Poor you. You can go appeal, you know? It's likely to be approved some day later on just like in my case

The Wise is not really a good card.

300 bucks for annual fee, no auto waiver, cashback need MYR 50 x 10 transaction per month.

Better stick with Mach.

Should ask you take a picture of the form as black and white proof.

Easier to confirm what we know and what we don't.

Okay la, 12 times or 8k quite decent for waiver.

I still think the Mach has its use still.

The WISE is still quite new, plus some of the terms and conditions are not clearly published. Might as well wait before deciding.

But the GSC card from HLB definitely can throw already after Mach and WISE exist la

Agree.

Need to be a genius and split transaction by 50 bucks per block

But supplementary cards' spending also calculated so it's likely possible la. Not too hard to spend 50 per block to be honest. Imagine going to dinner for 1 month, surely can get rm 50 per block roughly.

But I'll likely favor the Mach for the time being since I use more of the Mach. Besides, it would be a hassle to re-apply another for the time being.

Speaking of the Devil, Citi just dropped a call

I see a possible HLB staff with a picture of WISE card promotion here

Maybe you can help to furnish the WISE thread with relevant information to prevent it from being closed down.

I think Mobile phone is a bonus category and only 1 transaction would be calculated so your maxis x3 MYR 50 would be consider as only 1 transaction.

Yea. The CS reluctantly tell me that

Err no.

As long as the one is bonus category, it's considered as 1 transaction.

It's already been explained at the front.

You want pay 5 x MYR 50 can, only calculated as ONE Transaction bro

This HLB Wise plenty of conflicting information.

We shall wait for 1 lucky person to get the card and clarify then.

1 CS tells A and another tells B

Let's wait till someone gets the card and clarify correctly.

If now, there would be an influx of wrongly stated information from different sources.

You must be a hardcore traveller. Normally I burn around 50 per week only

Anyways, if your income > requirement, HLB would likely approve your application unless you got a history of something.

Update us when you get your card then.

Just curious - Did they tell you that GST MYR 50 would be offset after certain amount of swipe and 1st year annual fee would be free?

Both have their own use. Depends on how you actually see it

I strongly agree with this statement

They offer me the Wise as well, I think I'm gonna shoot em down.

it's just plastics with printings, no?