6 and above vs below 6

28 vs 19

59.6% vs 40.4%

Who will be right ??

Think is based on this.

crazy ? Account 3 will have Zer0 dividend actually

Not sure can use to apply or not. That time where got Account 3? Cannot have the cake and eat it too. Propose Zero% interest if they want to put money in Account 3. Only fair.

They can hv Account 3 for zero or less than 2.5% or whatever low ball dividen.
But pls allow us to move our fund from Account 3 to Account 1 &/or 2 for higher dividen.

If excess RM1 mil, withdraw from which account? Account 2?

How much of acc 2 can we withdraw when we hit 50

Partial or full.

if you take partial at 50, you cannot touch it at 51 anymore until 55 ?

But the numbers given is not EPF size. EPF has gone past RM1 TRillion?
He said " the fund stood at approximately US$50 billion (RM234.5 billion)"   

ok 👌
better ask HR to deposit end of the month haha
3rd of the month.. just bit wasteful

not to add lagi if ppl withdraw late of the month and interest is only calculated using lowest balance of the month (right?)

Any way to opt out of Acc 3 completely and just maintain status quo?

Ended up the withdraw-able portion shrink from 30% to 25%, not that I encourage withdrawal, but this government really want to locked more money but at the same time promoting withdrawal from certain quarters. However, simple math can check this out

Isn’t it good? Epf become smaller means easier to get higher dividends? People take out money and spend means economy will grow. Prosperity for everyone. Good function to add imo

May I ask if it’s mandatory. I want to opt out.

B40 stays B40 because they have short view of the future : kais pagi, makan pagi, kais petang, makan petang

when you see no future, might as will spend it all and bergaya

Not sure if they care?