4% ONLY

Back then during 2010/11, I'm seeing red in excess of 10%, some even up to 20%. Top up to re-balance when u see great disparity (e.g. Fund A +5%, Fund B -11%), your portfolio is still in order IMHO.

baru join only ma....

Patience...

Sometimes, overdoing is worse than doing nothing.

Just my 1 sen worth, caveat emptor

i see. u just join FSM and bought all these fund lately ka ? if so overall still not too bad la. patient bro you can either do DCA / VCA to average down your red or increase ur existing green units.

HSAQ 9+2%sc =11% up in 1 mth?
mine is 3 weeks old and it is still RED

This post has been edited by yklooi: May 29 2013, 11:58 PM

Unker Looi, GE was on 505, for the past 1 month, it started with large cap/blue chips rally, then small caps took over, hence the strong performance of HSAQ and OSK-UOB EOUT.

U already missed the pre-GE discount boat

This post has been edited by Pink Spider: May 30 2013, 12:00 AM

Yesterday my portfolio went back to all time hight in terms of value... Hehe

Brace yourself for 5PM today...red red red

Yea uncle looi....3-5 month can get 15-16% up..somemore excluding sales charge..

Yea, this morning Japan and Aus open in red.

It got me thinking...

In my equity portion, Hwang SAQ is a high flyer, no matter how hard I try to boost the "laggards", SAQ still managed to out-fly the rest. How ar

If continue like this, I'd be topping up the laggards every time

Unker already heart pain, dun la sembur more pepper on his wound

Top up top up

Japan and Sinkapo down, should be good to top up AmAsia Pac REITs

This post has been edited by Pink Spider: May 30 2013, 09:25 AM

lol.. later 10am sure red red for japan update. today open red

yo hoh, hoh,
my HSAQ up 2.31%,...yesterday was -3.22% now STILL - 0.91%...
today i am HAPPY MAN, HAPPY MAN,...hopefully still the same man after 5PM fund updates...he-he....
just enjoy this few hours 1st.
have a nice day everyone. be a happy man

This post has been edited by yklooi: May 30 2013, 10:18 AM

just thinking,...for this case,
instead of monitoring the % of differences the funds go out of the target, is it possible to monitor
example,.. how much HSAQ made against the set target, how much AM A Pac Reit made against the target....
so if the fund that did not hit target.. top up more.. possible/better?

Wah this calls for a very the complicated punya monitoring system

I only monitor this on portfolio level, e.g. I want my portfolio to grow 7% p.a., if it slows for a month, I'd top up.

No right or wrong bro.. just topup using gut feel, hehe... end of the day it is long term ma. And target total portfolio need to achieve 7%pa like your target.

Still got 6 months till end year, if your 7% still far away, maybe topup on you think more aggressive equities.

My stock portfolio is a few months old already, later try to benchmark my portfolio against Kenanga Growth Fund see I can match them or not

IRR for my portfolio now...70%

aiyah...u akauntan mah...can use excel set some formulas and do marco formating....
key in, key in, key in then press ENTER = answer liao.

anyway is this a better way??? monitor how much your portfolio growth and how much EACH fund performance against target / against other funds in the porfolio.
just like you are the BIG boss of a group of companies...monitor how much your asset growth and how each company made $$ ...the company that made least $$...you put in more $$ to make it earn more.

btw, why limits to 7%? minimun 7% should be better right?

This post has been edited by yklooi: May 30 2013, 10:32 AM

I know what u mean, but this has a drawback...

Let's say I started with HSAQ as 20% of my portfolio, Kenanga Growth as 30%, KidSave as 50%

But HSAQ grows SO FAST that it grown to be 40% of my portfolio, which means that my portfolio exposure to small caps has increased DOUBLE, which is not what I wanted at the first place.

My portfolio approach has been "lift the laggards, keep the winners". If u let the winners run too fast/too far, if one day it falls, u will be hit hard...

Just like if u let your cavalry run too far, later enemy ambush them, your archers and infantries too far behind to back up

Not limit 7%, is target 7%. If actual is 9%, I'd not top up, just leave autopilot. If actual is 6%, I'd top up the shortfall 1% by cash

This post has been edited by Pink Spider: May 30 2013, 10:39 AM