North Korea like going to war soon with SK +US.. i afraid if really become true then sure stock drop like flies

Problem is, as amateur investors ourselves, how do u decide how much % to allocate to the respective countries? Region allocation is already a headache, what more country allocation.

Lower Sales Charges definitely as what David83 said.

At first it might seems to be a challenge due to not having an agent/customer service officer hard selling guiding you thru the process; with FSM, you yourself have to pick the fund(s), decide on how much to invest, when to invest etc.

But FSM has 2 very helpful services that I can confidently vouch for, their service quality and knowledge are miles better than what I used to get from bank-based people, whom I feel is more sales-focused than service-focused:
(1) Live Help - you can chat with a FSM officer online during office hours to ask for help on practically anything other than investment ideas.
(2) Client Investment Specialists - if you need investing ideas, they are the ones you can talk to. The usual means of communication with them is thru e-mail. Or you can leave your number with them, they will call you at a time convenient to you.

After some time, you will learn more, and become a more independent and knowledgeable investor. And its not really that hard.

If Pink Spider is considered amateur, then people like me must be

If you don't mind, roughly how long did it take you to get to where you are now, or shall I say, when did you start venturing into investment such as these?
I'm not sure how many years it would take to be decent, really...but good to have an idea for all of us out there. Thanks

Start: 2008 totally no clues, kakak cantik at bank ask me buy what, I buy what

This seems to be the case with many youngsters, ain't it? Can't resist the temptation.

4-5 years...I guess that's fair enough. Hm, this reminded of another question. Do you think newbies should start of by going for the over-the-counters way, as in through the bank with those agents managing the funds for us, or maybe learn and then try to do it on our own (since we seem to have decent support online)? Sorry if this has been asked before.

NK go to war = end of regime Profit!

Goodness... eh, let unker Wong take U go massage massage lar, or Spa with mirrors and stuff, then U build-up resistance
Sorry mods.. off topic 

First state singapore growth fund 

gark gark, what's your portfolio at sg or fund that is not available in msia

Most of the AP ex Japan funds have substantial exposure in Singapore.

Unker gark and jerrymax were discussing about Singapore-based global funds vs Malaysia-based global funds

FSM favourite and Lipper award winner, Pacific Global Stars koyak in past few weeks

Well, global equity is shaken by Cyprus and geopolitical tension at NK.

Didn't see that coming for NK.