no worries.

It's possible that Maxis is using some EU or US payment gateway resulting in a backdated date. It's also possible that they're using a local gateway whose clock is a bit slow. RHB's campaign T&C says that we should follow RHB's time, so you should be safe. Keep the SMS for disputes.

For RHB and Public Bank, they capture Transaction time sent by the payment processor. Other banks I didn't pay attention. For campaign, they have other servers not visible to us.

This post has been edited by beLIEve: Apr 30 2023, 04:24 AM

*Should* be 27th. If you don't get cashback, open case and show them your SMS OTP. If you participate multiple days, it will be difficult to distinguish, so you will have to ask them if you win from this particular transaction

Regular, automagic, statement date

Took in the past. I think for new card application only. Really no charges. You can ask before accepting - also make sure no admin fee.

I explored the app, and under Contact Us, it says call or email: customer.service@rhbgroup.com. So, if no one answers like they used to back in the covid days, try email.

Try again later loh. I also activated mine over the phone way before the PIN slip arrived.

I haven't get and should != must. 2022Q4 also they exceeded their T&C of 8 weeks.

yes. Minimum 5000 and need to sign some docs to pledge. Still subjected to approval. If reject, banker needs to retry and retry.

if walking distance, just go and check. Otherwise, call and ask.

3.2 The Cardmember's Monthly Total Spend will determine the Tier which the Cardmember falls into.
The applicable percentage of Cash Back is based on the selected categories as per table below:
.....
The following transactions are expressly excluded and no Cash Back will be granted for such
using the Card:
3.4.1 Petrol transactions for brands other than Shell.
3.4.2 Balance Transfer, Cash Advance transactions;
.....

This post has been edited by beLIEve: Jun 16 2023, 05:39 PM

The first line already say Spend. Affin say monthly spend 3k or monthly balance 3k?

Hope you're aware it's a costly test. Maybe do some calculation before you try? Once you drop below 2500 qualified spending, you get a lower percentage cashback.

15% per annum. So, divide your total interest into 365 days for daily count.

不必客氣

If you're playing with VS, no need bother trying Departmental with zcity. Already tried, no cashback.

VS no cashback for ewallet unless they're online. So, T@NGo saved card == no cashback. Shoppee saved card yes cashback even if no OTP.

This post has been edited by beLIEve: Jun 17 2023, 11:09 PM

Yes, aware. Nobody needs zcity for Online

This post has been edited by beLIEve: Jun 17 2023, 11:18 PM

Shell Islamic cannot be used to buy things deemed haram in Islam.

You can apply both, whether they approve both is a different story. My friend applied both pledging FD but got 1 approved only.

They offer from time to time. But from my records, the last time they offered was 1 year ago.

I took yesterday, by evening everything paid.

They told me 3 business days. I remember earlier posts say same day transferred. So I checked myself.

Mine was delayed a day or two last month. I did not make any report, maybe someone else did.