Interesting topic, ya? Don't shoot Unker, today no urgent matters.

Based on the high level assumption, from multiple sources, NST, The Edge, ex FM writeup....I conclude the population Mean = $301K with SD = $240K.

The top of 99.7% population will have $1.01Mil savings. Most of the active forumers n Seniors already fall outside as outlier.

However, among those privileged KWSP members, taking on data from The Edge, the Gentlemen's Club imho are those with approx $4.6Mil.

The Big Boys (imho) are those with savings > $1.9Mil + 1, 2, 3 SD (each SD is 0.9Mil). Unker sendiri further split into 3 bands.

Big Boys $2.8Mil
Young Adult $3.7Mil
Gentlemen $4.6Mil
There's another bigger band building to the $10Mil Maestros.

Pls ah, above based on Unker small hat, fiction analysis...no intention to discourage or kacau fellow forumers which Unker has highest level of respect.

Just casual reading till dividend declaration.

As at 2021 Dec there are 248 fellas in this category.

This bunch have reached the Mt Everest of KWSP !

Assuming a 5pct increase, only about 15 fellas in 2022 will join them at the peak.

***  Wah, where and how did you get this classified data? Ha. You must be in the club to have access.

I can assure you the view at the summit is very nice.

I am so jealoussssss ..... Lol

At the end of the day you will surely be on FIRE !

FI = Financial Independence

RE = Retire Early

9.6% gets top-less oni. 

Bro Wolves,....once kwsp dividend > 5.9%, we all meet at klcc venue. Unker take bus there, good sembang, ...no tarik std, no false air, no friction,...just pure tcss.
Open to all.

Been ages since i visited KL. I live in a small island, LRT pun tadak. Unker pakai.

Me no SEO but a kuli who got lucky and retired early 😂

Financial for me still in elementary level otherwise I would strike big a long time ago but again Lady Luck smiling on me

Unker still not late to gain knowledge as everyday is a learning day 👏

I tested using epf app rm10 and PBB online rm15. Both contribution appear same day.

Do note that app appear as normal contribution and PBB appear as i-saraan.

[attachmentid=11422678]

Eh..EPF app under maintenance....processing dividend?

Is actually 5 digit. I also dunno how people get 7 or 8 digit thingy. 

https://www.malaymail.com/news/malaysia/202...-pandemic/56181

KUALA LUMPUR, Feb 22 — Deputy finance minister Datuk Seri Ahmad Maslan today said that the top 20 per cent of earners (T20) in Malaysia are "monopolising” the Employees' Provident Fund (EPF) with their savings making up the bulk of the total amount.

In contrast with other groups, the T20 also saw the savings in their EPF accounts increase by 11 per cent during the Covid-19 pandemic, he noted during the winding-up speech of his ministry at Parliament today.

"The EPF is monopolised by the T20,” he said.

In April 2020 the total number of funds in the EPF accounts belonging to T20 account holders was RM538 billion, which then increased to RM597 billion by December 2022, he said.

A total of 2.6 million EPF members come from the T20 category, he added.

Proof of these more pleasing? Look at ASB. They had done 2 years (I think) of tier-d
extra bonus blah blah for the 1st RM30k

No nyamuk make a noise on the tier dividend implementation from ASB. Did anyone hear any kpkb?

I had written about this 2 years back :-

https://forum.lowyat.net/index.php?act=ST&f...ost&p=100156228

EPF System Maintenance now...

weird timing

Your major currencies exclude JPY, GBP, EUR or AUD? MYR not doing too badly vs these currencies.

And Epf returns so far is a few % higher than the CPI.

GBP, EUR, JPY?

I have no problem to login...need another 1-2 weeks for dividend announcement

Data processing. inb4 your "Record not found. Error 404". 

You are receiving your div now.