Hi,

Below is my details:

Gross Income: RM 6100 (Basic salary + Fixed allowance)
Nett Income: RM5100
Age: 35
Car Loan: RM580 (still have another 5 years to pay)
-1st Time Buyer
-Plan to loan 90%

I am Planing to buy 2nd hand terrace house with bank value RM410k - RM450K

Please advise am I entitled to get the loan?

Thank you.

Hi,

I have a question to ask here.

I already paid the booking fee and signed the Letter of offer to purchase from Agent. The owner not yet sign because he was at outstation for 2 weeks.

Agent told me that I can proceed to apply housing loan even I don't have copy of title (Owner was at outstation). According to him, OCBC and Standard chartered will accept the application without copy of title.

Need to confirm about this.

Thank you.

Hi Bankers,

Below is my details:

Gross Income: RM 6100 (Basic salary + Fixed allowance)
Nett Income: RM5100
Age: 35
Car Loan: RM580 (still have another 5 years to pay)
-1st Time Buyer
-Plan to loan 90%

My question:
1. How much home loan can I take on?
2. I am Planing to buy 2nd hand terrace house cost RM560K-RM570K. Am I entitled to get the loan?

Thank you.

Hi, got any banker here. I'd like to ask about refinance my house to pay off my debt. Kindly pm me. Thanks