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 EPF DIVIDEND, EPF

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CommodoreAmiga
post Feb 27 2025, 09:06 PM

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https://thesun.my/malaysia-news/epf-announc...ch-2-CB13743054

Dividends going to update liao..
CommodoreAmiga
post Mar 1 2025, 08:43 AM

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QUOTE(virtualgay @ Mar 1 2025, 01:08 AM)
7% I might want to go to Shenzhen china - heard is cheap n affordable n can visit hong Kong Disneyland as well
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Disneyland so boring....for kids ok lah. Many better places to visit. Take the unbeaten path.
CommodoreAmiga
post Mar 1 2025, 01:22 PM

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Haiya, just changed phone...can't remember EPF password. Need to go home and check later. Huat ah!
CommodoreAmiga
post Mar 1 2025, 01:28 PM

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QUOTE(gashout @ Mar 1 2025, 01:23 PM)
Do update us. Heng ah
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Roughly can guess but need to confirm baru syiok.
CommodoreAmiga
post Mar 1 2025, 02:03 PM

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QUOTE(nexona88 @ Mar 1 2025, 01:38 PM)
same here..

just to confirm the numbers..

make sure EPF don't songlap my $$$ up to cents bruce.gif

remember the One Cent Thief thingy brows.gif
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I was involved in the Bank project new system after the one cent thief incident ....lol
CommodoreAmiga
post Mar 1 2025, 04:27 PM

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QUOTE(cckkpr @ Mar 1 2025, 02:56 PM)
user posted image
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Angkat nombor, beratur.

user posted image
CommodoreAmiga
post Mar 1 2025, 05:15 PM

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Still can't login, that page freeze at 5 min and never move. I gave up.
CommodoreAmiga
post Mar 1 2025, 05:23 PM

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Finally can login in. But i don't see the dividend transaction in the statement? Only can see in the App page. I remember previously i can see previous year closing+dividend announcened? Now all lumped into Acc 1/2/3,
CommodoreAmiga
post Mar 1 2025, 05:38 PM

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QUOTE(Wedchar2912 @ Mar 1 2025, 05:24 PM)
nvm... u managed to get in already
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QUOTE(CommodoreAmiga @ Mar 1 2025, 05:23 PM)
Finally can login in. But i don't see the dividend transaction in the statement? Only can see in the App page. I remember previously i can see previous year closing+dividend announcened? Now all lumped into Acc 1/2/3,
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Never mind...i downloaded wrong 2025 statement doh.gif . Should download 2024 statement has breakdown of dividen by account. Lol.

CommodoreAmiga
post Mar 2 2025, 09:05 AM

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QUOTE(nexona88 @ Mar 2 2025, 08:37 AM)
Same said by EPF boss...

Lower your expectations for 2025

https://www.freemalaysiatoday.com/category/...says-epf-chief/
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After a high year, usually drop. Got pattern.
CommodoreAmiga
post Mar 26 2025, 11:34 AM

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Damn man better check my account now. Wonder who they stole the money from....
CommodoreAmiga
post Mar 26 2025, 11:37 AM

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QUOTE(virtualgay @ Mar 25 2025, 09:23 PM)
got ppl so free day day check epf?
i dont even know my total, the last round i check was when i login to see the 6.3% dividend and only focus on how much was the dividend and not on the total amount
if suddenly EPF system glitch and added 10k for me i wont even know
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I keep record of my EPF amount every month. Now I think I need to capture screenshot evidence as well.
CommodoreAmiga
post Apr 3 2025, 08:04 AM

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QUOTE(nexona88 @ Apr 2 2025, 10:48 AM)
Then it's become scammer heaven...

Now only saving points is EPF withdrawal takes time & verification needed...

With debit card, can bypass many security layers....
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Yep. Totally don't agree to this. EPF won't so sohai put themselves at such great liability either.

This post has been edited by CommodoreAmiga: Apr 3 2025, 08:04 AM
CommodoreAmiga
post Apr 25 2025, 11:16 AM

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QUOTE(gashout @ Apr 24 2025, 06:02 AM)
feature is available now.... i just realize it today.
i think div for acc 3 may change soon
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QUOTE(romuluz777 @ Apr 24 2025, 07:16 AM)
Yeah, I see it that way too.
Allowing inter-acct transfer is the 1st step in that direction.
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Mean you can transfer from Acc 3 to Acc1 via app? I check later.
CommodoreAmiga
post Apr 25 2025, 11:40 AM

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QUOTE(boyboycute @ Apr 25 2025, 11:35 AM)
Unker dreamt last night and transferred from ACC 1 to 3
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Please transfer to my account ok...😁

Looks like gonna be different rates for ACC 3 soon....

This post has been edited by CommodoreAmiga: Apr 25 2025, 11:41 AM
CommodoreAmiga
post May 6 2025, 09:55 PM

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QUOTE(virtualgay @ May 6 2025, 08:57 PM)
yes can buy it wont stop you
but again after u buy then your pre existing critical illness cannot claim
but new one sure can claim
that is how i understand it

all insurance once u have existing critical illness they wont even allow u to buy any new policy but i lindung allow lo

https://www.prudential.com.my/en/insurance-...-insurance-epf/

A medical check-up is not required; as such, it's a great opportunity for those with prior conditions to obtain insurance.
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The 200k is annual or lifetime limit? Do you know?
CommodoreAmiga
post May 8 2025, 02:04 PM

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QUOTE(virtualgay @ May 7 2025, 04:17 PM)
I think so just 1 time saja can claim but in the faq it say even preexisting can buy maybe preexisting u have heart problem but after buy you have kidney problem which is a difference problem so can claim
Again I not insurance agent so I not 100% sure
Just call Prudential if u want more details
Like me I don't have any ore existing conditions so I buy first before it is too late
Again is it expensive or not 100% sure but according to the website it say it is the cheapest in Malaysia
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I got preexisting. One time got operation, then Prudential don't allow me to add premium.
CommodoreAmiga
post May 10 2025, 08:06 AM

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QUOTE(MUM @ May 9 2025, 06:56 PM)
In side the Product Disclosure Sheet of

PRUCARE LIFE
PRUGUARD LIFE

has mentions of ... treatment of "preexisting conditions" ....

Do note stated terms, ...
"Any preexisting conditions",
"Illness arises directly or indirectly from preexisting illnesses"

https://www.prudential.com.my/en/our-compan.../epf-i-lindung/

Since TPD does not covers preexisting conditions, Perhaps after your disclosure during application they may accept preexisting condition only for "LIFE" coverage after review by adding loading or no adding loading to the premium?
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Damn...tipu...grab your money, then when shit hits the fan, no claim. Jilaka Prudential.
CommodoreAmiga
post May 13 2025, 12:49 PM

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QUOTE(Wedchar2912 @ May 12 2025, 03:04 PM)
well, essentially all of us (those with more than 1 million in epf and not near 55 years old) basically have until Christmas this year to decide if want to take everything above 1 million out.

if decided to take out, it just means we don't plan to put more in anymore.
if decided not to take out, it just mean we are ok to keep extra 300K rm in EPF vs 1 million.

those near 55, just  whistling.gif .
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Yes. Me near 55. No difference when they increase to RM 1.3 mil in 3 years. Business as usual.
CommodoreAmiga
post May 17 2025, 09:13 PM

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QUOTE(guanteik @ May 16 2025, 03:43 PM)
virtualgay
Cool post~However, I wouldn't even pump extra into KWSP nor treat it as a HY CASA because I'd rather let me $ work harder in the foreign market.

I used to pump to max out the self contribution but knowing how desperate our gov is to lock our retirement account till 55 (which I still believe continue to increase the lock), I had stopped doing so. That self contributing amount would work harder elsewhere.
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EPF is your last man standing. I think most people who has RM1mil plus in EPF would have other investment outside of EPF.

Besides, using a simple method of callculating age against your risk portfolio. At 50, you should have a 50% low risk investment while 50% can be for in high risks investment.

Having ALL your money in high risks investment is not really safe. You never know what shit might hit next...especially with Trump around.


QUOTE(virtualgay @ May 17 2025, 11:14 AM)
I am very conservative and don't even dare to touch any stocks except for sometimes my company does give some stock as part of bonus

Grow up from poor family and even now I still feel poor so dare not even take any risk

I know for a fact that my company is doing well but I don't even dare to invest in my company. My company here refer to the company that I am working for and is a listed company
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Nothing wrong being conservative. If you being conservative and you still can achieve your post retirement income, it's still great! Everyone just do the way they best feel for them. No need to have RM10 millions to retire. At this age, only can eat healthy and eat less...as long debt free, got medical insurance, got passive income, money is not really an issue. I live a moderate life...my passive income can cover everything and still can grow. Better being conservative than stupid like some recent news, 70+ years old kena scam millions because of greed. At 70+ already can smell the coffin already very near. Dafark want to be greedy for what?



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