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 EPF DIVIDEND, EPF

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nexona88
post Feb 7 2015, 11:16 AM

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but some newsreport are saying around 6.6% divvy only for 2014 blink.gif

anyhow, 6.6% or 6.75% is still good compare with FD rate & almost similar to Amanah Saham divvy % biggrin.gif
max_cavalera
post Feb 7 2015, 01:39 PM

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Fuhh biar betul epf...6.6-6.7%?? Thats teally record breaking rate they are giving
PrincZe
post Feb 7 2015, 03:20 PM

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QUOTE(max_cavalera @ Feb 7 2015, 01:39 PM)
Fuhh biar betul epf...6.6-6.7%?? Thats teally record breaking rate they are giving
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additional 0.3% only. is it really that good? hmm.gif
koreali
post Feb 7 2015, 03:28 PM

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hoping for 6.75%! This is why I always advise my bro must get job that contribute to EPF, though we may not get to enjoy the benefit at the moment but definitely will be useful after retirement.
guy3288
post Feb 7 2015, 04:49 PM

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QUOTE(PrincZe @ Feb 7 2015, 03:20 PM)
additional 0.3% only. is it really that good?  hmm.gif
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Extra 0.3% may seem like nothing, if amount is big, it is additional few thousands RM.



SUSsupersound
post Feb 7 2015, 05:00 PM

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QUOTE(PrincZe @ Feb 7 2015, 03:20 PM)
additional 0.3% only. is it really that good?  hmm.gif
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That's rm300 for rm100k in EPF.
max_cavalera
post Feb 7 2015, 07:32 PM

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QUOTE(PrincZe @ Feb 7 2015, 04:20 PM)
additional 0.3% only. is it really that good?  hmm.gif
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Must not think like that. Must think the compunded dividend growth over the years later gonna be better... Asb u can take out anytime so u wont feel the effect of compounding interest 10-15-20 years in the long run....


wingchan12
post Feb 7 2015, 07:58 PM

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EPF has declared 2014 dividend, 6.75%. Member can login to check.

EPF

This post has been edited by wingchan12: Feb 7 2015, 07:59 PM
SUSsupersound
post Feb 7 2015, 08:11 PM

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QUOTE(wingchan12 @ Feb 7 2015, 07:58 PM)
EPF has declared 2014 dividend, 6.75%. Member can login to check.

EPF
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Not bad, 2 step forward to early retirement thumbup.gif
Attached Image
That's why I don't recommend members to dump money in sure lose money schemes.

This post has been edited by supersound: Feb 7 2015, 08:12 PM
SUSPink Spider
post Feb 7 2015, 08:15 PM

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In liao rclxm9.gif

This...the mightiest Ponzi fund of all, skim gerenti takkan rugi laugh.gif

To the skeptics of member investment schemes e.g. unit trusts, well, there's no free lunch. U wan potential higher return, u bear higher risks. smile.gif

This post has been edited by Pink Spider: Feb 7 2015, 08:16 PM
SUSDavid83
post Feb 7 2015, 08:32 PM

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QUOTE(Pink Spider @ Feb 7 2015, 08:15 PM)
In liao rclxm9.gif

This...the mightiest Ponzi fund of all, skim gerenti takkan rugi laugh.gif

To the skeptics of member investment schemes e.g. unit trusts, well, there's no free lunch. U wan potential higher return, u bear higher risks. smile.gif
*
That's PPA chairman advises not to touch EPF money!
xuzen
post Feb 7 2015, 08:40 PM

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QUOTE(Pink Spider @ Feb 7 2015, 08:15 PM)
In liao rclxm9.gif

This...the mightiest Ponzi fund of all, skim gerenti takkan rugi laugh.gif

To the skeptics of member investment schemes e.g. unit trusts, well, there's no free lunch. U wan potential higher return, u bear higher risks. smile.gif
*
More money for me to take out for MIS.

This is my gut feel; KWSP is giving higher and higher dividend but you are only seeing virtual numbers, the money we can never touch & feel.

That is why I am divesting it to other unit trust provider.... to the old adage, "Do not put all your eggs into one basket".

Xuzen

Disclaimer: I am a UT agent.

This post has been edited by xuzen: Feb 7 2015, 08:54 PM
cybpsych
post Feb 7 2015, 08:49 PM

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Announcement DateDayDividendYearCredit DateDaySource
07 Feb, 2015Sat6.75%201407 Feb, 2015SatEPF
16 Feb, 2014Sun6.35%201317 Feb, 2014MonEPF
17 Feb, 2013Sun6.15%201218 Feb, 2013MonEPF
19 Feb, 2012Sun6.00%201120 Feb, 2012MonEPF
20 Feb, 2011Sun5.80%201021 Feb, 2011MonEPF
05 Mar, 2010Fri5.65%200908 Mar, 2010MonEPF
16 Mar, 2009Mon4.50%200823 Mar, 2009MonEPF
30 Jan, 2008Wed5.80%200701 Mar, 2008SatEPF
05 Feb, 2007Mon5.10%2006end Feb, 2007---EPF
23 Feb, 2006Thu5.00%2005------EPF
17 Feb, 2005Thu4.75%2004------EPF
20 Feb, 2004Fri4.50%2003------EPF
18 Apr, 2003Fri4.25%2002------limkitsiang.com

This post has been edited by cybpsych: Feb 7 2015, 08:49 PM
plumberly
post Feb 7 2015, 08:56 PM

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Check your EPF online now!

Dividend for 2014 is in there now!

If my calculation is correct, it is 6.716%!
SUSsupersound
post Feb 7 2015, 08:59 PM

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QUOTE(plumberly @ Feb 7 2015, 08:56 PM)
Check your EPF online now!

Dividend for 2014 is in there now!

If my calculation is correct, it is 6.716%!
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I got 6.32% only, but still higher than my projected 5% thumbup.gif
This gives me the average of 5.77% after working for ~20 years.

This post has been edited by supersound: Feb 7 2015, 09:03 PM
SUSPink Spider
post Feb 7 2015, 09:02 PM

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QUOTE(plumberly @ Feb 7 2015, 08:56 PM)
Check your EPF online now!

Dividend for 2014 is in there now!

If my calculation is correct, it is 6.716%!
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u cannot just take year end balance and multiply

Dec 2013 balances got 12 months to "work"
Jan 2014 top up got 11 months
Feb 2014 top up got 10 months
Mar 2014 top up got 9 months...

Now re-work your calculation, u will get the published rate wink.gif
plumberly
post Feb 7 2015, 09:17 PM

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QUOTE(Pink Spider @ Feb 7 2015, 09:02 PM)
u cannot just take year end balance and multiply

Dec 2013 balances got 12 months to "work"
Jan 2014 top up got 11 months
Feb 2014 top up got 10 months
Mar 2014 top up got 9 months...

Now re-work your calculation, u will get the published rate wink.gif
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Noted and thanks.

Stated at the bottom of 2014 statement that it is 6.75% BAGUS!
nanan75
post Feb 7 2015, 10:05 PM

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Imaginary money credited! Thanks epf.
wil-i-am
post Feb 8 2015, 12:07 AM

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6.75% returns beat d street estimate rclxms.gif
Cream
post Feb 8 2015, 03:23 AM

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seems like better to keep in EPF than withdraw to invest in unit trust.

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