Cause I don't always keep track of my holding. It's easier to just calculate my exposure using invested amount as my basis of calculation. Not like a lot of sifu here. So up-to-date *salute*

confirmed through live chat, prospectus capped it at 5% therefore $5 sales charge for $100 investment

if dont want sales charge then go for RSP 0%, debit every month on 8th

like that....EQ is suppose to go faster than FI...sooner or later yr eq portion will overwhelm yr FI...
suggest you update at least every 6~12 mths to see the actual picture

Just use excel to keep track ma, no need everyday update.

i know sure the fund will fluctuate, but any clues is this going to be prolonged? for months?
i have the intention to cut loss and switch into Ambond
what do you think?

I hope it goes it like you're saying, because I am so heavily bond invested. I need to be more equity invested

This I cannot comment, I don't really read much into Asia REITs.

How many funds u have? 10? 20?

Just spend a few minutes can update...if u not that hardworking, update once a month not too much what?

U wanna reduce or boost your overseas equity? HSBal is 100% MY equities, ZERO foreign, are u aware of that?

Sifu Pink don't make fun of me lar. I'm the most newbie in this thread.

dusk investor

I'm also a grammar nazi

If u have a proper worksheet, just a few minutes enuf to update your portfolio valuation.

I think what he meant was that he's planning to go through HSBal AND THEN switch to SAQ.

He didn't take into consideration other factors it seems.

Wah...Unker Looi so pandai take advantage of lubang

Anyone here with AMB Dividend Trust got their distribution units from dividends reflected in their holdings yet?

This post has been edited by yenforyen: May 30 2013, 02:11 PM

Hi,

The recent announcement of lowering sales charges is truely a joke. With 0.5% sales charge for equity and balanced funds, capped at minimum of $10, it would mean if i top up $200 on existing funds, my sales charge will be 5%. It means those small investors can go away, FSM only wants to deal with those rich ones.

I know your reply will quote 0% SC on RSP but why do you want to limit your investors to RSP every month at 8th while they can decide on their lucky day to invest with SC 1% is still acceptable.

A small investor like me does not agree on the new pricing structure which will ultimately eat me up through the sales charge no different than Public Mutual.

Dont reply me quoting RSP kind of BS which i already know, saving on paperwork and drive away small investor are your ultimate goals.

Thank you for upsetting your customer.

Xxxxx


My email to them

Come back to FSM Malaysia lo

It may just be a matter of time before they introduce it in Mys

RM10 is 2% of RM500

Then I'll top up every 3 months instead of monthly lo

RM500 cannot buy timing