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Credit Cards AEON Credit Cards, By AEON Credit Services

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OldKidz
post Feb 23 2013, 12:53 PM

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QUOTE(fly126 @ Feb 4 2013, 02:34 AM)
YES... nod.gif
Retail Spending (Transaction) = All Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...)  Charged to the Credit Card
But, NOT Includes : all Cash Advances, Balance Transfer, Instalment Payment Plan, other Credit Plan, Annual Fee & Charges... rolleyes.gif
*
Been to AEON 1U, they can't properly answer about this question also. Now I wonder, how accurate is tis statement ya? Can some body double confirm? Yet about earlier question as well, hope auto debit count. Card applied.
fly126
post Feb 23 2013, 10:28 PM

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QUOTE(OldKidz @ Feb 23 2013, 12:53 PM)
Been to AEON 1U, they can't properly answer about this question also. Now I wonder, how accurate is tis statement ya? Can some body double confirm? Yet about earlier question as well, hope auto debit count. Card applied.
*
I Read this from Credit Card Terms & Conditions Booklet when the Bank sent It out together with the New Credit Card... sweat.gif

Proofs of that:
I can Earn Reward Points from Citibank CC with Auto Debit my Uni Asia Insurance Billing
I also get Cash Rebate from HSBC Amanah Card every month with my Auto Debit Etiqa Insurance
& One more I can get Points from Citibank CC even Top-up my Digi Pre-paid at their Online Banking website

This post has been edited by fly126: Feb 24 2013, 01:13 AM
tbheng
post Feb 23 2013, 11:50 PM

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Just collected my Watami card from Aeon Sunway Pyramid. The staff said I am the first card holder in the branch. Seems not popular yet.

As the 3% quarterly CB is based on card approval date, so I asked for mine. The staff said 3rd Feb. But that was the date I submit my application in that branch. hmm.gif Not sure if it is correct or not. Anyone can share their experience?

I went home and registered my Aeon online access, but was disappointed to find out the Aeon portal doesn't support bill payment.
Added it into Maybank2u, it is pending processing now. Not sure how long it will take.
Hope can use it to pay for my insurance via m2u. sweat.gif

This post has been edited by tbheng: Feb 23 2013, 11:54 PM
TSronnie
post Feb 24 2013, 12:06 AM

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Bad thing about AEON = Customer Service are very LOUSY
tbheng
post Feb 24 2013, 02:01 PM

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QUOTE(ronnie @ Jan 29 2013, 11:47 PM)
It seems Bonus points from my AEON MasterCard still has not transfer to my AEON MEMBER Card...
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QUOTE(ronnie @ Jan 30 2013, 07:46 AM)
AEON MEMBER Card has been creditted with points from AEON Credit Card on 30-Jan (approx 3 working days from 25-Jan)
*
Hi ronnie, this Aeon reward points thingie is really giving me a good spin of my head... rclxub.gif sweat.gif
Appreciate if you could give a few pointers and see if my understandings (after reading all around) are correct.

1. My understaing on the point systems used by AEON
(a) AEON MEMBER Point (AMP)
- I found some inconsistency of term used within Aeon materials, like "AEON Point", "Gift Point", I will use AMP for short.
- Collect via Aeon Member card (J-Card)
- Each RM1 spent in AEON store get 1 AMP.
- Redeem AMP as per AEON gift redemption booklet

(b) Reward Point (RP)
- I found some inconsistency of term used as well, like "AEON Point", "AEON Card Point", "Reward Point", I will use RP for short.
- Collect via Aeon Credit Card
- Each RM1 posted in AEON CC acct get 1 RP (for usage in Watami, RM1 get 2 RP)
- Conversion from RP to AMP = 1:0.25 shocking.gif

2. My findings on points values used by AEON:
(a) AEON Gift Redemption booklet (I presume it use AMP, though it just says "points")
- AEON RM5 Gift Voucher requires 800 AMP
- AEON RM10 Gift Voucher requires 1500 AMP
- AEON RM20 Gift Voucher requires 2500 AMP
(b) Watami card privileges booklet
- RM1 spent = 1 RP; RM30 voucher requires 7500 RP. (Not sure what basis it uses.)
© AEON Credit TnC (the white booklet in new card package)
- RM1 spent = 1 RP; If use RP to AMP conversion ration 1:0.25, it translates to:
-> AEON RM5 Gift Voucher requires 3200 RP
-> AEON RM10 Gift Voucher requires 6000 RP
-> AEON RM20 Gift Voucher requires 10000 RP

3. I only hold Aeon Watami card, no J-Card/AEOM MEMBER card. (I have read this thread as well.) Watami card does give 500 bonus points upon card approval. Were your posts above refer to this? You have to link them I suppose. Did you request for transfer or auto? Did they do the conversion of 1:0.25? 500 RP became 125 AMP?

4. If shopping in AEON General Merchandise Store (GMS), I thought of the following payment options:
(a) Pay by cash + swipe AEON MEMBER Card ===> collects AMP
(b) Pay by any CC + swipe AEON MEMBER Card ===> collect AMP, cc points, cc cash rebates (if applicable)
© Pay by MBB2C Amex CC + swipe AEON MEMBER Card ===> collect AMP, MBB 5x TP, MBM2C weekend 5% CB (if applicable)
(d) Pay by AEON Watami CC + swipe AEON MEMBER Card ===> collect AMP, collect RP (Is this possible??)
(e) Pay by AEON Watami Amex CC ===> collect RP

5. If RP to AMP conversion is true and 4.(d) is not possible, using AEON CC alone is a real doh.gif . Option 4.(a/b/c) is anytime better.

Sorry for long post. Appreciate for your comments. notworthy.gif

This post has been edited by tbheng: Feb 24 2013, 02:02 PM
TSronnie
post Feb 24 2013, 11:19 PM

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WATAMI card has no linking to AEON MEMBER Points . . . it's AEON CREDIT Bonus Point (keep it separate)

I own both WATAMI Visa Classic & NEW AEON MasterCard.
My quoted post was referring to NEW AEON MasterCard.

When using NEW AEON MasterCard/Visa at AEON stores, you still need to swipe your AEON MEMBER Card (aka J-Card).
tbheng
post Feb 25 2013, 01:04 AM

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QUOTE(ronnie @ Feb 24 2013, 11:19 PM)
WATAMI card has no linking to AEON MEMBER Points . . . it's AEON CREDIT Bonus Point (keep it separate)

I own both WATAMI Visa Classic & NEW AEON MasterCard.
My quoted post was referring to NEW AEON MasterCard.

When using NEW AEON MasterCard/Visa at AEON stores, you still need to swipe your AEON MEMBER Card (aka J-Card).
*
Thanks for reply, ronnie.
It was that "conversion ratio" couple with different terms used and different points needed for the same AEON Gift Voucher that driving me rclxub.gif

I re-read AEON material over and over again and figure they are best to be kept separated.
I saw both point systems are redeemable to AEON Gift Voucher.

So you are saying I can collect both points by giving both cards (Watami Visa and AEON MEMBER card) for a single purchase?
Hmm, that is not bad. Combining both, it will give 1.2% of total rebates for purchases in AEON GMS!
- AEON MEMBER Point : 2500 pt for RM20 AEON Gift Voucher ==> RM20/RM2500 = 0.8% rebates
- AEON CREDIT Point : 7500 pt for RM30 AEON Gift Voucher ==> RM30/RM7500 = 0.4% rebates
Anyway, most CC will yield minimally 0.5% equivalent rebates. With MBB2 Amex it gives 5%+2.5%+0.8%=8.3% equivalent rebates on weekend.

Coming back to Watami, I'll use it for the 3% quarterly rebates. With this extra, it gives 3.4% rebates. Cool! thumbup.gif

Thanks again for clearing my doubt. tongue.gif
OldKidz
post Feb 25 2013, 01:55 PM

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QUOTE(fly126 @ Feb 23 2013, 10:28 PM)
I Read this from Credit Card Terms & Conditions Booklet when the Bank sent It out together with the New Credit Card... sweat.gif

Proofs of that:
I can Earn Reward Points from Citibank CC with Auto Debit my Uni Asia Insurance Billing
I also get Cash Rebate from HSBC Amanah Card every month with my Auto Debit Etiqa Insurance
& One more I can get Points from Citibank CC even Top-up my Digi Pre-paid at their Online Banking website
*
Thanks for the clarification. Wait for my card available, thn I will tie my insurance payment auto debit with the card. Yet, I will conclude it by the time.

Waiting for Master Ronnie to feedback on this as well. smile.gif
choonghau
post Feb 28 2013, 11:37 AM

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i try to make payment (bill payment from CIMBclicks) to my watami card.
But it stated fail because the card number is invalid.
ANyone face this problem?
ANyone try paying using interbank GIRO??
TSronnie
post Feb 28 2013, 01:00 PM

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QUOTE(choonghau @ Feb 28 2013, 11:37 AM)
i try to make payment (bill payment from CIMBclicks) to my watami card.
But it stated fail because the card number is invalid.
ANyone face this problem?
ANyone try paying using interbank GIRO??
*
Did you use Citibank as the Beneficiary Bank ?
It didn't work for me. Mine was from SCB ... also failed (wasted 50 sen)


one leg kicking
post Feb 28 2013, 08:38 PM

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try Aeon Credit CDM machines. No extra charges but you need to spend some efforts to find out where they are
choonghau
post Mar 1 2013, 09:18 AM

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QUOTE(ronnie @ Feb 28 2013, 01:00 PM)
Did you use Citibank as the Beneficiary Bank ?
It didn't work for me. Mine was from SCB ... also failed (wasted 50 sen)
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i tried yesterday using citibank as beneficiary & choose credit card type transfer
dunno succesful or not.......
wait till next week
anyone use auto-debit from savigns acct?
tbheng
post Mar 3 2013, 10:36 AM

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QUOTE(choonghau @ Mar 1 2013, 09:18 AM)
i tried yesterday using citibank as beneficiary & choose credit card type transfer
dunno succesful or not.......
wait till next week
anyone use auto-debit from savigns acct?
*
Just curious why Citibank? Is AEON Watami credit card backed by Citibank? hmm.gif
In Maybank2u, I was understood to use bill payment under payee corporation="AEON Credit Service (M) Bhd" with statement amount + RM1 (for charges imposed by AEON side).
I have yet to receive my first statement yet.
TSronnie
post Mar 3 2013, 10:47 AM

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QUOTE(tbheng @ Mar 3 2013, 10:36 AM)
Just curious why Citibank? Is AEON Watami credit card backed by Citibank?  hmm.gif
In Maybank2u, I was understood to use bill payment under payee corporation="AEON Credit Service (M) Bhd" with statement amount + RM1 (for charges imposed by AEON side).
I have yet to receive my first statement yet.
*
But it's not longer with IBG to Citibank to pay AEON Credit cards.... maybe when AEON started it can use Citibank. NOW CANNOT USE !!!
Remember to register your CC to e-Statement if you prefer to save a few trees
tbheng
post Mar 3 2013, 11:59 AM

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QUOTE(ronnie @ Mar 3 2013, 10:47 AM)
But it's not longer with IBG to Citibank to pay AEON Credit cards.... maybe when AEON started it can use Citibank. NOW CANNOT USE !!!
Remember to register your CC to e-Statement if you prefer to save a few trees
*

Hi ronnie, speaking of paying AEON cc statement via maybank2u...
The instruction provided by AEON is to do a "Make a one-off payment" as specified here.
I tired today to add it as a "Favorite Payee" and got a Reject code 0087.
Called CS also no help.
Do you use "Make a one-off payment" or set it as "Favorite Payee"?
Thanks.

This post has been edited by tbheng: Mar 3 2013, 11:59 AM
TSronnie
post Mar 3 2013, 12:35 PM

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I pay AEON CC just like normal Bill Payment (tnb, Tm, astro, ...) I didn't create as Favorite Payee yet.
tbheng
post Mar 3 2013, 04:51 PM

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QUOTE(ronnie @ Mar 3 2013, 12:35 PM)
I pay AEON CC just like normal Bill Payment (tnb, Tm, astro, ...) I didn't create as Favorite Payee yet.
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Thanks for reply.
I called AEON CS, she confirmed cannot add as Favorite Payee, must enter card number every time when make payment to AEON cc. doh.gif

Last week, I also tried add AEON Watami as a non-Maybank cc for my other bill payment (TNB, Unifi, etc), also got declined. I guess AEON just does not support these 2 features of maybank2u. ohmy.gif

This post has been edited by tbheng: Mar 3 2013, 04:59 PM
choonghau
post Mar 6 2013, 10:45 AM

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i paid by bill payment from public bank online....no fees charged at all!!
TSronnie
post Mar 6 2013, 01:17 PM

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QUOTE(choonghau @ Mar 6 2013, 10:45 AM)
i paid by bill payment from public bank online....no fees charged at all!!
*
But the Credit Amount received in AEON Unbilled Transaction is RM1 less.... please verify.
choonghau
post Mar 6 2013, 03:00 PM

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QUOTE(ronnie @ Mar 6 2013, 01:17 PM)
But the Credit Amount received in AEON Unbilled Transaction is RM1 less.... please verify.
*
is the same amount....no deduction at all biggrin.gif

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