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 Savings Account in Malaysia

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nxtpg
post Jan 17 2017, 08:23 AM

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QUOTE(street @ Dec 5 2016, 10:39 PM)
Wow... IT IS really difficult for the unemployed to open savings account nowadays. You need a valid reason and you can't just simply open for suka-suka sahaja.  grumble.gif

Up till now I went to 4 different branches of CIMB and no response from ANY of them..
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Any updates? Managed to open in cimb?

I have a current joint account cimb in which charges rm10 half yearly plus the rm15++ for atm card. Hardly issue any cheques nowadays so is it possible to convert the current acc to savings acc?
Ramjade
post Jan 17 2017, 09:29 AM

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QUOTE(nxtpg @ Jan 17 2017, 08:23 AM)
Any updates?  Managed to open in cimb?

I have a current joint account cimb in which charges rm10 half yearly plus the rm15++ for atm card. Hardly issue any cheques nowadays so is it possible to convert the current acc to savings acc?
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You can try. Cimb is kind of stingy. Alternatively, can try Standard Chartered JustOne. It's both a saving and a current account.
filage
post Jan 18 2017, 12:30 AM

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You may need to see the bank manager to have it open. The staff will just keep playing their standard response and waste your time. If you really insist on it and ask to see manager, more chance can open. But still, dealing with the stubborn and SOP-bound staff, it will make you vomit blood and spoil your mood for the day.


spreeeee
post Jan 18 2017, 10:31 AM

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why cimb basic saving account (new account) - charging rm8 fee? no atm card also..
Ramjade
post Jan 18 2017, 10:43 AM

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QUOTE(spreeeee @ Jan 18 2017, 10:31 AM)
why cimb basic saving account (new account) - charging rm8 fee? no atm card also..
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Complain la. Tell them I want the free BSA.
abbey_monster
post Jan 18 2017, 10:54 AM

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hi

Nom-el
post Jan 18 2017, 11:15 AM

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QUOTE(spreeeee @ Jan 18 2017, 10:31 AM)
why cimb basic saving account (new account) - charging rm8 fee? no atm card also..
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Did you tell the staff that you wanted to open a fee-free basic savings account (with limited ATM withdrawal)? If not, the staff probably open a basic savings account with annual fee for you with unlimited ATM withdrawal.
spreeeee
post Jan 18 2017, 11:40 AM

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QUOTE(Nom-el @ Jan 18 2017, 11:15 AM)
Did you tell the staff that you wanted to open a fee-free basic savings account (with limited ATM withdrawal)? If not, the staff probably open a basic savings account with annual fee for you with unlimited ATM withdrawal.
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problem is.. no ATM facility..

basically just want to do a banker cheque from cimb.. i had cash of rm5k.. but the officer enforced to create a saving account then only can do the banker cheque.. so no choice die die must create an account for the sake of banker cheque..
Nom-el
post Jan 18 2017, 12:40 PM

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QUOTE(spreeeee @ Jan 18 2017, 11:40 AM)
problem is.. no ATM facility..

basically just want to do a banker cheque from cimb.. i had cash of rm5k.. but the officer enforced to create a saving account then only can do the banker cheque.. so no choice die die must create an account for the sake of banker cheque..
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Sorry to hear that. If your account is BSA with fee, you will be charged every year regardless of whether or not you have an ATM card. The staff should have opened the non-fee BSA for you since you are not using the ATM facility at all. Problem is, sometimes they don't ask you what option you want. They just simply choose the default option for you if you did not specifically mention the option you want.

This post has been edited by Nom-el: Jan 18 2017, 12:40 PM
spreeeee
post Jan 18 2017, 03:11 PM

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QUOTE(Nom-el @ Jan 18 2017, 12:40 PM)
Sorry to hear that. If your account is BSA with fee, you will be charged every year regardless of whether or not you have an ATM card. The staff should have opened the non-fee BSA for you since you are not using the ATM facility at all. Problem is, sometimes they don't ask you what option you want. They just simply choose the default option for you if you did not specifically mention the option you want.
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do u think can appeal for reversal? hmm.gif
Nom-el
post Jan 20 2017, 11:32 AM

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QUOTE(spreeeee @ Jan 18 2017, 03:11 PM)
do u think can appeal for reversal?  hmm.gif
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I don't know but you can try. What I do know is you cannot convert a non fee-free BSA to a fee-free BSA and vice-versa. The only way to do that is to close the existing account & open a new one.
kart
post Feb 5 2017, 11:44 AM

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QUOTE(cybpsych @ Feb 5 2017, 11:13 AM)

if you are expecting to receive the Feb hardcopy statement, u need to wait for few days to get it printed, delivered to you, right?
is it because I got online PB to check my credit card transaction the reason they will not send me the hardcopy

having PBe online banking to check card transaction has nothing to do with statement generation.

However, if you registered e-Statement, then bank will not send hardcopy statement to you.

READ

user posted image
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My question is about e-Statement for Public Bank Saving Account, not for Public Bank Credit Card.

My Public Bank Saving Account has a passbook, and I have access to Public Bank online banking website.

Suppose that I activate the e-Statement for my Public Bank Saving Account. Can I still update my passbook, and still receive the PDF file of the e-Statement?

Is the e-Statement for Public Bank Saving Account free of charge?

Thank you for your information, cybpsych.
cybpsych
post Feb 5 2017, 11:52 AM

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QUOTE(kart @ Feb 5 2017, 11:44 AM)
My question is about e-Statement for Public Bank Saving Account, not for Public Bank Credit Card.

My Public Bank Saving Account has a passbook, and I have access to Public Bank online banking website.

Suppose that I activate the e-Statement for my Public Bank Saving Account. Can I still update my passbook, and still receive the PDF file of the e-Statement?

Is the e-Statement for Public Bank Saving Account free of charge?

Thank you for your information, cybpsych.
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e-Statement is FOC.

passbook update should be status quo, not sure if there's any policy preventing passbook update (over-the-counter) if eStatement is active. perhaps call CS to get answer.
usmanjailani
post Jun 6 2017, 09:14 AM

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QUOTE(cybpsych @ Feb 5 2017, 11:52 AM)
e-Statement is FOC.

passbook update should be status quo, not sure if there's any policy preventing passbook update (over-the-counter) if eStatement is active. perhaps call CS to get answer.
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can anyone guide me on getting the statement from PBE online?

all I get is this error.

Attached Image
Attached Image
Attached Image
cybpsych
post Jun 6 2017, 09:17 AM

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QUOTE(usmanjailani @ Jun 6 2017, 09:14 AM)
can anyone guide me on getting the statement from PBE online?

all I get is this error.

Attached Image
Attached Image
Attached Image
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statement not ready lo.

once your SA's eStatement is ready, you would receive a notice in [MAILBOX] at the front page.
usmanjailani
post Jun 6 2017, 11:42 AM

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QUOTE(cybpsych @ Jun 6 2017, 09:17 AM)
statement not ready lo.

once your SA's eStatement is ready, you would receive a notice in [MAILBOX] at the front page.
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i see..i thought instant ready to print..do you know how long it takes?.

Im preparing docs for housing loan..but dont have much time to go over-counter services to get the statement..

or going there is much highly recommended?
cybpsych
post Jun 6 2017, 01:29 PM

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QUOTE(usmanjailani @ Jun 6 2017, 11:42 AM)
i see..i thought instant ready to print..do you know how long it takes?.

Im preparing docs for housing loan..but dont have much time to go over-counter services to get the statement..

or going there is much highly recommended?
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not sure how long. most times, i'd get notified on 8th or 9th of the month.

try check a few more days.


for house loan, better try get bank to print the statement. yeah, it's tedious. some banks wants the statement + bank chop/stamp.

unless the loan bank has no issue with PDF eStatement, then wait for few more days.
usmanjailani
post Jun 6 2017, 01:54 PM

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QUOTE(cybpsych @ Jun 6 2017, 01:29 PM)
not sure how long. most times, i'd get notified on 8th or 9th of the month.

try check a few more days.
for house loan, better try get bank to print the statement. yeah, it's tedious. some banks wants the statement + bank chop/stamp.

unless the loan bank has no issue with PDF eStatement, then wait for few more days.
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thanks for the info.. notworthy.gif
Nom-el
post Jul 10 2017, 11:23 AM

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Hong Leong Bank's 7% p.a. CASA/-i Bonus Interest/Profit Promotion (7/7/2017 - 13/7/2017)

https://www.hlb.com.my/content/dam/hlb/my/d...branch_CASA.pdf
cybpsych
post Sep 9 2017, 08:51 AM

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