Give up MY citizenship, get new country citizenship, show to EPF that you surrendered M'sian citizenship, and EPF will lump sum give back to you (of course within reasonable processing time of weeks/months). No age restriction.
I have friends who migrated and withdraw all. Some still curi curi leave in EPF to compound interest.

Lol.. nobody is giving up Malaysian citizenship..if take PR only then cannot withdraw ... money stuck

login to kwsp, and check the "Withdrawal Eligibility". The Total Account Balance should reflect the actual balance, ie inclusive of your Jan's contribution.

Then, it is not called migration already you should rephrase to work/stay at overseas for extended period of time.

can I ask....
can the contribution from the employee and employer that are deposited on 15 Jan be seen in that manner too after a few days, without having to wait till after dividend announcement?

why worry about EPF going bankrupt? Due to our population demographic, EPF's aum kept on increasing by at least 10% per year, and mostly due to member's contribution.

Every employees contribute regardless of ethnicity, age, gender, etc. So if anything happens, gov will pump money. Just like TH and kwap. why worry.

Why u worry EPF bankrupt?

Yes and No. If your firm's HR processed it exactly on 15 Jan (and not like batch it to some later date), then yes it can be seen.

The issue is when HR pay salary for say Jan, and claimed it is 15 Jan payment (i guess due to CNY), your net salary into your salary bank account may appear on 15 Jan. But your HR may choose to do the payment to EPF on Feb 10.

Migration with PR also migration what....

If you say extended stay/work overseas also face the same problem of not being able to withdraw from EPF if you need the money to start life overseas

what if they paid the end Dec salary on 31 Dec but EPF deducted from the 31 Dec salary, but paid/submit contribution on 15 Jan....will that EPF contribution be shown in the "withdrawal eligibility" method too...(maybe on 18 Jan)?

this one yes. it should appear. At least it did in previous years when I checked.

thanks for the responses...

can try check out the method as in below post

Correct me if I’m wrong, but if we ever plan to migrate, I do believe we can withdraw our funds completely.

I’m a stocks holder and a EPF contribution. I think doing both is the best of both worlds haha

Migrate but still maintain citizenship la...if u give up citizenship then u can withdraw... but it is foolish to do so..

Thanks, I can confirm that is the right amount. Makes me wonder why EPF don't update the main page figures immediately but only the figures buried after accessing a few tabs and buttons.

Official responses from EPF :

1. the dividend calculation for the contribution is based on one day for the contribution month.<snipped>
Thus, if you wish to get dividend for 2020, you may contribute any day in December 2019.

2. Kindly be informed, any contribution payment made via electronic payment methods will be processed by the bank within three working days from date of payment. The Bank Website payment status will then be updated in the EPF system within the period.

So there is no definite answer to your question. From my experience with Public Bank, 2019, Day 1 pay EPF, Day 3 reflected on EPF online as Day 2.

I just repeated this yesterday, Jan 30 (Day 1). Will know after 2020 contributions are reflected, which is after dividend day, or maybe I can use the trick below on Feb 1. If there's any delay, I lose 1 month dividend.

Because it's waiting for the 2019 dividend.

This post has been edited by beLIEve: Jan 31 2020, 04:00 AM

thanks for getting the EPF's reply...
so if the contribution is "late" to enter EPF and assumed to be in EPF on 2 Jan,......then it will be pro rated (less 1 day) of the whole year dividend?
so assuming RM60k lump sum "late" at 6% = 3600/365 = approximately RM9.80 less for each 1 day late?

oh no worries. I asked this a few months ago.

If Jan 1 in, you only get 1 day for Jan's dividend. no pro-rates. pro-rate is for withdrawals. Jan 2, 3. 4, etc all get same amount of dividend for Jan, i.e. 1 day only

This post has been edited by beLIEve: Jan 31 2020, 10:31 AM

thanks for pointing out.
will have to keep this in my mind.
I will only get 1 day of dividend payment for that month, no matter when the new contributed money is in the EPF for that month....no pro prorate benefits for contribution.
Only withdrawal date variance will have the pro rate benefits.