yea... check online and it is in.. TQ

not bad for this year

Hahaha, still long way more, but if I don't simply take money out, this can be done.
Keyword here is don't simply use your EPF money unless BR > 10%.

with a dot in the middle, so not that much

BR?

Base rate, now is bank them self to decide

lol I tot Bank Rakyat

If it's ponzi fund, why do U have to thank anyone ? Aren't U scared it will collapse anytime and then U'll lose all your money in your EFP ac ?

why need to scare.. If collapse, there's millions people out there also suffer same fate

btw it's won't happen because EPF is number 6 in world rank as the biggest pension fund

This post has been edited by nexona88: Feb 8 2015, 10:53 PM

nexona88,

You do know that THE GOVERNMENT's debt is about the same size as EPF. And, THE GOVERNMENT's debt is increasing faster than EPF every year. So, it is just a question of WHEN.

"Don't worry, be happy!!!"

There will be people that cash out FD to put extra into EPF to keep this ship afloat a bit longer.

Dreamer

This post has been edited by dreamer101: Feb 8 2015, 11:16 PM

haha... I think your thinking/opinion.. "same fate"

epf investing in properties development.
battersea, bbcc, kwasaland.
if all goes well, returns would be sustainable in the immediate future.
beyond that, hhmmmm....
but pleasant surprise indeed. 6.75%.
looking forward to 2015 results.

EPF collapse? I bet Jibby and Rosie won't be able to see tomorrow's sunrise if that happens

Cant compare the two. Its a blind spin.

debts are time based as well. Some are long termed. The more important is the cash flow to manage these debts.

The way your are writing is as if the country has NO other source of income.

But of course EPF is already holding lotsa gomen debt paper.

When EPF collapse, all the fund or any sure lose money schemes opened by cronies will die first.
By increasing dividend to 6.75, government are trying to make EPF more attractive than other funds in the market. They need money to roll. Rather than give cronies to continue make money, is better EPF take people's money first.

prophetjul,

<<The way your are writing is as if the country has NO other source of income.>>

1) DEBT is increasing because EXPENSE is greater than INCOME... Since THE GOVERNMENT's debt is growing, we can agree that the EXPENSE is greater than INCOME every year

<<The more important is the cash flow to manage these debts. >>

2) So, the QUESTION is the CASH FLOW into EPF big enough cover THE DEBT increase??

A) Is the EPF contribution rate increasing??

B) Is the EPF withdrawal age changing??

EPF is the accumulated savings of many years of many Malaysians. It is THE LARGEST POOL of money in Malaysia. But, it is at the same size as THE GOVERNMENT's debt. And, THE DEBT is still increasing at 40 to 50 billions per year.

So, it is OBVIOUS that THE GOVERNMENT need to borrow from THE FOREIGNER to cover THE DEBT pretty soon. If it had not happened yet.

Dreamer

aiya

If expenses > income, the country will die

US died long ago

this I agree

Just out of curiosity, how is the dividend amount calculated?
The 6.75% is calculated on which amount? Is it on the Dec 2014 end balance?
Thank you for any help

https://forum.lowyat.net/index.php?showtopi...post&p=72906882