QUOTE(Dry Pillow @ Jul 20 2013, 08:17 PM)
Got bank offer me 2.75% for 9 years loan for Saga SV. Is it good rate? Anyone got lower than this? Thanks.
I think that is a good deal, montly how much u need to pay???PROTON SAGA BLM, FL & FLX CLUB V47, Berpuasa dengan penuh kemiskinan
|
|
Jul 20 2013, 08:19 PM
|
![]() ![]()
Junior Member
126 posts Joined: Jun 2012 |
|
|
|
|
|
|
Jul 20 2013, 08:28 PM
|
![]() ![]() ![]() ![]()
Senior Member
623 posts Joined: Apr 2008 |
|
|
|
Jul 20 2013, 08:29 PM
|
![]() ![]()
Junior Member
126 posts Joined: Jun 2012 |
|
|
|
Jul 20 2013, 08:29 PM
|
![]() ![]() ![]() ![]()
Senior Member
637 posts Joined: Apr 2008 From: Metropolis |
|
|
|
Jul 20 2013, 08:30 PM
|
![]() ![]()
Junior Member
126 posts Joined: Jun 2012 |
|
|
|
Jul 20 2013, 08:33 PM
|
![]() ![]() ![]() ![]()
Senior Member
637 posts Joined: Apr 2008 From: Metropolis |
|
|
|
|
|
|
Jul 20 2013, 08:36 PM
|
![]() ![]() ![]() ![]()
Senior Member
623 posts Joined: Apr 2008 |
QUOTE(Noobdao @ Jul 20 2013, 08:29 PM) wah....less than that?I think u just paid for 5 years should be ok ba...monthly not more than RM500.... Thinking about it too but planning to use the car for only 5 years before moving up one level, haha. That monthly I'm happy la with my cashflow, hahaQUOTE(iiam @ Jul 20 2013, 08:29 PM) Got mine from bank muamalat too. First offered 2.75% The banker told me the Raya offer 2.65% will come back on 24th Jul. So I told the banker to hold my application until 24th la, haha. Hopefully can get it. Enjoy the raya with new car bro! |
|
|
Jul 20 2013, 08:45 PM
|
![]() ![]() ![]() ![]()
Senior Member
637 posts Joined: Apr 2008 From: Metropolis |
QUOTE(Dry Pillow @ Jul 20 2013, 08:36 PM) Got mine from bank muamalat too. First offered 2.75% The banker told me the Raya offer 2.65% will come back on 24th Jul. So I told the banker to hold my application until 24th la, haha. Hopefully can get it. 2.65% is worth the wait bro.. have to keep calling the bank 2 days after submit documents. they are quite slow.. took mine almost 2 weeks Enjoy the raya with new car bro! Thanks bro! hope to see u during the thread's TT. This post has been edited by iiam: Jul 20 2013, 08:46 PM |
|
|
Jul 20 2013, 09:53 PM
|
|
Staff
10,459 posts Joined: Sep 2005 From: Puchong |
QUOTE(dares @ Jul 20 2013, 05:36 PM) Good! My first experience with Imax 3D. I would go back for another Imax 3D movieQUOTE(kenjilew @ Jul 20 2013, 07:49 PM) i jio u but u say u not free... mana tau go watch pacific rim IMAX 3D without us... -.- I have an appointment before you asked already. got... but for 1 day only... once click the link... biosTewRacingDevelopment. QUOTE(Dry Pillow @ Jul 20 2013, 08:17 PM) Got bank offer me 2.75% for 9 years loan for Saga SV. Is it good rate? Anyone got lower than this? Thanks. Just wondering why would you put 9 years loan for a small amount. Considering that you have placed a pretty large downpayment, your financials should be pretty good for 5 years or less. |
|
|
Jul 20 2013, 10:05 PM
|
![]() ![]() ![]() ![]() ![]()
Junior Member
834 posts Joined: Jul 2011 |
|
|
|
Jul 20 2013, 10:40 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks |
QUOTE(mengsuan @ Jul 20 2013, 09:53 PM) Just wondering why would you put 9 years loan for a small amount. Considering that you have placed a pretty large downpayment, your financials should be pretty good for 5 years or less. Tht day I go ask bout personal loan I even shocked to see there's a 5 years tenure for a RM2,000 loan. LMAO. RM5x/month. |
|
|
Jul 20 2013, 11:08 PM
|
![]() ![]()
Junior Member
129 posts Joined: Sep 2009 From: Malaysia |
QUOTE(watekeke @ Jul 20 2013, 05:19 PM) QUOTE(dares @ Jul 20 2013, 05:21 PM) Hahahahaha its ok. usually car thread is guy. seldom got female.yah I went Larkin. Den I I back my usual sc at jln tebrau. QUOTE(watekeke @ Jul 20 2013, 05:33 PM) QUOTE(Quazacolt @ Jul 20 2013, 06:01 PM) experience so far from tan chong batu caves and perodua jln ipoh has been very positive so far Lol don't tell me I need go kl meh. I can only base at jb. Or Kuantan. Or Terengganu.proton never experience, and don't feel like experiencing |
|
|
Jul 20 2013, 11:32 PM
|
|
Staff
72,839 posts Joined: Sep 2005 From: KUL |
Going to book my CVT Exec tomorrow.
Promotion and discount RM 3k. So this RM 3k will be offset from my down payment. I'm going for 7 years loan but 2.88% interest... |
|
|
|
|
|
Jul 20 2013, 11:52 PM
|
![]() ![]()
Junior Member
126 posts Joined: Jun 2012 |
|
|
|
Jul 20 2013, 11:55 PM
|
|
Staff
72,839 posts Joined: Sep 2005 From: KUL |
QUOTE(Noobdao @ Jul 20 2013, 11:52 PM) Ya, the sales person said should be able to get before Raya. Though he doesn't guarantee that but high possibility. Wanted to get a Mirage or Swift but well, after serious consideration... I only need a car for moving around and house is still my priority, so gotta settle with Saga which I think is a good car. |
|
|
Jul 21 2013, 12:05 AM
|
![]() ![]() ![]() ![]()
Senior Member
652 posts Joined: Jul 2008 |
how come u all interest so low?
mine saga sv loan 25k 7 years 3.07 % maybank.. i got chopped? i nego with the maybank fela they say is the lowest already,...wth... sumore 2 weeks already my car still havent come...can i cancel my car? i already purchase number plate though...haven sign any bank agreement yet... |
|
|
Jul 21 2013, 12:11 AM
|
|
Staff
72,839 posts Joined: Sep 2005 From: KUL |
QUOTE(streetglow @ Jul 21 2013, 12:05 AM) how come u all interest so low? Er, I think so. mine saga sv loan 25k 7 years 3.07 % maybank.. i got chopped? i nego with the maybank fela they say is the lowest already,...wth... sumore 2 weeks already my car still havent come...can i cancel my car? i already purchase number plate though...haven sign any bank agreement yet... The dealer will do the arrangement for my loan, so I won't go around negotiating. 2 weeks still sound reasonable. |
|
|
Jul 21 2013, 12:16 AM
|
![]() ![]() ![]() ![]() ![]()
Junior Member
834 posts Joined: Jul 2011 |
QUOTE(streetglow @ Jul 21 2013, 12:05 AM) how come u all interest so low? Anything above 3% just decline and take your business elsewhere.mine saga sv loan 25k 7 years 3.07 % maybank.. i got chopped? i nego with the maybank fela they say is the lowest already,...wth... sumore 2 weeks already my car still havent come...can i cancel my car? i already purchase number plate though...haven sign any bank agreement yet... This is not the first time I hear Maybank charging exorbitant rates. Most SA agrees that Public Bank and RHB consistently offer better rates, Affin and Muamalat also offer good deals as well. |
|
|
Jul 21 2013, 12:21 AM
|
![]() ![]() ![]() ![]()
Senior Member
652 posts Joined: Jul 2008 |
QUOTE(fruitie @ Jul 21 2013, 12:11 AM) Er, I think so. shit....already gone up car...since the dealer is my uncle introduce one..i fully trust them...haiz...The dealer will do the arrangement for my loan, so I won't go around negotiating. 2 weeks still sound reasonable. anyway comparing 2.88% and 3.07% there are diff of total of 3xx over 7 years... 2 weeks already the salesman still say factory belum siap assemble... |
|
|
Jul 21 2013, 12:23 AM
|
![]() ![]() ![]() ![]()
Senior Member
652 posts Joined: Jul 2008 |
QUOTE(dares @ Jul 21 2013, 12:16 AM) Anything above 3% just decline and take your business elsewhere. haiz already up car....i think cant turn back already...car already registered under the number plate i think...any way more 3xx over 7 years still acceptable for me...so my loss is some one;s gain here...hope others dun take mbb for car loan..chop u This is not the first time I hear Maybank charging exorbitant rates. Most SA agrees that Public Bank and RHB consistently offer better rates, Affin and Muamalat also offer good deals as well. |
|
Topic ClosedOptions
|
| Change to: | 0.0187sec
0.80
6 queries
GZIP Disabled
Time is now: 13th December 2025 - 11:53 AM |