A little question about Annual Trustee fee, when it's charged? Is it one year after we purchase a fund or in January every year? What if we sell the fund before it reaching a year, say, in 11 months? Do we still have to pay this fee?

it's already factored in the NAV, so you 'do not' see the charge

Go read Post #1 tonight after 9PM, I will insert a new FAQ on fees and its impact on NAV valuation

Distribution statement for AmAsiaPacific REIT and AmDynamic Bond are out.

And I'm still waiting for OSK-UOB Emerging Markets Bond's...

s_kates81 read Post #1

Yup, me too... I think can only see the statement around 1 month time, rite? Same case with my OSK-UOB Asian Income Fund's

The standard is about 1 month from ex-date. Now my OSK-UOB Income Fund is next to go ex

Same here. AmAsia Pac Reits are my first UT dividends, so seeing the email was a cherry popping moment for me. Hehe.

Refresh yourself on what UT dividends mean to us investors...read Post #1 lest u thought that it's some sort of windfall for u

This post has been edited by Pink Spider: Mar 23 2013, 09:50 AM

Haha yea I read thru a few pages back on how dividends are actually a 'taking from our left hand and giving us on our right hand' situation. Nonetheless, its nice seeing the value of my investments spike up after the drop during ex-date.

BIG DROP - rise - drop - rise - drop - BIG RISE



That's why I usually stop recording the NAV movements of a fund that went ex, I just "freeze" it at last NAV price before ex-distribution, then update the movements again after the crediting of distribution so as not to mess up the IRR of my portfolio.

This post has been edited by Pink Spider: Mar 23 2013, 10:03 AM

Hey, thats a good idea. Just recomputed my XIRR. Even before receiving back my OSK OUB EM Bond Fund dividends, it stands ta 9.45%... What took me so long to jump on the UT bandwagon lol. I've been contented with subpar FD rates for so long.

Share with us your UT portfolio breakdown?

E.g.
Fund A XX%
Fund B X%
Fund C XX%

yes please share your portfolio.. i wish to learn more about UT in this few months, then when the FDs mature can invest in UT instead..

http://forum.lowyat.net/index.php?act=Atta...post&id=3314350

This palia portfolio delivered IRR of 6.2% as at end of Feb-2013
- Started in 2008
- 2010-2011 disposed a lot of funds, kept only a little
- Major revamp and restarted investing at 2012

This post has been edited by Pink Spider: Mar 23 2013, 10:36 AM

Haha, very humble investments la. most of them purchased during the FSM 0.5% promo, so the break even was much quicker.

AmBond ~18%
RHB Bond Fund ~11%
OSK-UOB Emerging Markets Bond ~17%
Hwang Select Balanced Fund ~10.5%
Aberdeen Islamic World Equity ~18%
AmAsia Pacific REITs ~14%
Hwang Asia Quantum Fund ~12%

approx at that range to date, based on current value. I do a monthly topup to whereever I see value and based on the recommendations of the sifus here.

thanks.

haih im only having 3.xx% from FD for the past 3 years.. last year moved some funds to REITs, getting 6.xx%. this year will move some funds to UT. i currently have UO asian income fund, and its only because the bank agent managed to persuade me

UO AIF ex-date soon right? do u suggest i top up?

i didnt know about FSM until few months back.. OCBC charge me 4% SC leh.. so now reading up on FSM and see what i can do

i see many ppl have Ambond and OSKUOB Emerging Markets bond, many i should look into it

Go to Post #1, read the FAQs

Your UT portfolio is like a "Greatest Hits" compilation

That's effectively about 60% in equities, 40% in bonds...

Thanks to FSM, we can have most of the great funds under 1 distributor, convenient and cheap

This post has been edited by Pink Spider: Mar 23 2013, 11:04 AM