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V10 - Property Prices (Up, Down or .....), and the debate goes on and on and on ...
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TSkochin
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Apr 1 2013, 09:29 AM
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QUOTE(tikaram @ Apr 1 2013, 09:27 AM) lets talk about this more the asb 9% yield and the 6% rental yield. not being a bumi, never did pay attention to all this asb thingy or its equivalent. question. 200k is it cap with dividend cashout or can be snowballed/cumulative into account? eg. asw2020. they put a capped into the account and thus dividend is paid out by cash. so the % paid is always limited by the principal. does this apply to asb? if yes, no way they are gonna get the 2mil from 200k.
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SUStikaram
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Apr 1 2013, 09:30 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 10:27 AM) Pls do note tat 200k is mentioned by ur buddy Mr. Hai. Not me. Pls read carefully. yala. that's why i bring up the 200k and share my knowledge & show everyone here. I think u know about the 200k effect like I do but just purposely try to hide it / not to share it like i did. This post has been edited by tikaram: Apr 1 2013, 09:31 AM
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SUStikaram
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Apr 1 2013, 09:33 AM
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QUOTE(kochin @ Apr 1 2013, 10:29 AM) not being a bumi, never did pay attention to all this asb thingy or its equivalent. question. 200k is it cap with dividend cashout or can be snowballed/cumulative into account? eg. asw2020. they put a capped into the account and thus dividend is paid out by cash. so the % paid is always limited by the principal. does this apply to asb? if yes, no way they are gonna get the 2mil from 200k. 200k only cap on the money added into investment. dividend = snowballed
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ManutdGiggs
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Apr 1 2013, 09:34 AM
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QUOTE(kochin @ Apr 1 2013, 09:29 AM) not being a bumi, never did pay attention to all this asb thingy or its equivalent. question. 200k is it cap with dividend cashout or can be snowballed/cumulative into account? eg. asw2020. they put a capped into the account and thus dividend is paid out by cash. so the % paid is always limited by the principal. does this apply to asb? if yes, no way they are gonna get the 2mil from 200k. Boss, he just make an assumption.  So just listen listen listen. As far as I know, u r correct on the asw2020. Really not sure bout the asb.
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SUStikaram
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Apr 1 2013, 09:35 AM
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QUOTE(tikaram @ Apr 1 2013, 10:27 AM) lets talk about this more the asb 9% yield and the 6% rental yield. let me start first. next is you. ok? 6% rental yield is taxable 9% dividen is tax free.
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ManutdGiggs
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Apr 1 2013, 09:36 AM
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QUOTE(tikaram @ Apr 1 2013, 09:30 AM) yala. that's why i bring up the 200k and share my knowledge & show everyone here. I think u know about the 200k effect like I do but just purposely try to hide it / not to share it like i did. Gd. Pls share with Mr. Hai. Not me.
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SUStikaram
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Apr 1 2013, 09:36 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 10:34 AM) Boss, he just make an assumption.  So just listen listen listen. As far as I know, u r correct on the asw2020. Really not sure bout the asb. see how desperate you are now?
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TSkochin
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Apr 1 2013, 09:37 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 09:34 AM) Boss, he just make an assumption.  So just listen listen listen. As far as I know, u r correct on the asw2020. Really not sure bout the asb. yeah... when i was a schoolboy, big G say put $$ into asw2020 pay high dividend, gua goody goody just listen and put. 1st few years, dividend is good. >6% to even >10% sometimes. happy. then suddenly announce quota capped liao and start giving divvy based on amount in fund only. there goes my million dollar snowball chansi... damn!
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SUStikaram
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Apr 1 2013, 09:38 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 10:36 AM) Gd. Pls share with Mr. Hai. Not me.  if you are not sure. just read la. no need to reply. u are making yourself look very.....
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SUStikaram
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Apr 1 2013, 09:39 AM
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QUOTE(kochin @ Apr 1 2013, 10:37 AM) yeah... when i was a schoolboy, big G say put $$ into asw2020 pay high dividend, gua goody goody just listen and put. 1st few years, dividend is good. >6% to even >10% sometimes. happy. then suddenly announce quota capped liao and start giving divvy based on amount in fund only. there goes my million dollar snowball chansi... damn! look like you are still schoolboy on investment things.  pls do yourself a favour go and ask your banker. This post has been edited by tikaram: Apr 1 2013, 09:40 AM
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TSkochin
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Apr 1 2013, 09:42 AM
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QUOTE(tikaram @ Apr 1 2013, 09:39 AM) look like you are still schoolboy on investment things.  pls do yourself a favour go and ask your banker. yeah... still a kecik miao compared to big boss like you mah... and i don't have a banker lah... kecik miao how to have banker. you got one to intro bor?
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SUStikaram
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Apr 1 2013, 09:44 AM
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QUOTE(kochin @ Apr 1 2013, 10:42 AM) yeah... still a kecik miao compared to big boss like you mah... and i don't have a banker lah... kecik miao how to have banker. you got one to intro bor? sorry. my banker not interested with kecik miao. So u got to find one yourself.
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ManutdGiggs
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Apr 1 2013, 09:46 AM
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Yeah cikgu tik, tolong ajar kit. TQ
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SUStikaram
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Apr 1 2013, 09:48 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 10:46 AM) Yeah cikgu tik, tolong ajar kit. TQ lesson 1: jangan Buxxshxx la
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ManutdGiggs
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Apr 1 2013, 09:54 AM
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QUOTE(tikaram @ Apr 1 2013, 09:48 AM) lesson 1: jangan Buxxshxx la Yeah my cikgu nvr tot me tat. Just tot me not to b racist. Tq cikgu tik for pointing out non racist is bs here. So I rest my case here. U keep doin gd job la. Remember i tol u b4. Ignore me pls.
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SUStikaram
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Apr 1 2013, 09:59 AM
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QUOTE(ManutdGiggs @ Apr 1 2013, 10:54 AM) Yeah my cikgu nvr tot me tat. Just tot me not to b racist. Tq cikgu tik for pointing out non racist is bs here. So I rest my case here. U keep doin gd job la. Remember i tol u b4. Ignore me pls.  Wow , I am not racist la. I share share onli wo. Bullshxxt again la you. U never learn just teach u first leson don't billshxxt ma. i remember u asked me don't reply u as i always put u in very embarrassment moment. but suddenly you start " Tika trauke" first ma. I tot u ok to allow me to make u embarassment again. Ok la. ignore u again la. This post has been edited by tikaram: Apr 1 2013, 10:05 AM
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Tikietic
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Apr 1 2013, 10:02 AM
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QUOTE(AMINT @ Mar 31 2013, 09:34 PM) Wow. What a racist comment u have there. Huhu. Chill bro. U think being a bumi so easy to make it? Bumi reserved land/unit = biggest curse ever. A bumi buying leasehold and wanna sell = a curse too. And dont get me started in opening business. I failed a business which was dominated by 1 race. That time, i remember i buy spare part more expensive, i buy halfcut more expensive and etc. lastly i sold the business. It is not all that easy bro. Besides, nowadays non-bumi can become a bumi. U just need to know the way. And lets talk about asb. U think asb can put in until rm10 mil or unlimited and get 7-9% return every year? The limit is only rm200k dude. And limit only grows based on dividend u get. No fresh money, mind you. If i can put everything in, i wouldnt even invest in props le. Asw,asd, ass all got quota too including for bumis. Check ur local dealer before saying such thing bro. Haiyaaa discriminatory entitlement(affirmative ackshun) is not lasis la, brahh.. he is just stating the fact.. moreover, he is toking abt paper assets, e.g asb.. not property.. u read it out of konteks y0.. thus asb > bumi reserved land/units..
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SUStikaram
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Apr 1 2013, 10:05 AM
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http://biz.sinchew.com.my/node/72115應急儲備金不足 另外,我國在應急儲蓄評估時也未達標準,只獲得36.9分,處於不及格水平。 調查結果顯示,大部份大馬人持有2.2個月的應急儲備金,雖然比調查所得的2個月平均儲蓄金額高,不過依然低於3個月的標準水平,一旦個人經濟出現狀況,如失業或發生經濟危機,以目前大馬人的應急儲蓄水平,將不足以供應3個月以上的基本生活需求,加上21%的大馬受訪者表示,他們完全沒有儲蓄,這也意味每5個人大馬人當中,就有1人沒有儲蓄,狀況令人擔心 Working Adult
Malaysian Emergency fund is only 2.2 months. 20% malaysian DONT have saving This post has been edited by tikaram: Apr 1 2013, 10:15 AM
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ManutdGiggs
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Apr 1 2013, 10:06 AM
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QUOTE(tikaram @ Apr 1 2013, 09:59 AM) i remember u asked me to ignore you as i always put u in very embarrassment moment. but suddenly you start " Tika trauke" first ma. I tot u ok to allow me to make u embarassment again. Ok la. ignore u again la. Tq for tat Mr. Racist.
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AppreciativeMan
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Apr 1 2013, 11:40 AM
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