Hi,

The recent announcement of lowering sales charges is truely a joke. With 0.5% sales charge for equity and balanced funds, capped at minimum of $10, it would mean if i top up $200 on existing funds, my sales charge will be 5%. It means those small investors can go away, FSM only wants to deal with those rich ones.

I know your reply will quote 0% SC on RSP but why do you want to limit your investors to RSP every month at 8th while they can decide on their lucky day to invest with SC 1% is still acceptable.

A small investor like me does not agree on the new pricing structure which will ultimately eat me up through the sales charge no different than Public Mutual.

Dont reply me quoting RSP kind of BS which i already know, saving on paperwork and drive away small investor are your ultimate goals.

Thank you for upsetting your customer.

Xxxxx
My email to them

Anyone here with AMB Dividend Trust got their distribution units from dividends reflected in their holdings yet?

RM500 cannot buy timing

  I TOTALLY agree with you. With the new Sale Charges minimum chargeable amount of $10 which mean that we have to topping up at least $2000 (0.5% SC = $10) per fund basis to get the benefit of the new changing. How many of us can topping up at fund at 2k each / transaction? If like this I probably will switch back the equity fund to FSM MY. 

Only keep Aberdeen Global Opportunities, the rest all switch back to FSM Malaysia

I will kept them first. Wait any solution from them if not just go into RSP plan.
All my fund holding in FSM MY go upside after today update of NAV. Biggest gain G&G fund 3.77% , still heart bleeding lol 

  I TOTALLY agree with you. With the new Sale Charges minimum chargeable amount of $10 which mean that we have to topping up at least $2000 (0.5% SC = $10) per fund basis to get the benefit of the new changing. How many of us can topping up at fund at 2k each / transaction? If like this I probably will switch back the equity fund to FSM MY. 

u wanna time the market, u buy warrants

Overall still red how much?

2k? as if you only hold 1 fund lor, they really ki siao
red sea does not happen all the time mar, hahaha

-19.88%   
another reason is weakening of ringgit today causing the foreign fund went up?

Hi,

The recent announcement of lowering sales charges is truely a joke. With 0.5% sales charge for equity and balanced funds, capped at minimum of $10, it would mean if i top up $200 on existing funds, my sales charge will be 5%. It means those small investors can go away, FSM only wants to deal with those rich ones.

I know your reply will quote 0% SC on RSP but why do you want to limit your investors to RSP every month at 8th while they can decide on their lucky day to invest with SC 1% is still acceptable.

A small investor like me does not agree on the new pricing structure which will ultimately eat me up through the sales charge no different than Public Mutual.

Dont reply me quoting RSP kind of BS which i already know, saving on paperwork and drive away small investor are your ultimate goals.

Thank you for upsetting your customer.

Xxxxx
My email to them

U wanna reduce or boost your overseas equity? HSBal is 100% MY equities, ZERO foreign, are u aware of that?

yes,..wanna keep for 1 week to let FSM settle before i switch to HSAQ.
thks for reminding

waseh.. 4.30 liao asia pacific indices all ang ang

This I cannot comment, I don't really read much into Asia REITs.

Just additional from my previous comment;

If want to diversify, u can make contribution more than one PRS Provider.