QUOTE(chicaman @ Sep 22 2013, 11:01 PM)
I am interested to know what is the max one could leverage from the salary / payslip to get loan approval.
Some bank would allow up to 70% of the Payslip for the loan after deducting the commitments and those days were only 1/3 of it.
Many people complaint about the traffic at Jalan Kuching / Jalan Ipoh especially EcoSky location is not good due to Jam, a U-Turn at Batu Caves roundabout to go KL. How far is it from EcoSky to the roundabout traffic light? (1KM), how long it takes to drive 1KM?
Distance from Jalan Kuching / Jalan Ipoh / Kepong roundabout to EcoSky is 2KM, again, how long it takes to drive 2KM?
No doubt it is in matters of seconds and minutes under normal traffic condition. For Traffic Jam, yes it takes times to travel. However, to "beat" the traffic, there are some small roads behind Taman Wahyu as mentioned by a few forumers.
So is the flyover really necessary just to beat a 1KM (2KM for 2 way). I'd say no as the place is only Jam during peak hours and it is not the Jam that would stuck for several hours.
Source: I have been staying in BBS for 10 Years and Jalan Ipoh for 10 Years.
Just to share what i know. Roughly take 70% of your nett income as commitment. If you have other loans like car loan or other housing loan, then need to minus those from this 70%. What you are left with will be your monthly maximum installment that can be approved for this property. Some bank would allow up to 70% of the Payslip for the loan after deducting the commitments and those days were only 1/3 of it.
Many people complaint about the traffic at Jalan Kuching / Jalan Ipoh especially EcoSky location is not good due to Jam, a U-Turn at Batu Caves roundabout to go KL. How far is it from EcoSky to the roundabout traffic light? (1KM), how long it takes to drive 1KM?
Distance from Jalan Kuching / Jalan Ipoh / Kepong roundabout to EcoSky is 2KM, again, how long it takes to drive 2KM?
No doubt it is in matters of seconds and minutes under normal traffic condition. For Traffic Jam, yes it takes times to travel. However, to "beat" the traffic, there are some small roads behind Taman Wahyu as mentioned by a few forumers.
So is the flyover really necessary just to beat a 1KM (2KM for 2 way). I'd say no as the place is only Jam during peak hours and it is not the Jam that would stuck for several hours.
Source: I have been staying in BBS for 10 Years and Jalan Ipoh for 10 Years.
And regarding the traffic issue, i agree with your point.
However, if got flyover good also. Just my personal opinion, which "ong" residential area no jam at all? Cheras? Puchong? Damansara Perdana?
This post has been edited by Calculator2013: Sep 22 2013, 11:47 PM
Sep 22 2013, 11:39 PM

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