shouldn't it be the people (contributors) who need to do something about their own savings to ensure they have enough safety nets for  their retirement?

Agreed they should improve the implementation. I like the part that my parent couldn't get the free money when the government people told my parent "your son salary is high so you guys not qualified to get the free money". The gov knows they weren't qualified due to i deducted some of my tax by putting their IC / names into the tax form. But most people don't pay tax, and a lot of these people are rich, gov unable to track them.

As for the "worth" more part, i think could be right or wrong. Lots of us pay lots of tax each year, the extra 40k we put in, let's say the yearly dividen is 6%, rm 2.4k dividen per year,  for most of us we didn't even get back 2-3% of what we paid to the government each year.

Epf tax relief limited to 4k + 3k additional.

If my current 11% is more than 7k this year, can claim all 7k?

what's the current contribution rate for employee? can still do 9% then 'self contribute' the 'extra'?

This year probably same thing too..

Many speculation going on... Especially the 700mil given out... And it's impact on dividend...

Need to "cooked the books"??? 😏

Shes been a millionaire afew years already, and thats what she told. Other my millionaire friends cant confirmed since they didn't really bother to check their statement.
I asked Bard (chatgpt equivalent) and it also said the same.

Yeah. i want to see if my dividend will pay for a Lexus or not. 

EPF type of savings is good enough for me but there is one thing that worries me. Maybe some of you know the answer.
Lets say my wife is my nominated person to receive my EPF when I konk. What if "tai kat lai see" something happened to both of us, now the money passed to her siblings? Because technically I named her as my beneficiary, so the money goes to her. If she is also not around, then pass to her family members? not to my family members?

What if it's 5.5% or lower?

But still higher than 2022

Hi expert, if EPF declare dividend let's say at 1 March, the interest for the dividend would be calculated from 1 march onwards or start from 1 Jan. For example if dividend is 10k and dividend for this year is 6%, the interest for next year would be 6/100 x 10k or 6/100x 10/12 x 10k?

not 1 Jan 2023 for dividend 2023 announce in March 2024 ?

Why can’t the new CEO decide if he is the CEO?

Sorry stupid question here:

Lets' say i have RM5milion till 30th June 2024 at which i withdraw everything.
Will i still receive the 50% of the dividend for 2024?

Just asking hor.........

Dangerous!  Need to wait for crediting to have dividend! 

What if i withdraw 50% of the amount at 30th June 2024. Will this 50% still be entitled to half of the dividend declared later?
It seems not. It seems that for any principal to be entitled to dividend, you have to wait for the declaration of dividend in the following year!  No. It will be credited.

Hopefully new boss not happy with the number… too low later lose face… so asking macai to up the number….

Above 55yo, got akaun 55 & akaun Emas.

The dividend for both accounts will be credited separately into the respective accounts right?

& if member age is 58yo, he can only withdraw dividend from akaun 55? (bcoz akaun Emas only can withdraw after 60yo). Is this correct?

sorry a noob question here, meaning that for those non-full month's deposit, we'll still get 1 day's dividend instead of totally nothing?

thanks

housing loan interest might change?

do you have enough for emergency fund or liquidity?

Bila nak announce dividend ni????