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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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beLIEve
post Oct 18 2022, 11:58 AM

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QUOTE(stpmmaths @ Oct 18 2022, 11:40 AM)
Just to confirm.

RHB Shell cashback is based on spending during statement date month and not calendar month. Correct?
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correct
beLIEve
post Oct 19 2022, 07:30 PM

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QUOTE(jayreekazin @ Oct 19 2022, 07:18 PM)
Coz i want to hit the utilities for this deal. So it includes telecommunication ? Hmm.. coz i use my pbb card to maxis and tnb  appa , both counted as “online” category.

Also because i have high water & electric bill every month, so wanted to see if i can maximise the cb.
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as far as i know, Telco is not Utility
beLIEve
post Oct 20 2022, 05:38 PM

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QUOTE(joice11 @ Oct 20 2022, 05:19 PM)
u mean maxis, DG bill and others not under utility?
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Correct
beLIEve
post Oct 20 2022, 06:30 PM

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QUOTE(joice11 @ Oct 20 2022, 06:04 PM)
then they are under what mcc?
and what items under telco?
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You can search under https://forum.lowyat.net/topic/3711577

I never bothered what MCC. I only know if I pay Telco online, it's Online. And when some banks exclude Utilities, I still won paying Telco.
beLIEve
post Oct 30 2022, 01:58 PM

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QUOTE(jerantut2011 @ Oct 30 2022, 03:04 AM)
RHB CARDS e-COMMERCE JULY – SEPTEMBER Y2022 CAMPAIGN

Has anyone received any cashback or heard any updates yet?
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4-8 weeks OR within 8 weeks after campaign ends mean they can take up to 8 weeks if no one else reported any winnings. I have one campaign already past 8 weeks and got bupkis.
beLIEve
post Nov 8 2022, 10:18 AM

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QUOTE(lovelyuser @ Nov 8 2022, 09:50 AM)
Called in RHB CS just now, all winners should receive cashback on last week, and I got none! Anyone in the forum won any from this campaign?
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Also no. "Should" != already. I think high competition also can win a little bit in 3 moons kua.
beLIEve
post Nov 9 2022, 05:28 AM

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QUOTE(jerantut2011 @ Oct 30 2022, 03:04 AM)
RHB CARDS e-COMMERCE JULY – SEPTEMBER Y2022 CAMPAIGN

Has anyone received any cashback or heard any updates yet?
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QUOTE(Kob30r30 @ Nov 5 2022, 01:11 PM)
It has been 8weeks. Anyone received the winning cashback so far?
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QUOTE(lovelyuser @ Nov 8 2022, 09:50 AM)
Called in RHB CS just now, all winners should receive cashback on last week, and I got none! Anyone in the forum won any from this campaign?
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QUOTE(contestchris @ Nov 8 2022, 09:56 AM)
Nil
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QUOTE(joice11 @ Nov 8 2022, 03:11 PM)
Is it top up rm800 on 12pm one?
this one i also never receive anything, i just top up 3 time only
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08/11/2022 Congrats!E-Comm CashBck 540.00

Check your RHB Online

[poweredbydiscuz,Aug 16 2022, 03:28 PM]
https://www.rhbgroup.com/2022_eCommerce/fil...mm_Jul-Sept.PDF

ELIGIBILITY
4. This Campaign is applicable to all the RHB Credit Card/i and RHB Debit Card/i cardholders (hereinafter refer to as “Participant(s)”).
5. Permanent and contract employees of RHB are eligible to participate in the Campaign.
6. For joint accounts, the Participant(s) will be the primary account holder.

From the t&c everyone can join, even their employees lol.
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beLIEve
post Nov 10 2022, 07:46 PM

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QUOTE(MGM @ Nov 10 2022, 05:41 PM)
To get so much cb, u must have participate earlier than it was annouced here, r u a staff of rhb?
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QUOTE(winmxbb @ Nov 10 2022, 06:47 PM)
Ya rhb cheating, very late only annouce the champain.
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No, don't blame RHB. Check back earlier posts, and try to understand that the prize is limited - the lesser people who know and participate, the higher chances of winning.
beLIEve
post Nov 10 2022, 11:51 PM

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QUOTE(MGM @ Nov 10 2022, 09:24 PM)
But but the campaign wasnt published until half way thru, so i suppose insider got hold of it much earlier
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It was only published here by some sweet innocent soul halfway through. Do you think that innocent soul is an RHB employee?
beLIEve
post Nov 10 2022, 11:57 PM

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QUOTE(silvaco22 @ Nov 10 2022, 11:56 PM)
A question, how do I waive the annual fees for RHB Shell credit card? Would like to apply for it but still considering, the annual fees looks abit steep. We can waive this right?
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Automagically waived if you hit the criteria. If I don't have memory leak, it's using it 24 times a year.
beLIEve
post Nov 11 2022, 12:09 AM

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QUOTE(silvaco22 @ Nov 10 2022, 11:58 PM)
Means that if I use the credit card atleast a min of 24 transactions, it can be waived for the annual fees?
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Yes. But please check if it's 24 times or x times.
beLIEve
post Nov 12 2022, 09:24 AM

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QUOTE(MGM @ Nov 9 2022, 07:02 AM)
Thanks got it for CC but not the debit card.
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QUOTE(foreverstar @ Nov 10 2022, 12:12 AM)
Didn't win any for Debit card also
so sad sad.gif
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QUOTE(jerantut2011 @ Nov 10 2022, 05:36 PM)
Spoke with RHB today. The cashback for debit cards would be credited within the next two weeks. Their marketing department is able to check if customers had won. They told me that I had "pretty similar amount" of cashback on debit card as credit card, but could not advise on the exact amount due to Terms and Conditions
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Sila rujuk https://forum.lowyat.net/index.php?showtopi...307&p=105817407

This post has been edited by beLIEve: Nov 12 2022, 09:26 AM
beLIEve
post Nov 15 2022, 04:31 PM

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QUOTE(Sycamore @ Nov 15 2022, 04:25 PM)
Then it is not fair to normal customer.

If this is true, RHB management should resign.
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Resignation sounds so political. Why not report them to bank negara to end all these campaigns once and for all?
beLIEve
post Nov 15 2022, 04:42 PM

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QUOTE(TendouSouji @ Nov 15 2022, 04:38 PM)
Hi guys, I just got offered this cash xcess programme with 0% interest. I'm curious what does the bank gain from this? Its like borrowing money to us and expecting no returns. Only need to pay back the same amount in the said tenure.
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Need to check got processing fee or not.

If you miss payment then they expect some returns. There are always people who cannot hold on to money
beLIEve
post Nov 15 2022, 04:48 PM

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QUOTE(fruitie @ Nov 15 2022, 04:43 PM)
Yes, that's why I feel that it is not really 0%.
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For RHB, sometimes really 100% free. Other times got some one off fee. I usually ask before I accept.
beLIEve
post Nov 18 2022, 08:27 PM

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QUOTE(LemonJane @ Nov 18 2022, 02:20 PM)
Is there a winners' list for the July-Sept ECommerce campaign?
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1-2 pages back. It should've been credited into your credit card account by now if you won.

QUOTE(jerantut2011 @ Nov 18 2022, 03:48 PM)
Is anyone participating in the new promotions - the E Commerce Campaign and Everyday Deals Q4?

RHB call centre explained that the daily allowance will be refreshed daily at 12pm (noon) whilst their Facebook team confirmed that it is 12am (midnight).

Not sure who to believe.
The bank normally runs maintenance at midnight so it will be difficult to use credit cards online at midnight?

Does anyone have experience with the new cashback promotions?
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4. In the event of any inconsistency between these Terms and Conditions and any other brochure,
marketing or promotional materials relating to the Campaign, these Terms and Conditions shall prevail.

Not written means 12am. For insurance, you can do both 12am and 12pm.

This post has been edited by beLIEve: Nov 18 2022, 08:28 PM
beLIEve
post Nov 25 2022, 09:55 AM

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QUOTE(terencehihi @ Nov 25 2022, 09:45 AM)
Hi Bro, when we will receive the rhb shell card statement ?
I saw the transaction history edi has the cashback, but i still din receive any statement from my email and no statement found from the rhb account.
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Usually a few days later. Depending on your settings, it will be either email or online, not both.
beLIEve
post Nov 25 2022, 11:04 AM

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QUOTE(terencehihi @ Nov 25 2022, 10:00 AM)
Where can we see the setting ya ?
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inside RHB Online
beLIEve
post Nov 25 2022, 12:14 PM

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QUOTE(terencehihi @ Nov 25 2022, 11:17 AM)
Check the setting in my RHB online. Do not have such setting. Or need any unlock ?
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Try the old interface : https://logon.rhb.com.my/

I also cannot find in new one.
beLIEve
post Dec 10 2022, 06:38 PM

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QUOTE(HenryJay @ Dec 10 2022, 05:41 PM)
May I ask for shell card, only spending on ewallet top up would eligible for Cashback?
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Yes. Take note got cashback tier : https://www.rhbgroup.com/personal/cards/cre...redit-card.html

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