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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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TSronnie
post Jul 2 2013, 11:21 PM

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QUOTE(buddy @ Jul 2 2013, 07:21 PM)
my maxis bill is around rm100
if I pay via maxis center 'atm machine' rm50 twice separately...will it be counted as 2 swipes out of the min 10 swipes?
thanks
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HLB consider 2 swipes.... try to ensure you don't make it too obvious.... smile.gif swipe maybe approx 5 mins apart
TSronnie
post Jul 4 2013, 12:04 AM

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QUOTE(ryei @ Jul 3 2013, 11:47 PM)
everyone pls take note that the 10% cash back calculation period is based on calendar month instead of your billing cycle. the 10 swiping per month is based on posting date by vendor. NOT your swiping date.

for example, I already swipe 9 times in the month of June and i did my 10th swipe on 30 June. However, the vendor posted it to HLB on 1st July. in this situation, you got RM0 cash back for month of June just because you didn't met the requirement of 10 swipes..
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We already know of such conditions.... thanks for confirming.
TSronnie
post Jul 4 2013, 12:10 AM

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user posted image

Full T&C Here (.pdf)

This post has been edited by ronnie: Jul 4 2013, 12:18 AM
TSronnie
post Jul 4 2013, 11:09 AM

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QUOTE(raptar_eric @ Jul 4 2013, 11:05 AM)
hi all, just want to check if I pump at petrol stations using this card, will I be imposed a holding amount?

ytday pumped at BHP, today online check my available balance, is alot less... i only used around 140, but total remaining balance shows that RM289 has been used.. any ideas sifu?
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Every station also will impose a Pre-authorization when swipe at the pump's terminal.

TSronnie
post Jul 4 2013, 11:16 AM

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Didn't you activate the SMS transaction alert for value >RM1 ?
TSronnie
post Jul 4 2013, 02:49 PM

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QUOTE(kop2299 @ Jul 4 2013, 02:18 PM)
Hi all, just need to clarify if one of the transaction (fall within cb category) is Rm30 only while my monthly transaction is >10times (>RM50). Will the Rm30 transaction qualify for 10% CB?
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Yes, the RM30 transaction will get the 10% cashback.... You don't need all swipes >RM50. You just need any 10 transactions >=RM50
TSronnie
post Jul 4 2013, 02:51 PM

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QUOTE(chng5255 @ Jul 4 2013, 12:40 PM)
I suppose to look forward getting a CC from HLB but I find this card is not "WISE" at all. Why don't the cashback given to all transaction anywhere anytime?
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If you think the HLB WISE card is not suitable for you, don't apply....
Those who uses this EXCELLENT 10% Cashback need to be much wiser blush.gif
I'm a happy supporter of HLB WISE as I'm wise enough to use it.
TSronnie
post Jul 4 2013, 03:28 PM

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QUOTE(kop2299 @ Jul 4 2013, 03:07 PM)
I also call the CS to confirm that AEON supermarket is under Departmental.
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The CS is definitely WRONG... AEON Supermarket doesn't fall into Groceries or Departmental Store for WISE card.
This based on FAQ no. 17
QUOTE
17. Are both Aeon Big and Aeon's supermarket are classified as Groceries Category to enjoy 10% cash back?
 
For Aeon, only Aeon Big is classified as Groceries Category to enjoy 10% cash back. All other supermarkets in Aeon's outlets are NOT classified as Groceries Category to eligible for cash back. The assignment of merchant category for each merchant is subject to classification by the respective acquiring banks.


This post has been edited by ronnie: Nov 14 2013, 10:42 PM
TSronnie
post Jul 8 2013, 10:13 AM

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QUOTE(maru @ Jul 8 2013, 09:33 AM)
yeah i need to know also....

i make some transaction non under my categories....does it consider 1 of my 10 transaction ?
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The answer is YES. But actually I have not tested because it is UNWISE to swipe non chosen category to reduce the nett cash back received
TSronnie
post Jul 8 2013, 11:03 PM

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QUOTE(deloin @ Jul 8 2013, 07:55 PM)
The reason why I am swiping outside my 3 chosen category because not everybody can achieve 10 transactions under the 3 chosen categories...
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In that case deloin will help to "verify" this action... please report once you get your statement
TSronnie
post Jul 9 2013, 11:49 PM

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QUOTE(vinvon23 @ Jul 9 2013, 11:48 PM)
am wondering let say i swipe rm50 X10 in the month...then in the same month i swipe a amount <RM50 (let say rm30) from the choosen category... will i get rebate for the RM30 also?
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Yes, of course !!!!
TSronnie
post Jul 10 2013, 11:37 AM

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QUOTE(francistcc @ Jul 10 2013, 10:56 AM)
tried to apply hlb credit card through their website. it mentioned that i'll be contacted by them within 3 working days. until now still havent receive any calls yet. anyone face the same issue? or should i apply directly from their branch?
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I believe you should apply at the HLB Branch or roadshow booth. Best to apply late of the month to ensure you can get the card early next month to maximise the rebate for next month.
TSronnie
post Jul 10 2013, 12:24 PM

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QUOTE(zr125 @ Jul 10 2013, 11:57 AM)
Which card i should get 1st? HLB or OCBC?
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Depends on your usage pattern of CC.
OCBC is difficult to be approved
TSronnie
post Jul 17 2013, 04:30 PM

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QUOTE(raptar_eric @ Jul 17 2013, 04:22 PM)
Is it possible to chg the statement date by calling just like maybank2cards?
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YES

TSronnie
post Jul 17 2013, 08:34 PM

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QUOTE(herc @ Jul 17 2013, 07:25 PM)
Got my WISE card today..

Successful registered on Maxis EasyPay

Paying 1st maxis account with 3 x RM51 success
Paying 2nd maxis account with 3 x RM55 success, then failed on 4th attempt even I changed the amount to RM56. Talked to CS, and they said its OK with my card, they dont block the transaction. I think its Maxis EasyPay limit me to pay max 3x transaction per account per day?

Update: Called Maxis 123, Maxis EasyPay is limited to 3 transaction per day on a single account.  tongue.gif
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This type of transactions will/may "create" issues later if HLB finds out we do split payments....
Try to do the transactions at different intervals and different amount each time, to avoid detection. sweat.gif sweat.gif rolleyes.gif rolleyes.gif
TSronnie
post Jul 22 2013, 10:00 AM

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QUOTE(maru @ Jul 22 2013, 09:58 AM)
hi guys,

i got 10 transactions for rm50 n above,

but i also got rm40 transaction for my phone bill,

my Q , do i entitle 10% rebate for the phone bill? as it din meet up rm50
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You'll get 10% for all selected categories (even below RM50 transactions)
TSronnie
post Jul 24 2013, 10:12 PM

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QUOTE(echoesian @ Jul 24 2013, 09:14 PM)
Is the cash rebate credited on the 22nd every month?
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WISE 10% Rebate is posted on 28th of every month
TSronnie
post Jul 24 2013, 11:14 PM

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QUOTE(echoesian @ Jul 24 2013, 11:01 PM)
Strange... I got a RM50 rebate on the 22nd
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That's a new-to-bank rebate for GST offset, right ?
What's the description of the line item ?

This post has been edited by ronnie: Jul 24 2013, 11:14 PM
TSronnie
post Jul 25 2013, 10:39 PM

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QUOTE(hmwong @ Jul 25 2013, 10:33 PM)
I also go the same thing plus the welcome gift cash rebate of RM5
22-Jul-2013 22-Jul-2013 45 HLC WelcomeGift RM5CashRebate 5.00

22-Jul-2013 22-Jul-2013 25 RM50 CASH REBATE 50.00
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How come I don't get sad.gif
TSronnie
post Jul 25 2013, 11:57 PM

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QUOTE(vinvon23 @ Jul 25 2013, 11:53 PM)
wanna ask right...how they calculate the rebate when the statement date was mid of the month.... got my card early july then the statement date is 17th july....??? rebate suppose based on calender month rite?
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Rebate is calculatyed based on Total Spend posted in a calendar month (i.e. 1-30 June / 1-31 July).
Then rebate is creditted on 28th of every month.

Eg. 1-30 June's posted transaction ---> Rebate given in 28 July 2013
Eg. 1-31 July's posted transaction ---> Rebate given in 28 August 2013

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