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Credit Cards AEON Credit Cards, By AEON Credit Services
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~~5ive~~
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Feb 27 2014, 09:40 PM
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Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is capped at RM150 per quarter and will be credited into the Principal Card account.
Total retail transaction mean only OTC transaction? Does online payment like air tickets, utility bills payment counted in this?
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lamode
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Feb 27 2014, 09:43 PM
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QUOTE(LIMNOOI @ Feb 27 2014, 09:25 PM) Yes but you need specific in the form cannot use IBG please use cheque. I had did it before with RHB and Public bank thanks
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victorywp
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Feb 27 2014, 10:19 PM
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QUOTE(LIMNOOI @ Feb 27 2014, 09:25 PM) Yes but you need specific in the form cannot use IBG please use cheque. I had did it before with RHB and Public bank what happens if we did not specify in the form? will the bank keep trying and then change to cheque as the payment mode?
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victorywp
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Feb 27 2014, 10:20 PM
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QUOTE(~~5ive~~ @ Feb 27 2014, 09:40 PM) Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is capped at RM150 per quarter and will be credited into the Principal Card account. Total retail transaction mean only OTC transaction? Does online payment like air tickets, utility bills payment counted in this?yes, any transaction except for petrol.
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lamode
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Feb 27 2014, 10:25 PM
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QUOTE(victorywp @ Feb 27 2014, 10:19 PM) what happens if we did not specify in the form? will the bank keep trying and then change to cheque as the payment mode? LIMNOOI do you know how long does it takes for cheque payment?
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LIMNOOI
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Feb 27 2014, 10:30 PM
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New Member
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QUOTE(victorywp @ Feb 27 2014, 10:19 PM) what happens if we did not specify in the form? will the bank keep trying and then change to cheque as the payment mode? When I first BT Aeon balance to Public and didn't specific in the form. Public bank tried use IBG first and of course it fail. Public bank and I only knew that after few days and it missed my Aeon due date. After the incident, I had practiced specific in the BT form every time I do BT Aeon balance to other bank. Just for precaution purpose. But don't know after April will other bank charge RM0.50 for the cheque.
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LIMNOOI
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Feb 27 2014, 10:34 PM
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New Member
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QUOTE(lamode @ Feb 27 2014, 10:25 PM) LIMNOOI do you know how long does it takes for cheque payment? For Public bank, it is a very fast process, normally the BT will reflect in public bank online banking after 2 working days from the day we faxed in. And once it relect in online system, it takes another 4 working days for us to see the amount paid in Aeon online banking system.
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~~5ive~~
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Feb 27 2014, 11:24 PM
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QUOTE(victorywp @ Feb 27 2014, 10:20 PM) yes, any transaction except for petrol. Thanks!
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sj0217
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Mar 1 2014, 09:05 AM
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First time going BT to Aeon credit card.
According to the BT form from first page that I get, instruction 1 - do we need to attach the latest credit card account statement ? or we just complete the form and fax will do??
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lamode
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Mar 1 2014, 09:22 AM
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QUOTE(sj0217 @ Mar 1 2014, 09:05 AM) First time going BT to Aeon credit card. According to the BT form from first page that I get, instruction 1 - do we need to attach the latest credit card account statement ? or we just complete the form and fax will do?? yes, you need to attach the CC statement.
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victorywp
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Mar 1 2014, 09:31 AM
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QUOTE(lamode @ Mar 1 2014, 09:22 AM) yes, you need to attach the CC statement. which means we cannot purposely overpay other cc just to maximise the bt cl capacity?
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lamode
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Mar 1 2014, 09:38 AM
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QUOTE(victorywp @ Mar 1 2014, 09:31 AM) which means we cannot purposely overpay other cc just to maximise the bt cl capacity? no, you cant. unless the little secret is to » Click to show Spoiler - click again to hide... « if your statement date is 1 FEB and due date is 21 FEB, you settle it on your own first. Then you make a BT few days before next statement day, (around 26 FEB this case), it won't capture in ur 1 MAR statement, so you can make another BT as soon as you get the MAR statement. By middle of MAR, you would have overpaid 
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sj0217
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Mar 1 2014, 09:49 AM
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QUOTE(lamode @ Mar 1 2014, 09:22 AM) yes, you need to attach the CC statement. okay, is it only the front page that indicated of CC account number or all pages are need? And they are referring to which bank of statement? Aeon bank cc statement or the bank statement that want to transfer from (Exp: MBB) ??
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bearbear
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Mar 1 2014, 09:55 AM
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QUOTE(sj0217 @ Mar 1 2014, 09:49 AM) okay, is it only the front page that indicated of CC account number or all pages are need? And they are referring to which bank of statement? Aeon bank cc statement or the bank statement that want to transfer from (Exp: MBB) ?? of course the statement from MBB with all your outstanding amount, else how they can verify how much you owe MBB and provide you BT?
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sj0217
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Mar 1 2014, 10:03 AM
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QUOTE(bearbear @ Mar 1 2014, 09:55 AM) of course the statement from MBB with all your outstanding amount, else how they can verify how much you owe MBB and provide you BT? Noted with thanks! is this mean only can apply BT after the latest statement is out? can apply before statement date? Just want to be ensure that the payment will be make on time before due date for any other charge.
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bearbear
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Mar 1 2014, 10:08 AM
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QUOTE(sj0217 @ Mar 1 2014, 10:03 AM) Noted with thanks! is this mean only can apply BT after the latest statement is out? can apply before statement date? Just want to be ensure that the payment will be make on time before due date for any other charge. you have like 20 days after statement is released, so far AEON BT never miss any of my due date for MBB.
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victorywp
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Mar 1 2014, 10:09 AM
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QUOTE(sj0217 @ Mar 1 2014, 10:03 AM) Noted with thanks! is this mean only can apply BT after the latest statement is out? can apply before statement date? Just want to be ensure that the payment will be make on time before due date for any other charge. you can apply bt once the statement is out, it will take 15 business days. otherwise, you may settle it on your own first, then only make a bt. it can be used to offset your future purchase with the card.
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victorywp
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Mar 1 2014, 10:16 AM
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QUOTE(lamode @ Mar 1 2014, 09:38 AM) no, you cant. unless the little secret is to » Click to show Spoiler - click again to hide... « if your statement date is 1 FEB and due date is 21 FEB, you settle it on your own first. Then you make a BT few days before next statement day, (around 26 FEB this case), it won't capture in ur 1 MAR statement, so you can make another BT as soon as you get the MAR statement. By middle of MAR, you would have overpaid  that's a nice trick! oh ya, since minimum bt is rm1k up to 80% of cl, can we apply a bt at anytime whenever we want to do a bt to another cc between rm1k to 80% of cl? there is no limitation in terms of bt application period or numbers of bt application right?
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sj0217
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Mar 1 2014, 10:29 AM
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QUOTE(bearbear @ Mar 1 2014, 10:08 AM) you have like 20 days after statement is released, so far AEON BT never miss any of my due date for MBB. QUOTE(victorywp @ Mar 1 2014, 10:09 AM) you can apply bt once the statement is out, it will take 15 business days. otherwise, you may settle it on your own first, then only make a bt. it can be used to offset your future purchase with the card. ya, the BT form has mentioned that will take 15 working days to be completed. Alright, thanks for you guys sharing ya...
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TSronnie
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Mar 1 2014, 10:40 AM
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AEON BT Application Process Timeline
18-Feb-2014: AEON BT application via email 21-Feb-2014: Verification call from AEON & BT approved SMS 21-Feb-2014: Amount posted under AEON Unbilled Transactions 28-Feb-2014: BT Payment to MBB & HLB
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