Am Dynamic is facing bonds selldown headwinds... It will not repeat it's past good performance like 1-2 years back.

btw, do you guys know of certain funds with good managers? i mean proper good managers...

yes,...i observed that most of the time,..the U shape mkt drop ....drop from top down to up again is <4years.
past performance may not be repeat.i know, but at least there are records.
what is your opinion on that U/V shape?
oh yes...unless it is Jpn stock mkt...dropped / stagnant for decades.

Later "M" shaped market, u jump from KLCC?

sell the bond use the $$ eat...when finish sell the balanced funds use the $ eat, eat, then sell the worst performing Eq funds, eat eat eat, then sell all the rest, eat eat eat lor. if finish, go to mountain plant veg illegally ..ha-ha.....
like what sifu gark quoted:
"Just allocate a comfortable portfolio based on your needs. No point worrying what might or might not happen". 
just hope that my choice of portfolio can withstand some not headwinds but tornadoes without MUCH damage. in the meantime will continue to see this threads for postings and advise. Keep up the good work....you guys are so nice...can share and teach what you 've learned  

salah salah salah

"then sell the worst better performing Eq funds"

You don't wanna sell a house when the market value is low, u sell when its high

sell the bond use the $$ eat...when finish sell the balanced funds use the $ eat, eat, then sell the worst performing Eq funds, eat eat eat, then sell all the rest, eat eat eat lor. if finish, go to mountain plant veg illegally ..ha-ha.....
like what sifu gark quoted:
"Just allocate a comfortable portfolio based on your needs. No point worrying what might or might not happen". 
just hope that my choice of portfolio can withstand some not headwinds but tornadoes without MUCH damage. in the meantime will continue to see this threads for postings and advise. Keep up the good work....you guys are so nice...can share and teach what you 've learned  

Hi,

The recent announcement of lowering sales charges is truely a joke. With 0.5% sales charge for equity and balanced funds, capped at minimum of $10, it would mean if i top up $200 on existing funds, my sales charge will be 5%. It means those small investors can go away, FSM only wants to deal with those rich ones.

I know your reply will quote 0% SC on RSP but why do you want to limit your investors to RSP every month at 8th while they can decide on their lucky day to invest with SC 1% is still acceptable.

A small investor like me does not agree on the new pricing structure which will ultimately eat me up through the sales charge no different than Public Mutual.

Dont reply me quoting RSP kind of BS which i already know, saving on paperwork and drive away small investor are your ultimate goals.

Thank you for upsetting your customer.

Xxxxx
My email to them

dont forget cash-RSP took 2 months for approval
that is abit ridiculous

Login FSM today and it said I'm silver liao 

is there anybody here ever experience/or doing CUT-LOSS for UT investment?
i wonder in which point we should exercise cut loss or decide to hold in rain and shine

is there anybody here ever experience/or doing CUT-LOSS for UT investment?
i wonder in which point we should exercise cut loss or decide to hold in rain and shine

is there anybody here ever experience/or doing CUT-LOSS for UT investment?
i wonder in which point we should exercise cut loss or decide to hold in rain and shine

For feeder funds, is it possible for us to know what is the master fund of it?

I am referring to MYOSKEMB.

Read the fund prospectus

I was reading the 'fun' factsheet

Going through the prospectus halfway, it's long.