First state singapore growth fund

RHB - GS US Equity
Benchmark - S&P 500, so u know it's more on large caps
http://www.fundsupermart.com.my/main/admin...etMYRHBUSEF.pdf

OSK-UOB US Focus Equity
Invests in small-mid cap US companies.
http://www.fundsupermart.com.my/main/admin...eetMYOSKUFE.pdf

If u want funds with MAJORITY (close to 50% or more) US exposure,
OSK-UOB Global Equity
Eastspring Investments Global Leaders

bwhaha so des neh
watshiwa wakarimas (i understand) i think...

Your planned Asset Allocation = 50/50
However, U want to allow your ACTUAL HELD to run a bit yar, perhaps up to 75/25 BEFORE forced rebalancing
Did i get your idea right?

Well if i got your idea right, 25%/50% = 50% variation run before U force a rebalance wor.
IMHO, may be too high a variance before "forcing a rebalance"
Most books & articles say 20%
Personally, i use 25% variance (up/down) before "forcing a rebalance" and i tend to think mine's already a wee bit high.

Note - like U too, i've programmatic investments running every month/quarter, based on a perfect planned Asset Allocation
eg. say i KNOW i'll save and allocate $100K pa for programmatic investing
thus, i pre-allocate $33K /yr or $8.25K/qtr for Equities,
another $33K /yr or $8.25K/qtr for REITs/properties.
The remaining $33K /yr or $8.25K/qtr i leave it in my flexi mortgage/bonds.

With the combination of an over-arching control structure of Asset Allocation (which forces a re-balance if need be)
AND a programmatic no fear/greed pre-planned investing
U've a plan A + plan B backup liao
Once U've got that down pat, U may want to look into plan C (opportunistic) - a % of your yearly savings or perhaps just windfalls, for opportunistic sniping, BEWARE of fear/greed here though

So many bombastic terms...I need my nicotine fix now

For my UT portfolio (which I shall now fix at 50/50), I follow FSM Recommended Portfolio system, 5% deviation would trigger a re-balancing call e.g. equities went up to 56% > re-balance.

The reason why I allow bigger deviation for my bond+equities is, my bond got dual functuon - ammo for equities and reserve for unexpected cash needs
E.g. bond 75/equities 25, then my dad kaka (finding wood to touch in my room) need to admit to hospital, then the bond portion would kaboom fall drastically

Ok la, I think I can decide already. Tenkiu Seafood for your time~

i am waiting for my fsm account approval.....was planning over the weekend....tot i ll jump in after PRU13...hoping buy low post election if it happens....what do u all think of these funds....since i am 32 yrs old...i tot of 60% equity and 40% bond...tot of investing in
1)Hwang AQ Fund
2)OSK OUB oppurtunity UT
3) AM Asia Pacific REITS
4) osk oub em bond funds
5) osk oub kidsave trust
6)am dynamic bonds...

any sifu comments...

AmDynamite Bond is closed for purchases

what about am bond

I recommend OSK-UOB INCOME FUND over AMBOND, bcos it can invest up to 30% in Asian bonds, AMBOND is 100% local.

bwhaahah - DYNAMITE? Kool

Typo error while I was at kopitiam when the hot indon mop the floor next to me probably

Goodness... eh, let unker Wong take U go massage massage lar, or Spa with mirrors and stuff, then U build-up resistance
Sorry mods.. off topic

Bond over a year. Equity four months.

Kaka, simple return. Total XIRR of my whole portfolio is around 6% - 7% if I remember correctly.

Gonna take advantage of the FREE Transfer In programme...moving all my funds bought thru bank to FSM at zero charge

Time for shopping:

Where Is The Next Bull Market? Promotion On 5-Star Market



URL: http://www.fundsupermart.com.my/main/resea...?articleNo=3321

Yeah, Hwang Asia Quantum also included

I'm eyeing for CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND

After GE, Ah Jib's lil' bro kena goreng, CIMB kaboom, u still wanna buy?

Nevermind, I believe there's a segregation between CIMB and government.

CIMB business is not totally in Malaysia.

I have purchased 2k for this fund.

North Korea like going to war soon with SK +US.. i afraid if really become true then sure stock drop like flies

Those are exaggeration and drama. Believe me it won't happen one!

This post has been edited by David83: Apr 8 2013, 03:46 PM