Only 1 thing to say...caveat emptor!

Only 1 thing to say...caveat emptor!

if u see the graph...its amazing feat only started from 2008-2009...
US printing money
Hot money flowing to Emerging Markets like ASEAN markets, Indon and Thailand main beneficiary

Good fund performance right? 

if u see the graph...its amazing feat only started from 2008-2009...
Then US crisis...US printing money...Europe also rocking...
Hot money flowing to Emerging Markets like ASEAN markets, Indonesia and Thailand one of the main beneficiaries.

Furthermore, it's relatively easy to trade the less-developed markets. Think insider info, think lesser regulation, think slower communication and so forth...if this fund can replicate this at Dow or S&P, Warren Buffett would be humbled!

No not ETF.. UT lor...

Ya lor I see so high performance.. i also scared.. buts seems legit.. cause morningstar give 5 star. 

Gains since Inception (1997) = 5,578.38%....

Largest monthly gain = 54.91%
Largest monthly loss = -30.08%

Dare buy ah?  Super volatile...

i trust.....you leh. 0% service charge and 0% annual fee.

So? Can buy ah?

The UT office is just a short drive away...

Thinking of opening account... hehehe

UT for aunty uncle and newbies that dont read Financial Report or knowing any stock in the market.

Very long long term one.

I believe gark/sky gor skill at stock is outperform those UT fund manager. - knowing when to cut loss and which stock can go up.

The power of capital guarantee and capital gain with dividend by lowyat forum sifu stock.

dump a few million straightaway
I mean rupiah

Skeptical?  Read further...

I think how good stock trading also cannot beat this UT 300% gain in 5 years...5000% gain in 16 years...average annualized gain is 26% p.a. 

haha. never see my OSKUOB-aref bought since 2007 got any return. U believe ?

Because u picked a loser. See AmAsia Pacific REITs, Hwang Global Property...

Indeed. Good Fund manager give good return, lousy Fund manager give me junk return.

True. A fund house got a number of investment managers, each with his own set of skills and expertise. Hence, its only normal that a fund house will have some winners and some losers.

Im not sifu, juz luckily and stupid UT investor.

my concept different other like pxxk sxxxxr or wxxxxxxxxxxg.  i top up after distribution 1-2 month.
Buy new fund or fund NAV below the launching NAV. Any above NAV launching not interest juz wait for crisis or put in BOND fund.
I didnt calculate which fund history result of XIRR or ROI.

I have few fund at Public Mutual , did the repeat cycle during 2007- 2011 for equity fund.
Now juz i move 60% to bond fund left 40% in equity. I didnt do any transaction to PM anymore.
Becoz i purchase a condo, that my PM as my emergency money reserve paying 1/4 loan.

I move UT to STOCK counter like reits & telco. 2011 is full time saving/investing in stock counter only.

What i interest is Fund Interim report show their purchase price of the stock.

My stock return is better than UT. becoz I know what the big fund holding price.

My Takaful did go up by 200% last year. Tambun is also not too bad + 50% or so.

I think I have a bit of luck here and there

No plan to outperform myself this year but going for capital conservation..........

True. A fund house got a number of investment managers, each with his own set of skills and expertise. Hence, its only normal that a fund house will have some winners and some losers.