So that more people will have 0 in their accounts.

[quote=Ankle,Mar 2 2022, 07:40 AM]
[quote=romuluz777,Mar 2 2022, 12:53 AM]
Extracted from this report above

Selain itu Afzanizam berkata peluang untuk dividen lebih tinggi adalah cerah susulan laporan kewangan korporat suku keempat yang lebih baik.
Malah tindakan KWSP mempelbagaikan portfolio pelaburan ke pasaran luar negara termasuk pendapatan daripada ekuiti asing menjadikan sumbangan pendapatan amat signifikan untuk tahun ini.
Q4 will be expected to be good going by other corporate Q4 performances.
Lets see how.

[/quote]
Let's hope EPF Q4 is reflective of what is perceived!

Not bad! Nice first year for new CEO.

So is theedge or sin chew right?

Doubt inflation is a low 3 to 4% this year.
Inflation measured in Malaysia does not reflect real inflation. 6% returns probably equals or is lesser than real inflation.

Looking like the inevitable may be coming.
Better find a place for your post million.

https://www.calculator.net/investment-calcu...tit=0&x=93&y=36

Opening balance: 500k
Self contribution per year: 60k
Fixed dividend rate per year: 5.5%
$988,345.46 after 5 years

The rakyat has been indoctrinated with the tongkat system since independence.
So it will not be surprising for the gov to implement a system in the EPF where they will divert the funds to helping out the less fortunate without the gov having to spend a single cent.

Some of you are laughing at your parents warning you about EPF. They have their reasons. Go and research how EPF has been used to bail out certain companies in the past.
Recently, what has happened to the loans to 1MDB?
Imagine if these monies were invested properly in the past. We could be seeing 6 to 8% dividends instead.

Cannot get that into the simulation here. Unless you an Excel spreadsheet.
So it should be about right.

The one i attach has a top up function. Except it does not have top up for multiple frequencies.
Use the Excel.

https://www.calculator.net/investment-calcu...tit=0&x=68&y=27

Can do monthly. Look carefully.

Yeah. Do twice. Once with yearly 60k and one with 2.5k monthly.

This post has been edited by prophetjul: Mar 4 2022, 09:45 AM

Presently there are 60k+ above Rm1mil.
Not sure how many past Rm2 million.
In any case, you will not get many past Rm2mil before they are 55 years old anyway. At least not with the poor salaries in Malaysia. Not in the foreseeable future.

Yeah. Keluar your funds if tak suka.

Come back on 6th March.

Flo-wer.

Not sure about American.

I have been investing in SREITs since 2008. No regrets.

Yes. Surprisingly.
I managed to sell 75% of my holdings at the onset of Covid in Feb 2020. And bought back in March at the low.
Almost double my holdings in a month. So low price, that my yields are around 10%.

All paid dividends at around 90%,of the norm, holding back some for rebates to the tenants.
Some continued to pay full.

This post has been edited by prophetjul: Mar 5 2022, 02:43 PM

At that critical time, my only strategy was to preserve at least 75% of my holdings in cash
Scared!

This post has been edited by prophetjul: Mar 5 2022, 02:52 PM

No. Not all REits came back to pre covid prices. In fact, most did not. So i would be having some paper losses if i did not act.