After predict got Grand Price to win?

Monthly minimum balance average multiply by rate?

Tabung Haji announces 6.25pct dividend, 5pct bonus

Wah, they can still give so much when the reserve/book is in RED?

What were their rates for the past 3 years?

So 6.25% for EPF as well?

Ha.
P/S

KUALA LUMPUR: The Employees Provident Fund (EPF) will declare a respectable rate on its dividends for 2015, says Deputy Chief Executive Officer (Investment) Mohamad Nasir Ab Latif.
The announcement will be made after Chinese New Year, he told reporters at a media briefing here today.
However, he was tight-lipped on the exact quantum.
The EPF declared a higher dividend of 6.75 per cent for 2014, compared to the 6.35 per cent announced for 2013.
– BERNAMA

Sounds like they are really following what they said on after the CNY.

But 20 Feb = Sat.

So?

Yes, I am eager to know the %. Not that I want to use it now. Will be good to know if the rate is reasonably high to lay a bigger retirement foundation fund.
P/S Just had a read on the Sun's article. MTUC thinks it will be on 20 Feb as MTUC will have a meeting with EPF on 19 Feb. I fail to see the logic flow on the dividend date. I think it will be announced on this Mon or Tues. 

PP/S  In fact, a little bird told me it will be announced tomorrow. BUT please don't @#$%^&* me if tak betul. Ha. 

My annual visit to guesstimate the EPF % ....

[attachmentid=10141464]

Looks very good with the highest Q1-3 figures in 2018!

Using past few years Q4 averages and std deviation, my guesstimates:

zero Q4              6.6%
average Q4          6.98%
average Q4 +1 sd dev    7.12%

Bear in mind this is based on just extrapolating the % based on the total yearly revenues. This is not 100% correct as the yearly principles are different and on the increase. Plus they may want to keep some bullets for the coming recession.

Guess I will be happy if its 6.8% or higher.

yes.. boss is correct..
y-o-y the size become bigger as more contributors into EPF...
didn't think about this part..

thanks for reminding 

It's not possible because the shariah universe of products is smaller than conventional. If there's a good shariah compliant stock, the conventional and shariah funds can buy in. But if there's a good stock that is not shariah compliant, only the conventional funds can buy in. Since the folks managing both funds are largely the same people, this is the inevitable outcome. At best both types perform equally.

just some statistic of interest....
Key Statistic of Labour Force in Malaysia, January 2019
https://www.dosm.gov.my/v1/index.php?r=colu...mNkWXZteGduZz09

Total income for first 3 quarters of 2018 : 39.88b
Total income for first 3 quarters of 2019 : 35.48b

Assume Q4 also same (it should be better since trade war is over. didn't pay attn to KLSE. did it go up a lot in Q4?)

Averaging Q4 with first 3 quarters, 35.48/39.88 x 6.15% = 5.47%

So it should be somewhere around 5.47%, depending on how Q4 performed.

How do I spend RM198,367.89 ?????????