The government cares. Only for the votes by gratifying the immediate needs of the voters. Why do they care 20 years down the road? THAT is some else's problem.

i wanna ask now account 1 and account 2 the ratio / spit by % is 70% vs 30%

so let us assume now i have 70k in account 1, 30k in account 2 then when account 3 introduce will it will be 75%, 15% and 10%

so they gonna rebalance our account and in my account 3 i can have 10k after the rebalancing?

so if my account 1 is 100k and account 2 is 0k because i take out for my housing loan, so when they rebalance it will i get 75k, 15k and 10k. I dont think it make sense... just dont know how their formula works

those with almost zero account 2 will not benefit from this that is how i see it

when there's no new employees... then EPF gone lo

Epf may or may not be a ponzi unless and until they release annual audit to parliament and the general public on how much money goes in, how much they lose or gain via investments and etc.

So without the audit, they may very well be a ponzi scheme. You and I will never know

it's called aged society issue in the whole world... not just EPF

Go read about US Social Security... that can happen to EPF

No account3 for those aged >55?

since more liquidity for acc3, can we assume withdrawal can b make online. thus makin its like 'bank' wit high interes. then its good, no reason to park money at kdi save/ versa cash. soemore can have income tax rebate for voluntary epf contribution..

I may have missed that news regarding the "same dividend rates" ...
Mind sharing the link?
Thks
Need to prepare to withdraw my other allocated liquid money from my other vehicles to channel onto account 3.

You meant from this statement??

"On the redistribution of existing funds from Account 2, it is understood that one-third of the funds could go into the Account 3 while one-sixth will go into Account 1. The remaining balance will remain in Account 2".

Then Money from a/c 2 will also moved to a/c 1??
What is the meaning of " on the redistribution of existing funds from a/c2?"

I think, if it is true,
Then some of those currently at the 47 -50 may make noise as they want to be able to take out all in a/c2 when they reach age 50. Instead of having 16.67% lesser after having being forced to move that 16.67% to a/c1 and locked till age 55

May I know where to check max age entitled for dividend? can check online?  tqvm

Max to self deposit - 75yo

Max to get dividend - 100yo

Both follow the year, not month of birthday

🙏

does anyone know if EPF has any promotion booth /event at any shopping mall or centre?

Can i assume that every month, my future dividend is "confirmed"?
So that i can move my future dividends out in the present?
For eg if i have RM5mil. I assume 5.5% dividend for 2024.
Every month, i should have RM22,916.66 dividend for FY2024.
Can i can move this out every month without affecting my 'principal' of RM5mil?

i am shifting more into SG bank stocks. 

NOW i am confused. 
poweredbydiscuz says no.

BUT, it also say:
Means the principal sum which is already present must be earning dividends daily ALTHOUGH it is not shown till the next year?

So the statement by EPF is erroneous!
If it is earning, then why can it not be withdrawn?????????????? 

At least, they should allow the guaranteed 2.5%?

Otherwise, their statement is erroneous?