Hi investors, i have several public mutual funds that I bought using epf around 10 years ago. Right now the return of those funds is between 15-85%. Now I heard alot of people said that public mutual is not really good investment fund. Question is, should I withdraw from those funds? Or should I keep it, and withdraw the worst performance or the best one?
Thanks for advise.

usually they would said...throw away those BAD one and keep the GOOD one
those that are still about below 35% ROI after 10 years should be the one that needed more scrutiny....
not sure what are those funds...if those are Fixed income funds...then they are definitely different than EQ funds

i have some of funds that earning >100% , some only earn 10% for 5yrs long run , usually the bad one just sell it if u have other worthy investment , else just keep it until u eye something that has more potential

More scrutiny means i need to do more research on it? The fund that i have are public ittikal, public islamic dividend, public islamic saving, and more. Im not that bright on this investment stuff previously, so i just let the agent do all.

the 3 funds that mentioned that you bought 10 yrs ago had these performance since 10 yrs ago....

sourced from
https://www.publicmutual.com.my/Our-Products/Fund-Overview


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dinasti & IDS so far so good.

can top up ?

hi finance expert, how you guys grow your RM10k from EPF withdrawal?

your ideas are much appreciate.

What is your expected returns of investment per year for this 10k?
How much money will you willing to see looses before you get out of it?

Buy ps5 and a few game and enjoise ...use the oppurtunity to create online network or even twitch channel....generate income ...or create youtube page to review games


For sure bro..

Can reinvest in epf to get higher dividend compared to fixed deposit if that is your plan.

By leaving it in EPF.
Just because you can doesn't mean you should if you don't have a plan.

double in a year?

I have a youtube channel, not easy to gain subscribers yet alone new channel

true of that but anyways to get higher.

then, How much money will you willing to see looses before you get out of it?

30%

that can have a ROI as below ......

and can willing to see losses as below

thanks for telling.....now that would enable more focused replies from forummers

If you need to ask, then don’t withdraw your EPF money. Just let it grow.

forex gambling strategy. Easy to double the money.

Leave it in epf
Learn how to invest in UT (epf-mis)

epf given 5~6% annually, shouldn't be any way to make it higher?

too risky right? is like going to genting...

what is UT?

Leave it in epf