Waitlah. You know all our minister all bodoh-bodoh belaka. They can't find a better way to describe. I don't see how they can rob people's money. If do like that, whole Malaysia can collapse already. This is why EPF has nominee for your heir.

This post has been edited by CommodoreAmiga: Aug 1 2025, 12:07 PM

Not wasted. I want to leave everything for my heir...i have no need to spend lots of money. As long got food to eat, can pay medical bills, can pay utilities, settled. Also won't eat too healthy, i don't want to live so long. Thinking to spend money doesn't gives me satisfaction....what gives you the satisfaction is depends on each person. For me, i personally think one one should learn something and build something...whether it's learning a new language, computer coding, building electronics, play the piano, grow an orchard....anything. It doesn't need a lot of money. Just time, which you will have when you retired.

The Gov wants you to work till you die.

I think ktard shouldn't be used to measure wealth level of Malaysians...ktards are like T10.

This post has been edited by CommodoreAmiga: Aug 5 2025, 12:30 PM

If lost mobility, better die....lie in bed waiting to die...what's the point....no amount of money will be of any use....i rather go die first...hire a hitman to take out myself when comes to it.

Exoskeleton only useful if you still can walk but weak and need support.

True also. Nowadays, i can sit in the toilet and open account in Singapore banks and brokers. Can trade stock internationally in US at your fingertips. Last time where got such opportunities. And now, must learn to make use of all the new tech like AI etc to move forward.

Not a good idea...EPF is your retirement fund. If you're finding it hard to save enough money now for their education, means there will be problem in the future. Hopefully you can address it while you are still working and capable.

Yep RM1m. Study mat chat. Better use money invest to get a head start in life

Only need to do once, just go to kiosk. No need to go to counter. Subsequently, can withdraw via app.

Actually, you go there, they will direct you to kiosk...they don't want you to kacau counter...lol.

Yes, need 1-2 business days if i remember correctly. I think i have tested twice.

Must have education. At least a degree. Always have backup plan. Doesn't matter if future do business. Lain cerita. In fact, young people should go out and work first before startimg business to gain the experience. Unless of course, Fama already got business then Fama can teach. Regardless, always get a basic degree as a minimum.

You tried to withdraw online? Maybe 10 years ago don't have this system lah. So now must go one time to update into their system, no matter how. Go lah. Don't be so lazy. 😁. I can't remember but i simply go straight to EPF and do it at the kiosk. I didn't use app or online to withdraw before going.

This post has been edited by CommodoreAmiga: Aug 10 2025, 07:37 AM

What if your imaginary God reject you like Mahathir? If your life is about spending money. i pity you.

Analyst is makan gaji buta tok kok sing song. Everyone here is "analyst". We work for free somemore.

Yep. Likely will go lower, but unlikely below 5%. Cukur already.

Can i summarize, means if you say withdraw all now, you will get a standard 2.5% interest starting from 1st January 2024. Correct? So you don't totally missed out. Of course, if say later next year declare 6% div, you rugi 3.5%. Ngam?

Ok, let's say i withdraw all now and close. Means i will get my current balance(with last year's dividend) + 7 months of pro rated dividend at 6.3%? Less say, if next year dividend jalat 5%, i untung liao? 😁

Like that...wait until december to withdraw??? Can almost get a whole year at 6.3%??

Must ask Mahathir his EPF account received notification or not...

Just play by rule is nonsense? What if next year is 7%?

This post has been edited by CommodoreAmiga: Aug 20 2025, 05:55 PM

WW3, gold cannot eat. Buy rice better.