Wise Prophet.

People who has reached that stage will see the truth. Those who haven't, will forever have this "Money not enough" mentality, even when they have more than enough. Omitofu. Ayam content being B40 eat chap fan and wan tan mee.

This post has been edited by CommodoreAmiga: Jan 8 2023, 08:50 PM

We know the other "massad" you are not telling...just admit it...

One shouldn't be using EPF money for children's education at all, unless you have a couple of millions already parked there before 55 to earn the interests. If just saving the EPF enough for retirement, the money in EPF shouldn't be touched at all. You should have planned and saved for child's education the day your kids were born, or even before that.

I have friends, have to withdraw EPF for 2 kids higher education. So stressed. Keep saying need to keep some for their retirement....

This post has been edited by CommodoreAmiga: Jan 10 2023, 11:50 AM

Yes, but unfortunatel reality is, a lot of people don't have savings outside of EPF. Because they have failed to manage their finance, EPF is their last resort for old age retirement.....which is why the gov should not allow anymore adhoc EPF withdrawals for people to waste it on useless junk. A Fool and his money are soon departed.

There was a true story in Malaysia...a widow with a couple of kids..they were in bad shape but actually won lottery of RM1mil. After a couple of years, news came out again they have lost everything and back to square one. Pinjam money to relative lah, bad investment lah (probably the biggest killer) and spend on unnecessary luxuries.

No point giving money to people who have no idea to handle money. Give them more, they will still throw it away.

This post has been edited by CommodoreAmiga: Jan 10 2023, 05:02 PM

Exactly. Recent GE interviews with PN supporter Makcik, they bluntly say they want to buy luxuries like "other people" and purely vote PN because Maihaodin allows EPF withdrawal. The 600 billion, really stupid figure plucked from Air. The Banks monatarium just delayed. Eventually have to pay even more.

Yes, that's why unker buy .more bank shares....Banker always win.

I am only expecting 5% to 5.3% max.

That doctor probably got many standby spare parts in cryo freezer...hearts, lungs, kidney, liver , balls etc.
Anything wrong, 24/7 specialist on call fly to hospital to operate with spare parts ready. Not like Proton...wait for years still no spare parts.

This post has been edited by CommodoreAmiga: Jan 12 2023, 04:39 PM

Immortality and EPF. Everlasting Power Forever.

Hahaha! Went off topic seriously. Back to EPF! When declare? End Feb?
Come come predict!

😱😱😱

Hopefully at least 5%.....

True. Then confirmed kena Liao. So I don't expect anything less than 5%.

Btw, EPF announce what sales of their education REIT worth RM500 million....something to do with Dividend perhaps? Dunno.

This post has been edited by CommodoreAmiga: Jan 14 2023, 01:51 PM

I bet their Akaun RM10k also Tarak already.

Yep. Political pressure. Should have just increase 0.25 every quarter until end of the year.

This post has been edited by CommodoreAmiga: Jan 20 2023, 05:34 PM

I run naked if 10%. Hee hee.

I still stick by 5-5.3% max. If Ayam wrong, Unker Prophetjul will run naked at KLCC.

Whole lowyat.net run nekkid at KLCC.

Later PAS rage. Why all old batang nekkid and no hot amoi.

People, just report that person who tried to came in here with his politicial agenda and spamming off topic. It's clear what his intentions are.

Can trust Utushit....Female pigs can climb trees.

See this professor right or CommodoreAmiga is right. I say 5.3% max. If I am right, I will take his title as "Purfesser".

Market down kaw Kaw last year. It's impossiburu. Unlike previous year shot up like crazy thanks to US pumping up market after Covid.