RHB quietly revised the CB cycle (ie -1 day, from originally statement month) in 2017-2018.
RM1000/2500/3500 spending requirement is no longer based on statement month/balance. A bit confusing now especially a transaction is posted on the statement date.

Eg your statement date 22/9/19.
CB cycle: total transaction amount >RM1000/2500/3500 calculated from posted transactions on 22/8/19 to 21/9/19, and then determine the CB% for each category.

Therefore
Transactions posted on 22/9/19 (already billed on 22/9/19) - 21/10/19 must be RM1000/2500/3500 to get CB 1%/2%/6% on 21/10/19 (statement dated 22/10/19).

Week 13 - final week (30/9/19).
Wait till next week then decide how to spend!

https://www.rhbgroup.com/s/RHBAU
Final week.

Waiting for next campaign, probably beginning next week.

Last one credited on 29/9, for Week 1-5.
Expect another one next week, for W6-9. But I may not win any!

Open a Savings account with a RHB ATM card may solve your problem.
I (re-)opened a new Savings account to have another ID for Internet Banking then I could check my credit card account!

https://www.youtube.com/watch?v=r0fprCr3zIw
https://www.youtube.com/watch?v=FnhBt0bo2m0

Local spending RM3500 - must be "MY" sites if online.
Online RM500 - 6% CB RM30
Entertainment RM500 - 6% CB RM30
Shopping RM500 - 6% CB RM30
Others RM2000 - 0.2% CB RM4 but unlimited (Not online, not entertainment, not shopping)

I got Wk 6, 7 and 8.
I will win less than 10 weeks from July-September transactions (total 13 weeks), so I should continue this month (especially this week beginning today) to meet 12 weeks limit.

This post has been edited by ClarenceT: Oct 8 2019, 09:24 AM

Week 6, 7 & 8: 8 transactions each including Boost but at least 3 transactions each week on retail eg Shopee, departmental store, paybillsmalaysia (for Sarawak Energy), Club fee.
But I did lose Week 2 and 5 on similar transactions, and Week 1 and 9 purely on Boost.

Yes RM25 each for Week 6, 7, 8, but not sure on Week 9, 10.

This post has been edited by ClarenceT: Oct 8 2019, 10:24 AM

I think Boost is included in total spending (1400 top spenders to win).
However, I didn't win with Boost RM80 X5 (no other transactions).

This post has been edited by ClarenceT: Oct 8 2019, 12:04 PM

Shopee - Bill payment service is available since last week. No need to buy ewallet credit / third party bill payment now!

Don't think so, but can use Shopee coins.

Average 8X or RM800.
I need to spend RM3500 in 4/5 weeks to get RM60+ monthly CB.
+RM2 cost only for +RM1000 monthly spending but higher chance to win campaign CB.
1400 winners/week for existing cardholders. Newcomers - 400 winners/week (surprising not like 100-150 winners previously), your should win easily in this group.

Transaction date.
But highly unpredictable, I am still wondering why I was always losing in the past 2 years. So now I tembak almost every week but still cannot win the maximum!

NO 5% Cash Advance fee (upfront)
Think/read carefully.

It is like you are surprised to receive a cheque from credit card issuers (especially MBB, HLB, Citi the past, it is now banned), once you deposit the cheque, you will get shocked when you receive the next statement!

Interest on Cash Advance is calculated from the transaction date!

Retail transaction - calculated from posting day if I am not wrong, definitely not from statement date. But 0% interest if you settle (pay in full) within 20 days from statement date.

Cash Advance.


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If you pay at TNB counter or machine, definitely it is under others. Not sure on MyTNB, if you receive OTP, then it is under online. Jompay is out, not under Online or Others.

This post has been edited by ClarenceT: Oct 19 2019, 06:42 PM

Depends on your expectations and spendings.
One man's meat is another man's poison!