Hi All,

Yesterday I listened to a Public Mutual agent explaining about the product etc and went to read up on it here through the PM thread and read some commenting on the high SC etc.

Saw quite a number of ppl talking bout FSM. I would like to know, how easy or hard is it to DIY UT investing through FSM vs just paying the SC for an agent to do it for me...?

I want to create an account in FSM and have a look around, have a feel of it since opening an account is free.

So next person that post after me, if you want the referral offer, can contact me with your account number!

Might take some time to activate my account, but nothing to lose right.

I contacted the Client Investment Specialist and filled up the assessment form. This is his recommendations for me.
What do you guys think?
Would it be difficult to keep track of so many funds in the first place? Roughly how many different funds do you keep normally?


Fixed Income Region / Market Suggested Allocation
AmBond Malaysia 20%
Hwang Select Bond Fund Global (Asian Focus) 10%
OSK-UOB Emerging Markets Bond Fund Emerging Markets 10%

Equity Region / Market Suggested Allocation
Pacific Global Stars Fund Global 10%
CIMB-Principal Global Titans Fund Global 10%
Eastspring Investments Asia Pacific Equity MY Fund Asia ex-Japan 10%
CIMB-Principal Asia Pacific Dynamic Income Fund Asia ex-Japan 10%
Eastspring Investments Global Emerging Markets Fund Emerging Markets 10%
Kenanga Growth Fund Malaysia 10%