I don't follow this. Why did it failed? But i seen a lot of ads on FB etc, to get loan based on EPF faccount or those between 50 to 55 or something. Not sure this is related to FSA2 or Ah Long scams.

Why bother with other people. Many big bosses here very nice share info. Just learn and plan your own financial roadmap.

You don't need to have RM10 millions to retire. Just work on your own goals.

Do't be so stingy lah boss. Spend some money to move the Economy. Our economy depends on you. I too have to buy a cheap car soon, basically buy for my kid. But kid wants hatchback...i was thinking pass him my old sedan and i buy a new car. Don't want to buy him new car..."P" driver...scratch here there later, heartache.

This post has been edited by CommodoreAmiga: Dec 21 2024, 12:12 PM

7%. Must break Jib Gor record then only PMX got face.

This post has been edited by CommodoreAmiga: Dec 28 2024, 03:07 PM

So low...there goes my Najib record breaking hope.

Maybe i should join the Najib solidarity rally...

This post has been edited by CommodoreAmiga: Jan 4 2025, 02:03 PM

EPF is not a social security nor charity. The money belongs to people who contributes. What logic is it to give less to people who contribute more? This has been emphasized by the previous EPF Boss (maybe 1 or 2 before current one). Why does discrimination on those who worked hard to have a better living for themselves? Not all are investment savvy. Your suggestion is pure discrimination.

The one with bad faith and tries to argue like /k is you. All the idiots who wants to leech and free money mentality.

This post has been edited by CommodoreAmiga: Jan 7 2025, 04:37 PM

Not few bro...majority are financial morons.

Back then i think i reach 10k in EPF fairly quickly even when my salary was ciput. I started working in 90's. If i remember correctly, in 80's, can get chap fan like for 70 cents when i was a kid. Anyone remember?

In 80's? I think 90's cannot already.

I would assume by retirement time, kids already grown up and has a job. Actuallly 5.5k to support 2 elderly person with no debt and with at least 1 fully paid property for own stay is quite doable. Unless by retirement time your kids still small then jalat. Like my ex colleague, married late, kids still small, now maybe near 60, still have to work in Singapore after lost job here....sad.

This post has been edited by CommodoreAmiga: Feb 5 2025, 12:44 PM

I want 6.9%. Nothing less.

300k, can go North Pole i think. Or maybe economy class to the Moon.

This post has been edited by CommodoreAmiga: Feb 12 2025, 11:45 AM

Why this year no prediction list game? Everyone sianz jor? 🤣

Wooi. You Kim Jong Un ah??

Aiyo, what's all these arguments. You will not lose dividend, everything based on Jan to the 31st of Dec last year, this year's contribution in Jan, Feb will goes into the next dividend's calcultation. Just refer to nexona88 calculation. He very "cheong hei" can explain in detail. Lol.

Anyway. the announcement should be coming next week in the 1st week of March.

Unker already ordered a Poxo X7 Pro yesterday in pre-celebration mood (My Samseng A52 this year is last year of security update liao...i want my phone to last 4 years minimum with software security update). Huat Ah!!!


This post has been edited by CommodoreAmiga: Feb 23 2025, 07:59 AM

Dei unker. Don't dream lah 8.55%, Adui. Got 6% already Omitofu.

I prefer hope for the below average and be prepared for better.

30 years ago when unker started working, all these aunties already said EPF is scam. Now unker already retired with EPF generating my retirement income. Yes, EPF is scam, please withdraw all.

A proper investment protfolio would have breakdown low risk investiment, mid risks and high risks according to your age, appetite and financial goals.

When everything else fails, you still have EPF as your last man standing and it's also bankruptcy proof.

Sounds great on theory, but the reality is, most people who withdraw all are usually spent it all too soon, burns it on bad investment or got scammed. Almost every week sure got one scam story. Just a few days ago a 70+ years old lost RM4 million+ to scammers.

Also, in the top elite club in EPF, there are people with over RM10 millions in EPF....pretty sure those people will probably have a lot more outside of EPF.....likely they are financially way smarter than me. Unker small fry just follow. Maybe got a few here from the Elite club here also....don't be suprised.

Yes, unker old already, don't want too excited, later HBP attack and masuk hospital like Sabri...cukur at least no MACC after me since i only eat chicken and duck eggs and not turtle egg. If put small portion play play, ok lah. I play a little bit of BTC previously, cannot tahan the rollercoasters. I think i stick to Sports Toto.

This post has been edited by CommodoreAmiga: Feb 26 2025, 08:53 AM