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Credit Cards AEON Credit Cards, By AEON Credit Services

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DarReNz
post Aug 6 2014, 08:35 PM

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QUOTE(CoffeeDude @ Aug 6 2014, 02:22 PM)
Any AEON agent here?

My wife has been trying to apply for the Watami card and submitted her application more than a month ago.

Until now still no news.  mad.gif
*
did u apply at aeon credit service ?
MGM
post Aug 6 2014, 09:53 PM

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Read somewhere that amount BT to AEON Watami also enjoys the 3% rebate. Is this true?
sj0217
post Aug 6 2014, 10:10 PM

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QUOTE(MGM @ Aug 6 2014, 09:53 PM)
Read somewhere that amount BT to AEON Watami also enjoys the 3% rebate. Is this true?
*
No, BT is not consider retail transaction, you may page 1

But you can still earn the point by value of BT amount
CoffeeDude
post Aug 6 2014, 10:37 PM

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QUOTE(DarReNz @ Aug 6 2014, 08:35 PM)
did u apply at aeon credit service ?
*
She applied at the AEON outlet in AU2 Setiawangsa.
In fact she has applied twice before and got rejected twice.
When she asked the card center, they refused to tell her why she got rejected!!! doh.gif

This is the third time she is applying for this card.
If reject again (and they never want to tell the rejection reason), she'll apply OCBC card.
It cannot be due to her credit standing or income level as it has never been a problem with any other bank.
victorywp
post Aug 6 2014, 11:19 PM

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QUOTE(CoffeeDude @ Aug 6 2014, 10:37 PM)
She applied at the AEON outlet in AU2 Setiawangsa.
In fact she has applied twice before and got rejected twice.
When she asked the card center, they refused to tell her why she got rejected!!!  doh.gif

This is the third time she is applying for this card.
If reject again (and they never want to tell the rejection reason), she'll apply OCBC card.
It cannot be due to her credit standing or income level as it has never been a problem with any other bank.
*
why don't you try to apply instead? brows.gif
CoffeeDude
post Aug 7 2014, 12:20 AM

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QUOTE(victorywp @ Aug 6 2014, 11:19 PM)
why don't you try to apply instead?  brows.gif
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I already have it since last year.

Does AEON not allow both husband and wife to have it at the same time?
victorywp
post Aug 7 2014, 12:42 AM

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QUOTE(CoffeeDude @ Aug 7 2014, 12:20 AM)
I already have it since last year.

Does AEON not allow both husband and wife to have it at the same time?
*
no such rules as they will view each application as individual. perhaps your wife did not submit enough documents? did she attach her epf print out from aeon booth?
propusers
post Aug 7 2014, 10:19 AM

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QUOTE(CoffeeDude @ Aug 6 2014, 10:37 PM)
She applied at the AEON outlet in AU2 Setiawangsa.
In fact she has applied twice before and got rejected twice.
When she asked the card center, they refused to tell her why she got rejected!!!  doh.gif

This is the third time she is applying for this card.
If reject again (and they never want to tell the rejection reason), she'll apply OCBC card.
It cannot be due to her credit standing or income level as it has never been a problem with any other bank.
*
Applied last month but no news...
Called last few days then only know got rejected...
No reason given... vmad.gif vmad.gif
Ask me to apply again after 6 months... Appeal now also cannot... shocking.gif

My annual salary sure no problem... I just applied UOB ONE card and successful.

I guess is I got too many credit cards? Combine limit of all CC around 100K...


propusers
post Aug 7 2014, 10:20 AM

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QUOTE(CoffeeDude @ Aug 6 2014, 10:37 PM)
She applied at the AEON outlet in AU2 Setiawangsa.
In fact she has applied twice before and got rejected twice.
When she asked the card center, they refused to tell her why she got rejected!!!  doh.gif

This is the third time she is applying for this card.
If reject again (and they never want to tell the rejection reason), she'll apply OCBC card.
It cannot be due to her credit standing or income level as it has never been a problem with any other bank.
*
How many credit card and combined limit do your wife has?
CoffeeDude
post Aug 7 2014, 11:03 AM

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QUOTE(victorywp @ Aug 7 2014, 12:42 AM)
no such rules as they will view each application as individual. perhaps your wife did not submit enough documents? did she attach her epf print out from aeon booth?
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She submitted payslip + epf.
CoffeeDude
post Aug 7 2014, 11:04 AM

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QUOTE(propusers @ Aug 7 2014, 10:20 AM)
How many credit card and combined limit do your wife has?
*
I can't remember the combined limit but she has 2 to 3 cards.
CoffeeDude
post Aug 7 2014, 11:07 AM

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QUOTE(propusers @ Aug 7 2014, 10:19 AM)
Applied last month but no news...
Called last few days then only know got rejected...
No reason given...  vmad.gif  vmad.gif
Ask me to apply again after 6 months... Appeal now also cannot...  shocking.gif

My annual salary sure no problem... I just applied UOB ONE card and successful.

I guess is I got too many credit cards? Combine limit of all CC around 100K...
*
No reason given!!

This bank has the worst customer service in the industry!!
Human Nature
post Aug 7 2014, 11:26 AM

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QUOTE(CoffeeDude @ Aug 7 2014, 11:07 AM)
No reason given!!

This bank has the worst customer service in the industry!!
*
Dude, other banks will not give you any reason at all too.
CoffeeDude
post Aug 7 2014, 11:36 AM

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QUOTE(Human Nature @ Aug 7 2014, 11:26 AM)
Dude, other banks will not give you any reason at all too.
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Why not? If we know the reason at least we can do something about it.
Human Nature
post Aug 7 2014, 11:55 AM

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QUOTE(CoffeeDude @ Aug 7 2014, 11:36 AM)
Why not? If we know the reason at least we can do something about it.
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i have no idea. I am just telling that this is a practice by all, not Aeon alone.
DarReNz
post Aug 7 2014, 11:59 AM

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QUOTE(propusers @ Aug 7 2014, 10:19 AM)
Applied last month but no news...
Called last few days then only know got rejected...
No reason given...  vmad.gif  vmad.gif
Ask me to apply again after 6 months... Appeal now also cannot...  shocking.gif

My annual salary sure no problem... I just applied UOB ONE card and successful.

I guess is I got too many credit cards? Combine limit of all CC around 100K...
*
hmm perhaps you need to cancel 1 or 2 cards then try again ?
DarReNz
post Aug 7 2014, 12:00 PM

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QUOTE(CoffeeDude @ Aug 7 2014, 11:07 AM)
No reason given!!

This bank has the worst customer service in the industry!!
*
well last time when i ask what is the reason maybank card got rejected they said can't tell as well
pisanq
post Aug 8 2014, 08:07 AM

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interested to get aeon watami visa credit card. pls clarify:

1. is it true, applying at aeon credit hq at menara olympia is the fastest way to get the card? how many working days i can get the card after applying over there?

2. the 6 months 0% balance transfer promotion still valid now?

3. the 3% cash back every quarter for all retail spend except petrol still valid?

4. to waive annual fee, just swipe 12 times a year. how to offset rm50 gst?
TSronnie
post Aug 8 2014, 08:53 AM

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QUOTE(pisanq @ Aug 8 2014, 08:07 AM)
interested to get aeon watami visa credit card. pls clarify:

1. is it true, applying at aeon credit hq at menara olympia is the fastest way to get the card? how many working days i can get the card after applying over there?

2. the 6 months 0% balance transfer promotion still valid now?

3. the 3% cash back every quarter for all retail spend except petrol still valid?

4. to waive annual fee, just swipe 12 times a year. how to offset rm50 gst?
*
1. Yes
2. Yes
3. Yes
4. You get RM50 watami dining rebate or redeem 12500 Bonus Points for it.
victorywp
post Aug 8 2014, 08:54 AM

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QUOTE(pisanq @ Aug 8 2014, 08:07 AM)
interested to get aeon watami visa credit card. pls clarify:

1. is it true, applying at aeon credit hq at menara olympia is the fastest way to get the card? how many working days i can get the card after applying over there?

2. the 6 months 0% balance transfer promotion still valid now?

3. the 3% cash back every quarter for all retail spend except petrol still valid?

4. to waive annual fee, just swipe 12 times a year. how to offset rm50 gst?
*
2) yes
3) yes
4) yes, first gst paid (with 2 retail transaction within 60days of approval), second onwards can use 12,500points to exchange rm50. besides, you also will receive rm50 voucher every year for dining at watami.

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