Best "utopian" Combo: Mobile + Petrol + Departmental + Grocery
Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
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May 28 2013, 10:23 AM
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#61
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
Best "utopian" Combo: Mobile + Petrol + Departmental + Grocery
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May 28 2013, 02:47 PM
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#62
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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May 28 2013, 03:24 PM
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#63
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(kop2299 @ May 28 2013, 02:58 PM) Looks confusing..so No CB for Aeon SMkt even we select grocecy/depmt? I buy AEON vouchers to spend at AEON Supermarket too.I think the best solution is to buy Aeon Voucher under departmt cb. Some AEON voucher counter is located at the Supermarket area, so be careful. i.e. AEON IOI Mall voucher is sold at the Customer Service @ Supermarket |
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May 28 2013, 05:49 PM
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#64
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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May 28 2013, 05:50 PM
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#65
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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May 29 2013, 07:30 AM
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#66
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
My first 10% Cashback : RM99
Actual Spending to get 10% Cash back : RM986.80 aeiou228 did mention we can use the Rebate received on 28 May to offset Current Outstading Statement Balance. But the HLB Connect website doesn't show it under Last Payment: like Maybank's Eg. Statement Balance for April : RM1099, (Due on 1 June) Rebate receive : RM99 Total cash payment : RM1000 Can the above be done ? |
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May 29 2013, 09:37 AM
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#67
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ May 29 2013, 08:19 AM) Rebate is an immediate credit entry on 28th of every month, therefore statement balance should be adjusted accordingly I was expecting the Rebate amount to show underQUOTE Last Payment Date : Last Payment Amount : 0.00 aeiou228 Did you pay less rebate for the outstanding bill amount ? I'm weary of this as HLB likes to charge late interest when you are 1 day late. |
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May 29 2013, 09:40 AM
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#68
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(FK003 @ May 29 2013, 09:33 AM) Need some advise from sifu here, May-2013 transactions will get the 10% rebate on 28-June-2013Get the Wise card on May 2, statement date May 15, i oledi make 10 trans. with RM50 each, but today oledi 29 May, why no CB yet? Thanks June-2013 transactions will get the 10% rebate on 28-July-2013 July-2013 transactions will get the 10% rebate on 28-Aug-2013 |
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May 29 2013, 09:49 AM
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#69
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ May 29 2013, 09:47 AM) I didn't pay the outstanding balance. I always pay the statement balance. I always pay Statement Balance also.I assumed the CB will reduce my monthly statement balance, No ? For Maybankard 2 AMEX, I pay Statement Balance, minus 5% Rebate received Do you pay HLB Wise Statement Balance, minus 10% Rebate received ? What's your statement date ? |
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May 29 2013, 11:10 AM
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#70
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ May 29 2013, 10:02 AM) Oh ! now I see your point. Finally, you got the idea what I wanted initially..... My statement date is on end of month, thus my statement balance always discounted by the CB on 28th. Your question was if the statement date is 20th May, can you minus in advance the CB credited on 28th May ?? My guess is if you pay a shortfall amount against the statement balance, you will kena penalty. (to be confirmed though) For statement date 20th May, your statement balance already minus off the CB credited on 28th Apr. To play safe, I will pay Statement Balance Owed (ignore the rebate, and the rebate to offset next statement's balance). |
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May 29 2013, 11:18 AM
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#71
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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May 31 2013, 12:21 PM
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#72
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(chrisoth80 @ May 31 2013, 12:05 PM) I just got my card and would like to confirm I can use this cars to pay digi & maxis thru their online payment system and at same time will entitle for 10% rebate right? Before swiping, suggest to call HLB CS to confirm the category you have selected during application is correct.Maxis EasyPay confirm can get 10% rebate |
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May 31 2013, 04:52 PM
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#73
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(bluelion @ May 31 2013, 04:49 PM) Bro Ronnie.. i think is better to put and highlight in bold on 10 swipe with min of RM50 per transaction on your selected cash back categories to activate the 10% cash back in the CONs... i miss out to read the FAQ and get "CONs" and didnt get any rebate.... You don't need to swipe 10 times in your selected Categories to get the 10% on your selected category.Can you share your findings ? |
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May 31 2013, 09:30 PM
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#74
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(bluelion @ May 31 2013, 09:21 PM) last mth statement i swipe more than 10times >RM50 but only 8 times on my selected category. This mth statement came, i didnt get any cash rebate. What category was put under your paper statement ?So i called customer service. he told me i didnt get it coz i didnt swipe 10times >rm50 "on my selected cash back categories" so i wont get any cash rebate. He say its stated in the internet that you have to "swipe 10 times with min of RM50 per transaction on your selected cash back categories to activate the 10% cash back" I've double confirm with the sales exe before i sign up and called to customer service before to check too... that time they say any transaction as long as its 10 times and >Rm50. and i've called 2nd time to check is it >RM50 or =>RM50 the answer i get is RM50 also consider valid.. but now they say different...really feel like kena CONs correct me if i'm wrong, but if i'm right, why i didnt get my cash rebate... I would only swipe 10 times under selected category to maximise my monthly rebate |
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Jun 1 2013, 10:11 AM
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#75
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ Jun 1 2013, 09:53 AM) The 2 days delay from tranx date to posting date is normal. Whatever tranx not posted this calender month will still be taken up next calendar month. Some small time merchant never do settlement everyday, thus the posting date can be longer. So no con la. aeiou228 Did you get your April's last transaction rebate carry forward to May ? |
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Jun 1 2013, 11:41 AM
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#76
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ Jun 1 2013, 11:22 AM) I didn't check My April's statement but i did have month end tranx brought forward to the next calendar month previously. I usually hit > x10 after mid month ( to max up the rm100, definitely have to be more than 10x) so the carry forward thing doesn't really matter to me. We are not talking about number of transactions.Let's say we swipe on 30 April 2013 and posted on 2 May 2013 (achieved the 10 transactions by 15 April), would the 30th April rebate be under May 2013 calculation or burnt ? |
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Jun 2 2013, 01:20 PM
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#77
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(bluelion @ Jun 2 2013, 12:18 PM) Bro, my category is mobile, petrol and groceries. How much REBATE you received on 28 May 2013 (check via HLB Connect portal)Bro, not swipe 10x > RM50 to ACTIVATE CB for the first time its swipe 10x > RM50 on ur selected categories to get 10% rebate. Snap photo liao... [attachmentid=3467429] April [attachmentid=3467433] May can all sifu please point out where went wrong? Thanks All 11swipes =>RM50 in 1 mth statement. Please provide breakdown. QUOTE My calculation : *BHP Petrol @ Kuala Selangor don't count because you swip at th cashier, right ??PETROL : RM9.89 --> RM10.00 GROCERIES : RM32.64 --> RM33.00 This post has been edited by ronnie: Jun 2 2013, 01:23 PM |
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Jun 2 2013, 09:57 PM
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#78
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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Jun 7 2013, 12:03 AM
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#79
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
When I tried to pay Maxis Home Fibre via Maxis Broadband portal it shows the merchant name as "Maxis W Broad". I wonder will it be counted under Mobile ?
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Jun 8 2013, 11:02 PM
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#80
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(aeiou228 @ Jun 8 2013, 09:44 PM) I did an online RM10 credit top up via YES 4G portal and paid by WISE card. To my surprise, the payment went thru successfully without SMS TAC authorization. Is it because the amount is too negligible ?? Maybe the YES portal doesn't use Verified By Visa service ?I paid Maxis bill online recently, SMS TAC authorization was required. |
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