When will that happen? I also want higher return. Is there switching fee?

Nice chart. Possible to add then general election year to the chart?

https://www.freemalaysiatoday.com/category/...-gst-govt-told/

So after dividend is taxed. Epf dividends drop or not?

Epf also pay dividends. Should be taxed too😰

how to move funds to kids EPF? I'm also not 55 yet.
If can should I? they're not in Malaysia. poor me.

https://theedgemalaysia.com/node/685392
What they want to restructure pulak? Too many word kenot understand. Only know 16% epf member have 240k magic number enough to retire.

Good idea for epf to provide old age care but should not eat into our funds.

Tier dividend is fair. Rich people should know that invest in S'pore property and stocks better so should not depend on EPF. with rich peeps removing their funds then pooor people get more dividend. Simple logic only.

Don’t worry the rich move money back to Malaysia. What did that professor say again? Introduce capital gain tax, tax dividends then increase income tax. Our brain drain will also be fixed since who dont want to earn in ringgit.

If become director in Singapore and receive no salary but got share option is b40 or not?

They have work harder and smarter. Like me young that time wake up 6am take mini bus work then study at night. Then keep study and work until masters. It’s win win. Don’t be contended with what we have. Also crave for more and more.

Rich peeps better not put in EPF get high dividends. They should know better to invest in S'pore or S&P500 and spend in M'sia. EPF need not help them get rich. Why waste energy manage rich peeps money lar.

Same concept like education. Smart students can easily get scholarships from Chinese or S'pore top uni. In fact, they come here pinch our top students. There is no need to give places to these smart people in our local uni. Waste public funds only.

but old that time better come back here stay got subsidy because no income B40

2.5% who want to put? must be higher than FD rates with easier withdrawl rules if they want to attract investors

I agree. that's why I also invest in EPF although work in S'pore & Europe last time. Just in case S'pore collapse or the EU lose the war then can fall back to M'sia

https://www.freemalaysiatoday.com/category/...former-in-asia/

will hit your EPF too. it is doomed.

I think it’s for young people. UT more flexible. Epf cannot take out until old like me. Unless of course >1m

Also 1% management fee on NAV. Make loss also must pay🫢

Then there is account 3 flexible account. might it affect dividend? I'm sure more capital outflow from EPF.

I would prefer to visit EPF office first time. It's best security possible. better if they take thumb print and my signature.

This is reason why I don't like fully digital bank. Account creation don't even need my physical person to confirm. Just me not feel comfortable. Even digital payment like TNG I use also feel like lack of security but ok lar limit 2k monthly.

Problem is salary not high enough.