how many cerato owners here?
LYN Kia Cerato Owners CLub V1, 1.6 : Rm99,888, 2.0 : Rm118,888
LYN Kia Cerato Owners CLub V1, 1.6 : Rm99,888, 2.0 : Rm118,888
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Jul 30 2013, 09:53 AM
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Junior Member
139 posts Joined: May 2009 |
how many cerato owners here?
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Jul 30 2013, 11:09 AM
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Senior Member
2,645 posts Joined: Jun 2012 |
If u guys plan to book your cars in Penang, avoid NASA Greenlane branch at all cost.
My friend booked his k3 there and plan to cancelled, initially was told booking fee refundable but now he cant get back his money.. When he approached tyem to cancel the booking, his SA told him will get back the fee in 2 weeks, but after few days got another call from him and booking fee is not refundable.. |
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Jul 30 2013, 11:18 AM
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Junior Member
139 posts Joined: May 2009 |
QUOTE(monocle @ Jul 30 2013, 11:09 AM) If u guys plan to book your cars in Penang, avoid NASA Greenlane branch at all cost. any booking receipt?My friend booked his k3 there and plan to cancelled, initially was told booking fee refundable but now he cant get back his money.. When he approached tyem to cancel the booking, his SA told him will get back the fee in 2 weeks, but after few days got another call from him and booking fee is not refundable.. |
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Jul 30 2013, 11:37 AM
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Senior Member
1,099 posts Joined: Aug 2005 |
QUOTE(jclow @ Jul 29 2013, 10:31 PM) Me also, I done all the payment (DP and loan agreement) on 14th July, plate no also ready. But no car to deliver. So angry on that branch, no car to deliver and ask ppl to do all the payment. Nope. Mine is GM, SA inform car is ready this week, so all ends well.Are you order bright silver color? I choose that color, I booked the silver color when their first day road show in 1 Utama. The SA asked me to choose another color which ready units in their branch but I only like silver for Cerato, other color looks like no so nice for me. another color is white color but difficult to take care. Silver is 'hot' color, so some delay is expected. Which SA you booked your car? PM me. |
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Jul 30 2013, 12:41 PM
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Junior Member
135 posts Joined: Nov 2010 |
QUOTE(jclow @ Jul 29 2013, 10:31 PM) Me also, I done all the payment (DP and loan agreement) on 14th July, plate no also ready. But no car to deliver. So angry on that branch, no car to deliver and ask ppl to do all the payment. You should not be paying the down payment if the outlet has yet to have a car for you. Are you taking the 1.6SX or 2.0SX?Are you order bright silver color? I choose that color, I booked the silver color when their first day road show in 1 Utama. The SA asked me to choose another color which ready units in their branch but I only like silver for Cerato, other color looks like no so nice for me. another color is white color but difficult to take care. |
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Jul 30 2013, 12:51 PM
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Junior Member
127 posts Joined: Feb 2012 |
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Jul 30 2013, 12:59 PM
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Junior Member
135 posts Joined: Nov 2010 |
Like to share the news that one particular bank has now stopped Hire purchase loan for 8 & 9 years and only doing up to 7 years maximum. They are acting in line with Bank Negara's "Responsible Financial Guideline" to reduce individual debt ratio period.
However, other banks are still not yet affected by this ruling at this point in time, and I am not sure if they might follow suit soon. There is a possibility that Bank Negara may impose higher restrictions in the months to come by imposing a margin ceiling of 80-85% instead of the current 90%. Therefore, those who wish to borrow to the full, my advice is better to lock in your loan now instead of later. |
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Jul 30 2013, 06:08 PM
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Junior Member
270 posts Joined: Jan 2006 From: KUALA LUMPUR |
Cerato launched on 2/7. I booked on 7/7 sunday. 8/7 monday, loan submitted. 10/7 loan approved. 12/7 friday, signed loan doc. 15/7 monday register jpj. 17/7 received my car....this thursday..going for 1k service. Cerato 1.6 white owner.
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Jul 30 2013, 06:11 PM
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Junior Member
270 posts Joined: Jan 2006 From: KUALA LUMPUR |
QUOTE(Buydirect @ Jul 30 2013, 12:59 PM) Like to share the news that one particular bank has now stopped Hire purchase loan for 8 & 9 years and only doing up to 7 years maximum. They are acting in line with Bank Negara's "Responsible Financial Guideline" to reduce individual debt ratio period. Im banker. Im aware bout the guidelines. It states that bank can only gv hp loan up to 9 years only. Its quite shock to know now that they hv made it more strictHowever, other banks are still not yet affected by this ruling at this point in time, and I am not sure if they might follow suit soon. There is a possibility that Bank Negara may impose higher restrictions in the months to come by imposing a margin ceiling of 80-85% instead of the current 90%. Therefore, those who wish to borrow to the full, my advice is better to lock in your loan now instead of later. |
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Jul 30 2013, 06:14 PM
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Junior Member
135 posts Joined: Nov 2010 |
QUOTE(no name @ Jul 30 2013, 06:08 PM) Cerato launched on 2/7. I booked on 7/7 sunday. 8/7 monday, loan submitted. 10/7 loan approved. 12/7 friday, signed loan doc. 15/7 monday register jpj. 17/7 received my car....this thursday..going for 1k service. Cerato 1.6 white owner. Congratulation on your new ride! Most welcome to join the Kia Cerato Fan Club Malaysia FB page as per link below:https://www.facebook.com/groups/505229226198556/ |
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Jul 30 2013, 07:47 PM
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Junior Member
4 posts Joined: Apr 2012 |
QUOTE(Buydirect @ Jul 30 2013, 01:59 PM) Like to share the news that one particular bank has now stopped Hire purchase loan for 8 & 9 years and only doing up to 7 years maximum. They are acting in line with Bank Negara's "Responsible Financial Guideline" to reduce individual debt ratio period. However, other banks are still not yet affected by this ruling at this point in time, and I am not sure if they might follow suit soon. There is a possibility that Bank Negara may impose higher restrictions in the months to come by imposing a margin ceiling of 80-85% instead of the current 90%. Therefore, those who wish to borrow to the full, my advice is better to lock in your loan now instead of later. |
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Jul 30 2013, 08:37 PM
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Junior Member
76 posts Joined: May 2008 |
QUOTE(no name @ Jul 30 2013, 06:11 PM) Im banker. Im aware bout the guidelines. It states that bank can only gv hp loan up to 9 years only. Its quite shock to know now that they hv made it more strict this came as no surprise to me. recent report has shown that M'sia is one of the countries with the highest household debt if not the highest. sooner or later, some measures nd to be taken to lower down the number. but i think these rules can only do so much, as the price of house, cars and everyday expenses keep going up, while the income of the citizens do not increase in the same proportion. |
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Jul 30 2013, 10:08 PM
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Newbie
10 posts Joined: Jul 2012 |
QUOTE(sukhoi35mk @ Jul 30 2013, 12:00 AM) theoretically, u can.... but JPJ still can saman for illegal HID conversion and SC can void ur electrical warranty.... plus the HID is with auto leveling mechanism thus u need to get the sensors install too.not just plug and play dude... I just wondering is there an upgrade options from Kia to install it like VW.. Haha |
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Jul 30 2013, 10:46 PM
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Junior Member
22 posts Joined: Oct 2012 |
QUOTE(monocle @ Jul 30 2013, 11:09 AM) If u guys plan to book your cars in Penang, avoid NASA Greenlane branch at all cost. pay so much....service so bad....koreans My friend booked his k3 there and plan to cancelled, initially was told booking fee refundable but now he cant get back his money.. When he approached tyem to cancel the booking, his SA told him will get back the fee in 2 weeks, but after few days got another call from him and booking fee is not refundable.. |
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Jul 31 2013, 02:58 AM
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Senior Member
2,383 posts Joined: Jan 2003 From: Beside ur House Only |
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Jul 31 2013, 07:46 AM
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Junior Member
107 posts Joined: May 2011 From: On Your Bed |
may i know if my friend want to cancel her cerato booking of rm1000, can she get the exact amount and how is the procedures? how long would it takes? thanks.
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Jul 31 2013, 07:51 AM
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Junior Member
270 posts Joined: Jan 2006 From: KUALA LUMPUR |
QUOTE(namrod @ Jul 31 2013, 07:46 AM) may i know if my friend want to cancel her cerato booking of rm1000, can she get the exact amount and how is the procedures? how long would it takes? thanks. From what my sa told me, u can cancel but will only get 90% from the booking amount i.e rm900. It also depends on which dealer u go. My sa is direct naza kia branch |
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Jul 31 2013, 01:16 PM
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Junior Member
71 posts Joined: Aug 2006 |
QUOTE(namrod @ Jul 31 2013, 07:46 AM) may i know if my friend want to cancel her cerato booking of rm1000, can she get the exact amount and how is the procedures? how long would it takes? thanks. booking rm1k? really need that amount to book? i book rm500 only and if pay cash can 100% refund when cancel..guess depends on SA/dealer..do u mind telling us y want to cancel? this cerato surely the best car in its class.. |
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Jul 31 2013, 03:22 PM
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Newbie
0 posts Joined: Jul 2009 |
QUOTE(Buydirect @ Jul 30 2013, 12:41 PM) You should not be paying the down payment if the outlet has yet to have a car for you. Are you taking the 1.6SX or 2.0SX? Yes, they should not asked me to settle the payment if the don't have car to deliver. I complaint to the branch manager and the manager said will deliver the car once the car reached to their branch (he said this 2 weeks ago).I ordered Cerato 1.6, bright silver. Just called my SA, he said got my car engine number, now doing the road tax but the car still in Kedah, once the teller arrived and done the tints then can deliver the car to me. |
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Jul 31 2013, 03:27 PM
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Junior Member
135 posts Joined: Nov 2010 |
Just to share that new JPJ ruling require road tax to be cancelled before insurance policy of a car can be cancelled. This is affecting cases for trade-in used cars and for NCB transfer to the new car. To cancel the road tax, the owner must produce the original registration card and original road tax disc at any JPJ office. In the past, you can cancel the insurance policy and maintain the road tax.
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