If keen to contribute xtra 2% every mth, need to notify employer to make arrangement?

U refer to self employed or wage earner?

I thought there is a limit of RM60K pa for self contribution. No?

yes. but some HR would not want to take the hassle because it requires the directors signature and some forms for it to be implemented..

Certain HR wants the contribution to be standardized so that it is easy to monitor...

When you contribute more, the government will still tax you on the income.
The current dividend isn't so great. Better invest on you own.

If EPF can pay 6% +/- every year together with compounding effect, very gud deal for me

Forced saving

i am a wage earner.. sometimes when i see my epf got figure which is ''alang-alang'' one, for instance another RM100 to RM40K, then i will bank-in into my epf via Public Bank or Maybank just to round out the total amount in my epf..

anyone can bank-in anytime without going through the employer..

U bank in over d counter or online at Public/Mbb?

I bank-in online through my Public bank online and Mbb online..

Very convenience..

It takes about 3 working days for the bank to transfer your money into KWSP.. So you can start to check on your kwsp the third or forth working day to see whether the money has been successfully bank in into your kwsp account..

but be very careful when you key in your membership number.. better to ensure that all the details are accurately keyed-in as you might not want the fund to be transfer to the wrong membership account..

Although their side might cross check your membership no with your ic, there are still rooms for mistakes to happen if the details are inaccurate..

Cheers..

This is more recent:
http://www.thesundaily.my/news/889915

yape, my expectation is still high for the dividends for kwsp dividend which would be announced sometime maybe in february..

M on same page with u

Yes that is one of the benefits.
The downside is its difficult to withdraw when you need it, before retirement.

Any indication yet on the quantum of dividends to be announced and when will it be announced?

Agreed
B4 invest, think thoroughly

Announcement should b dis mth

Do you need to define which month's contribution your "self contribution" is for ?

No need as Form KWSP 6A(1) dun have such particulars

Dividend rates from 1952 to 2012
http://www.kwsp.gov.my/portal/en/web/kwsp/.../dividend-rates