QUOTE(andrekua2 @ May 17 2013, 09:10 AM)
We early birds get nothing... damn
Get to enjoy 10% cash rebate earlier than others....Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 May 17 2013, 09:43 AM
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#41
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur   
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May 17 2013, 01:17 PM
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#42
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(fahrur_07 @ May 17 2013, 12:38 PM) can we buy voucher from any departmental stores or groceries stores using this card? Yes you can.... swiping at Departmental Store for vouchers = Swiping at Departmental Store for grocery/purchase.plann to buy it so that it can be use for future use |
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May 20 2013, 12:46 PM
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#43
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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Does the Rebate creditted on 28th can be used to offset the outstanding balance ?
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May 20 2013, 01:29 PM
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#44
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(aeiou228 @ May 20 2013, 01:02 PM) Yes. Thanks for the confirmation..... Similar to that of MBB2Amex, the rebate appeared as immediate credit entry in the statement.   So basically my rebate can cover RM50 GST (w/o forking RM50 first) |
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May 21 2013, 08:07 PM
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#45
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate. Bad news: AEON Supermarket swipes is NOT under Departmental Stores category. I assume it under AEON  |
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May 21 2013, 09:49 PM
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#46
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89%   AEON receipts states : DEPT & SMKT. That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed. This post has been edited by ronnie: May 21 2013, 09:51 PM |
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May 21 2013, 09:52 PM
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#47
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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Maxis Kiosk - The Gardens is under MOBILE category
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May 21 2013, 10:12 PM
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#48
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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I believe HLB Wise categorisation based on Merchant Name, then followed by MCC
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May 22 2013, 08:02 AM
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#49
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(tbheng @ May 22 2013, 07:02 AM) Did you call to find out the MCC for AEON Supermarket? I've made calls to HLB awaiting feedback on the actual MCC code for these AEON transactions ......Just curious as it was not accepted as Grocery by OCBC Ti and now not accepted as Department Store by HL Wise. So what is the MCC  The attached screenshot is what was posted from HL website for reference. As I know, MCC 5311 = Department Stores / MCC 5411 = Grocery Stores |
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May 22 2013, 04:22 PM
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#50
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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MCC Code for AEON Midvalley (Department Store) : 5311
MCC Code for AEON Midvalley (Supermarket) : 5411 Thus, we need to re-verify with OCBC Titanium also. HLB CS check of MCC needs to hold about 2-3 mins |
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May 22 2013, 08:42 PM
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#51
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(aeiou228 @ May 22 2013, 06:39 PM) Gee...!! so damn confusing. Got to find out AEON IOI mall (Supermarket) too. I thought it is under departmental and used MBB2Amex to pay. If it this under groceries MCC 5411, then can use WISE card to pay liao. I will test AEON IOI Supermarket with OCBC Titanium for Grocery. You can test with Wise to reconfirm my results |
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May 22 2013, 11:20 PM
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#52
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(guy3288 @ May 22 2013, 11:02 PM) received sms from 66600, For Aeon, ONLY Aeon Big is classified as groceries. Which category you chose for your WISE ?I checked my statement, true enough i bought groceries at Aeon Jusco - no 10% rebate!!! What category was stated in the Statement ? Which AEON Supermarket ? |
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May 23 2013, 02:50 PM
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#53
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(notok @ May 23 2013, 02:23 PM) better choose groceries for the cashback categories, use AMEX for any departmental store. To be safe, choose both groceries and department store as your cashback category HLB should allow us to add another category..... then it will be "almost perfect" card (for me) |
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May 26 2013, 06:36 PM
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#54
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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AEON Supermarket - IOI Mall uses MCC Code 5411 (as reported by OCBC). That means it is under Groceries.
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May 27 2013, 08:06 AM
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#55
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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Let's say we swipe on 31 May 2013, and posted on 2 June 2013.
Is the 10% Rebate calculation meant for May or June ? |
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May 27 2013, 10:32 PM
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#56
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(CoffeeDude @ May 27 2013, 03:26 PM) According to my statement You are correct....14-APR AEON AU2 21-APR AEON SMKT-AU2 I suppose the 14-APR will get 10% rebate while the 21-APR does not get rebate? |
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May 27 2013, 10:32 PM
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#57
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(CoffeeDude @ May 27 2013, 03:31 PM) I also notice I have On the paper statement, what category did it list under ?GIANT S/MARKET GIANT H/MARKET on my statement |
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May 28 2013, 12:23 AM
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#58
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(tbheng @ May 27 2013, 11:54 PM) Got an sms today "RM0.00 HLB Wise Card: For Aeon, only Aeon Big is classified as Groceries Category. Visit FAQ at www.hlb.com.my/wise for details. Swipe more to earn rebate!" I guess this SMS is for those who selected Groceries category under HLB Wise. |
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May 28 2013, 01:27 AM
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#59
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(aeiou228 @ May 28 2013, 12:58 AM) This SMS clearly stated that AEON supermarket will not be under groceries category regardless of its MCC 5411 code. How do you come to this conclusion ??? Oh really ? Time to swipe to test (if you selected Grocery category) |
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May 28 2013, 09:13 AM
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#60
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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If that's the case, HLB WISE cannot use for AEON Supermarket already
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