lots like some of them remember about the speculation for 2018 dividend

i remember quite alot ppl surprise that 2018 dividend at 6.15% as many speculating less than 6% given how bad klse and the on going trade war

https://www.msn.com/en-my/news/national/ber...ocid=spartanntp
Pong Teng Siew, ketua bahagian penyelidikan di Inter Pacific Securities Sdn Bhd menjangkakan bayaran dividen KWSP pada 2018 kurang daripada 5%.
Profesor Yeah Kim Leng dari Universiti Sunway meramalkan KWSP membayar dividen lebih rendah tahun ini.
“Ekonomi dunia dan tempatan tidak begitu baik tahun lalu,” katanya.
“Saya menjangkakan 5% ke 6% dividen sebagai wajar berdasarkan kepada suasana sukar yang KWSP terpaksa hadapi tahun lalu,” beliau memberitahu FMT.

EPF has only started to invest overseas in 2018?

Equity market performance is one part of the dividend equation, but there is another portion that most of us tend to overlook. 50 odd% of all assets of EPF is actually in Malaysian government bond-like instruments.

and we know BNM has been cutting interest rates. rates down means bond prices up.

If unrealised capital gains are not taken into account for dividend distribution.....
So will unrealised capital losses too?
If yes, then if mkts crashed, then don't sell any, then no losses, then distribution is as per nothing is wrong in the mkts?

For listed companies which EPF hold substantial shares, yes. Companies are required to report the change in substantial shareholder's interest.

https://www.bursamalaysia.com/market_inform...ny_announcement

You can see EPF quite often in the announcement list as "EMPLOYEES PROVIDENT FUND BOARD"

any clue what the rate would be?

7% increment and 6% return annually and consistently... That's why it sounds easy as a a cake.... But in reality for most forummers, those percentages are numbers to be chased by sacrificing a lot of effort.

Its normal.

Even in developed nations, the retirement age has to be delayed due to inadequate funds for retirement.

But they are also forcing the retirees to delay their retirement. The pension system does not have enough to cater to their retirement. So in effect the system is failing.  They do contribute to their pension funds too. Much like EPF.

Gomen still got money to give dividend?

Read this from EPF website...

KWSP website.

as per 9 Nov 2020 article,

Tengku Zafrul said Malaysia needed to think of a long-term solution for EPF contributors because there were structural issues that the country must tackle in the medium to long term.

According to EPF data, 32 per cent of total contributors only have an average balance of RM1,000 in Account 1, while another 10 per cent of the contributors have an average balance of RM5,000.

"Hence, 42 per cent of EPF contributors have a balance of RM5,000 and below. This is one of the structural issues that we need to overcome."

 
https://www.msn.com/en-my/news/national/epf...l?ocid=msedgntp

just hope that that data of this (42%) is AFTER the data of those that had taken out RM6k form the i lestari programs
"The i-Lestari facility allows EPF members aged 55 and below to withdraw between RM50 to RM500 a month for 12 months through March 31, 2021, subject to available funds in the members' own EPF Account 2."
https://www.nst.com.my/news/nation/2020/06/...0%20per%20month.

if this 42% is not inclusive the previous i lestari program,  just wondering, what will this 42% be like after taking into consideration of this latest budget proposed withdrawal of RM500 x 12 again.

what will the numbers be if after taking into consideration of the "allowed" withdrawal from a/c 1 as proposed in Budget 2021?

OMG  
in that case, then there is a possibility of 42 per cent of EPF contributors will have a balance of RM5,000 0 and below 0 in their a/c 1

Thanks.

Dont know whether to be happy or sad to see this list! So dominant in Msian shares. OK if it has no political hands in there.

This seems to be their equity positions in the respective company? Are the investments ranked according to size also ie the no1 is the largest domestic equity investment for EPF? I don’t think so.

To me this only shows EPFs stake in companies not their actual equity value. I am not sure what to do with this info, besides that I do not think EPF should be the major stakeholder in any company. It is a pension fund not an investment holding company.

Any data on how many % their local equity in Bursa Malaysia is compared to the entire fund?

per 18 Nov article....

EPF: Necessary measures in place to ensure strong, resilient liquidity

“With regards to the sale of assets under these extraordinary circumstances to ensure that there is a cash buffer to meet the needs of all our members, especially to prepare for the i-Sinar facility to assist members who are severely impacted by the Covid-19 pandemic, the fund will take all necessary measures to ensure our liquidity remains strong and resilient,” said EPF.

EPF added that it regularly looks out for opportunities to acquire as well as sell assets and that it is taking all opportunities to realise profit and to invest in good assets with acceptable risk adjusted returns.

“We are guided by our SAA to ensure we meet our risk adjusted return. With our significant presence in the domestic market, we are mindful of any market impact,” said the statutory pension fund.

https://www.theedgemarkets.com/article/epf-...lient-liquidity

Yes, the KWSP has historically never been above ASB's rate. It is a good indicator of future harbinger.