.