did you know the a/c balance as in Dec 2019?
if yes, maybe you can do a comparison with as per this?

post 263, by forummer Wedchar2912, in thread
EPF - self contribution, need advise
https://forum.lowyat.net/topic/4745820/+260

Valentine's gift

I tested using android phone...
google KWSP.
the KWSP main page link ...seems to have page not available notice.
but just few links below ....got the 'overview"....I can access it and other pages thru that overview link

guess the results would be known soon ....... place your "bets" no right no wrong...
if failed by a WIDE margins,....come back again to "spams" next year same time

This post has been edited by MUM: Feb 11 2020, 09:54 AM

historical Malaysia inflation rate per this site....
https://tradingeconomics.com/malaysia/inflation-cpi

https://www.focus-economics.com/country-ind...aysia/inflation


The Difference Between Inflation and Cost of Living
People often use the phrases inflation and cost of living as if they were synonymous.
They are not the same, although they're closely related.
https://www.investopedia.com/articles/perso...cost-living.asp


This post has been edited by MUM: Feb 14 2020, 10:13 PM


Attached thumbnail(s)

same writer with same gloomy prediction for 2017 & 2018 dividend rates too....

Lower returns by EPF in 2018 likely
Saturday, 19 Jan 2019
By M. Shanmugam
https://www.thestar.com.my/business/busines...-not-due-to-ph/

Tough for the EPF to repeat its dividend act
Friday, 17 Feb 2017
By Comment M. Shanmugam
https://www.thestar.com.my/business/busines...i0g08MegDlKJ.99

sooner or later he would said..."See, i told you so, i told you so just a few days ago"

ya lor, else you kena do as below liao for your property downpayment

This post has been edited by MUM: Feb 15 2020, 12:48 PM

wow, with that amount if use them thru Mission......huat abit lah...

every day there are sort of dilemma in thinking of what to eat for breakfast, lunch and dinner if one don't rely on home cooked food.
it is all a matter of individual's preferences, experiences, cravings at that moment in time and his emotion factor at that moment in time too....
well that are my though of this morning....
so what am I gonna spend RM20 on breakfast this morning?...

with RM3 million in EPF is 46%...
thus sum of total investment will be

lagi BEST

The economic stimulus package will be announced next Thursday (Feb 27).
https://www.theedgemarkets.com/article/mala...k-says-guan-eng

hopefully they won't "pinjam" 0.5% from 2019 "should be" dividend

This post has been edited by MUM: Feb 18 2020, 07:17 PM

only you?
as below can still access wor.....

just hope both your "predictions" are correct....
finger crossed

yes, anything is possible as we do not know their 4Q19 results yet and many other things that could go behind the income figures....

but this yesterday's article seems to be of different view regarding the possibility of EPF being higher than ASB .....

"While some may try to butter up and present a Monalisa outlook, one should not ignore one small historical fact.
The EPF annual dividend rates had never eclipsed Permodalan Nasional Bhd’s Amanah Saham Bumiputera (ASB) dividend rates since the latter was introduced in 1990.
During its first year, ASB announced a distribution of 14 sen including bonus for every unit.
EPF announced a dividend of 8% the same year.
For 2019, PNB announced a dividend of 5.5 sen including 50 sen bonus, while 2017 (8.25 sen) against EPF’s 6.9%.

Can the EPF for the first time change history and deliver a dividend rate that is higher than the ASB?
The answer is likely no. Some things are just inevitable."

Heavy lies the crown
February 17th
https://themalaysianreserve.com/2020/02/17/159839/

if using just the performance of DJ to decides the final dividend rate,...then this article would be useful......

"The provident fund has less than 30% of its total assets under management of some RM850bil placed in various investments outside Malaysia. It ranges from property to equities and in some cases, investments in private companies, through specialised funds that are mainly based in the US and the UK."

"For the first nine months of last year, the EPF registered a gross investment income of about RM35bil. Assuming it ended the year with a gross investment income of RM50bil, it should be able to comfortably declare a dividend of about 5.6%."

so will it make (15 billion in 3 months) or 42.8% in 3 months of what it had made in the last 9 months?

https://www.thestar.com.my/business/busines...nd-payout-poser

EPF dividend payout poser
15 Feb 2020

this article was posed by a forummer earlier...

yes,....how can it justify that performance.....Historically for XX yrs it never did

the conspiracy theory side of my mind...just my mind no evidence yah....
If EPF did beat ASB this time.....my conspiracy theory is....PNB is partially emptied too like TH
but in order not to spook the stock mkts....it just diam diam

unless epf is in the same status quo too

wow that would be 31%~37% earning in 3 months of what it had made in the last 9 months

bigger or smaller, fully in M'sia or some outside of M'sia does it matter?? if the "same gang of thieves" did have their hand in that honey jug?

"too big to announce that failure to the public" ..... well just my though

not if and when meeting records, financial reports, audit reports, etc etc can be "modified".......
(proved existence in the current court cases)