Hi All,

Anyone know how can I withdraw my investment in CWA? I've lost my agent contact number coz its 5 years ago

Looking at Public Mutual too as a beginner, but let's say I open up an account via Public Mutual Online and did investment on my own without going through an agent, is this wise?

my friend from philip mutual showed me one of the fund performance achieving around 23%. the thing is it doesn't achieving that result consistently every year or month. it is possible, it depends on the time you enter and the price that you are buying at. if you ask me, i will look at the average, perhaps 8% per annum.
if im not mistaken, still need agent's service to open a new fund account. so long you have existing fund account, then only you can fund in yourself through PMO (Public Mutual Online). even through that, you are still charged with agent fee. correct me if im wrong.
ehwee can DIY yourself using FundSuperMart (FSM) to bypass agent fee. of course you are the one that need to study which fund to put in.

i would say PM is for those that dont initiate to fund in themselves. anything just call agent to settle (im once like that). after doing own homework more, then its so much easier to handle ownself now.

Which fund from PM?

1. How do I verify that that's true?
check the website......it is stated there
Complimentary* Group Term Life / Personal Accident Insurance
The following insurance/takaful coverage is provided to qualified unitholders of the following funds.
https://www.publicmutual.com.my/FP-Services/Insurance

Remarks: The total sum cover is equal to the NAV of units held in the ratio of RM1 insurance coverage for every RM1 NAV of units held. ...as at 19/7/18 the Nav is 0.3528.....thus the coverage is only RM35280?
2. If I buy through fundsupermart, I won't get those benefits because the fund isn't actually in my name, right?

YES it is under nominee's name......but have you checked the Sales charges % if you buy from PM? how much SC value in MYR do you have to pay? Maybe RM 5500??

if you buy from FSM, how much % of SC you will kena if you by RM100K? Maybe RM1250??

for RM40K of PA & term life coverage...how much to pay the premium per year? Maybe <RM 200 pa??

Thanks for the feedback, MUM.

I see your point of view but shouldn't Tech be a fast-growing sector? Agree that it's high-risk tho.

Time is ripe to buy up some china fund.

Public PGCF fund price at its all time low.

you are timing the market.  you are already buying at a discount and averaging down.. u get even more units when it goes down.  patience is the key in winning this trade war opportunity.

PGCF since commencement last year till now is -9.64%.....if add the 5.5% SC.....= -15%....it needed to climb about 17% just to break even....

commenced at the wrong time....

Dynamic income = coverage in Greater china too?

OPUS INCOME PLUS FUND

5. FEES, CHARGES AND EXPENSES
The following describes the fees and charges that may be DIRECTLY incurred by Unit Holders of the Fund when purchasing or redeeming Units of the Fund.

page 12 of this prospectus....
https://www.eunittrust.com.my/pdf/Prospectu...260112018_p.pdf