well I took precaution to use black duck tape to cover the 4 digit in front as well as at the back for my amex card.. I memorise the number so I know it when I need it.

Yesterday I renewed my car insurance with Etiqa and they requested for 4-digit CID for my MBB2 AMEX.

My bill have something interesting...

I was charged for GST in my Amex (2 months later )

15-Dec-12 15-Dec-12 SERVICE TAX - PRINCIPAL $50.00

Then i saw another entry immediately after

15-Dec-12 15-Dec-12 PAID SERVICE TAX $50.00

15 Dec is a Saturday weekend!! Got 7.5% cashback = RM3.75

I dont remember paying for GST for this card, so this has to be a rebate. So total gain is RM53.75

This plus the RM100 earlier for duno what reason, and the monthly RM50 cashback. My total cashback for this card alone is RM200!!

This post has been edited by WhitE LighteR: Jan 5 2013, 11:15 AM

yup, for as long as i remember since 3 years ago when i renew with etiqa; they always ask this.

There's another GST to be charged under your Maybankard 2 MasterCard.
how is it possible to get RM3.75 Credit for Weekend rebate on 15-Dec ???!?!?! Weekend Rebate is creditted on the last of the month.

GST is not entitled to cash rebate since it's not retail transaction.

1st transaction is a plus transaction
2nd transaction is a minus (offset) transaction.

For accounting purpose, these two lines are just there.

Therefore, it means nothing since no GST is imposed on MBB2 AMEX. It'll be appearing in MBB2 Visa/Mastercard soon.

This post has been edited by David83: Jan 5 2013, 11:23 AM

Aiya... You guys are right. I calculated wrongly. Paiseh

But how bout the RM50 listed as "PAID SERVICE TAX"?? I dont remember paying any GST yet...

Didn't read my post?

1st transaction is a plus transaction
2nd transaction is a minus (offset) transaction.

For accounting purpose, these two lines are just there.

Therefore, it means nothing since no GST is imposed on MBB2 AMEX.

Oh.. so the GST will be charged to my Mastercard then? Ok ok... understand now. Thanks.. I will wait for the statement.... thx

+1

To add, it's "paid for" by Maybank lah. It means they "absorbed" the GST on your AMEX, but you're going to have to pay for your Mastercard/VISA's GST. Just go check the transaction listing already.

That's the point of Maybank 2 cards. You only pay 1 GST for 2 credit cards.

Its clear now. Thanks

I wonder maybank 2 card is consider 2 card in bank negara or 1 card?

I ask this question because credit card restriction for applicant who income less than RM3000 can only have 2 card.

How you get the RM100 rebate?

Saw few member have it, but I have nothing one?

Err, correction. The restriction is cannot hold cards from more than 2 banks not 2 cards.
So Maybank is considered 1 bank.

what if i have 2 bank credit card already, but i still want to one more bank credit card and my income is more than RM3K per month.

More than RM 36k per annum has no restriction what. You can own as many as you like.

dear all,

im planning to apply this card. is it they still can approved it in 60 minutes if i apply it in KLCC?

one more thing, i just wanna confirm regarding the min annual income rm30k. it means gross income or nett income? my basic is below rm2.5k but if plus allowance it is around rm2.9k but w/o EPF deduction yet...please advise

Gross income.
If the allowance is fixed then you can include that, else they will just consider your basic salary.

Got a question on FAQ #17
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.

Need to clarify on the "DELL installment plan". Does that mean I got no cash back if I buy online - pay full via AMEX from DELL during weekend?

BTW, Got anyone successfully get cash back for online bill payment during weekend (e.g. TMENT. etc)?

For Dell, many have fed back that Dell won't be processing your online order on weekend. Therefore, no point pushing your luck.

Next, if you pay TM net using M2U with MBB2 AMEX, of course you'll get the cash rebate. In fact, any online transaction being processed or captured on Malaysian time weekend will be entitled for the cash rebate as long as you stay within the quota.