do you mean the part of : dividend is just "left hand go right hand"?

i understand this.. so at rm1.00 now, if after ex-date it goes to 0.90. and i bought it earlier at rm1.00, buying it again at .90 brings down my average to .95 right? is that how we do it in UT? bear with me please

Just a simple example to illustrate, but that's essentially how it works...

You hold 100 units at RM1.00 each. RM1.00 x 100 = RM100
Let's say you get 10 units extra from distribution. After distribution you hold 110 units at RM0.9091 each. RM0.9091 x 110 = RM100

Now, let's assume you top up RM10 after ex-date,
RM10 / RM0.9091 = 11 units bought

Your holdings now:
(110 + 11) x RM0.9091 = RM110

Initial value: RM100
Top up: RM10
Total: RM110

Yes, topping up after distribution ex-date brings your unit cost down. BUT AT THE SAME TIME the value per unit i.e. NAV price also comes down - IT MAKES NO DIFFERENCE whether you top up before or after ex-date. Cost per unit in UT means little in isolation, the difference between cost per unit and NAV price multiplied by your units held is what matters.

This post has been edited by Pink Spider: Mar 23 2013, 11:41 AM

i see! thanks for the insight! learnt something new today ^^

You're welcome. Just inserted your question as another FAQ on Post #1

hope others can benefit from it

Mine will be Kidsave...

EI Asia Pacific equity had drop below it's benchmark.. haihz.. =(

It has never/rarely beaten its benchmark

The Shariah variant perform better...

for unit trust, we invest big amount of money or we put little by little better?

hello sifus, im thinking to park some of my money into bonds, looking for low to moderate risk bonds. from FSM's webpage, one of the recommended bonds are

Bonds - Asia
United Asian Bond Fund Class SGD

Bonds - Global
LionGlobal Short Duration Bond Fund

Bonds - Money Market & Short Duration
Cash Fund

Bonds - Singapore-Centric
LionGlobal Spore Fixed Inc-A
United SGD Fund Cl A

any advise on any of these?

and how do i calculate past performance of UT? when i view 'fact sheet', i see some numbers, but cant figure how to count =/

i sell some of my unit, i think it would take 24 hours with the current price, however, im wrong. which means its quite complicated to lock in profit.

Click the FAQ link on Post #1

Are u aware that u are looking at FSM Singapore website?

http://www.marketwatch.com/story/dont-jump...k=home_carousel

Don’t jump back into stocks unless you plan to stay

Bro Pink, is it possible to put ur excel at the 1st thread? i lost it becos now i outstation, hard to keep track of my UT.. becos FSM is using weighed average cost, it is not the price i bought.. i wanna see the price i bought vs the current price.

Ok. Done already, u try see got problem or not?

Add: At 1st post of this thread

This post has been edited by Pink Spider: Mar 25 2013, 10:00 AM

Yeah no problem, thanks mate

hi pinky, i didnt noticed initially. but im interested to invest in Sg, china and indonesia... any recommended bonds?

For Southeast Asian markets, Hwang Asia Quantum is very good (small-mid cap Asia Ex-Japan equities, but quite heavy on SEA markets).

Look at these too:
OSK-UOB Equity Trust
Hwang Select Asia Ex-Japan Opportunity
Eastspring Investments Asia Pacific Shariah
CIMB-Principal Asia Pacific Dynamic income

This post has been edited by Pink Spider: Mar 25 2013, 12:14 PM

noted thanks. will have a look~

You can also add OSK-UOB ASEAN fund if you want purely ASEAN region. I analysed it before. Quite impressive the performance.